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Consumer Finance Startups

Updated July 2026

Companies in the consumer finance sector developing innovative solutions and technologies.

Explore 89 recently funded consumer finance companies with verified founder contact information and fundraising data.

Total Companies
89
Total Funding
Undisclosed
Avg Funding
Undisclosed
Global Reach
3
countries

Top Cities for Consumer Finance

San Francisco
New York City
Los Angeles
Redmond
Singapore
Bogotá

Recently Funded Companies

Export
San Francisco, USA

Online auto and business insurance. (Acquired 2013)

Founder Contacts

30,000+ verified contacts

New York City, USA

Generate stories from SEC filings.

Founder Contacts

30,000+ verified contacts

San Francisco, USA

A mobile wallet that allows you to pay everywhere credit cards are…

Founder Contacts

30,000+ verified contacts

San Francisco, USA

Payments for Marketplaces

Founder Contacts

30,000+ verified contacts

Los Angeles, USA

Personal debt and credit management. Acquired by Avant in 2015.

Founder Contacts

30,000+ verified contacts

Redmond, USA

Founded in 2005, TextPayMe is an SMS payment service that lets you send money to other people using cell phone text messaging. TextPayMe lets you send money to anyone else in the US with an SMS-capable cell phone, and while phone carriers may charge for the actual text message sent/received, sending and receiving money is free while TextPayMe remains in Beta. In July 2006, the TextPayMe team started working for Amazon and, as of 2011, the site redirects to an Amazon's mobile payment website. There was no press release related to this event but it's assumed the company was acquired. Sending and receiving payments through TextPayMe is easy: simply write a text message to [email protected] with "pay amount phonenumber" in the body (i.e. to send $5 to 123-456-7890, text "pay 5 1234567890"). The service is secure as well, as each payment needs to be confirmed by a user-created PIN. To fund your transactions, TextPayMe lets you add money directly from your bank account and now also lets you link your credit card as well. Currently, the maximum amount that can be sent or received per month is $500.

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Robinhood for Southeast Asia (SEA)

Founder Contacts

30,000+ verified contacts

New York City, USA

Automated investing for the next generation 💸

Founder Contacts

30,000+ verified contacts

San Francisco, USA

Investing app that teaches you how to invest

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Dollar banking for people in Latin America

Founder Contacts

30,000+ verified contacts

San Francisco, USA

AI advisor for retail investors

Founder Contacts

30,000+ verified contacts

San Francisco, USA

Agents that move money, trade stocks, and file taxes.

Founder Contacts

30,000+ verified contacts

New York, USA

Benefits for independent workers.

Founder Contacts

30,000+ verified contacts

New York, USA

Mobile bank for credit-worthy, new-to-America internationals offering…

Founder Contacts

30,000+ verified contacts

Showing 76 to 89 of 89 companies

About the Consumer Finance Startup Ecosystem

The consumer finance sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Consumer Finance

Consumer Finance companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The consumer finance sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Consumer Finance Funding Breakdown

Here is how funding is distributed among the 89 consumer finance companies tracked in the VCBacked database.

Average Funding
Undisclosed
Total Funding Tracked
Undisclosed
Countries Represented
3

Distribution by Funding Stage

Other14 companies

Top Cities for Consumer Finance

1.San Francisco
6 companiesUndisclosed
2.New York City
2 companiesUndisclosed
3.New York
2 companiesUndisclosed
4.Los Angeles
1 companiesUndisclosed
5.Redmond
1 companiesUndisclosed

Related Industries

Companies in the consumer finance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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