Skip to main content

Credit and Lending Startups

Updated July 2026

Companies in the credit and lending sector developing innovative solutions and technologies.

Explore 74 recently funded credit and lending companies with verified founder contact information and fundraising data.

Total Companies
74
Total Funding
Undisclosed
Avg Funding
Undisclosed
Global Reach
13
countries

Top Cities for Credit and Lending

Mexico City
San Francisco
São Paulo
Oakland
New York
Sydney

Recently Funded Companies

Export
Mexico City, Mexico; Remote

Smart micro financing for everyone

Founder Contacts

30,000+ verified contacts

San Francisco, USA

AI agents for the consumer lending industry

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil; Remote

Salary advance to employees in Brazil.

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Digital lending platform for Brazilian farmers

Founder Contacts

30,000+ verified contacts

Oakland, USA; Remote

Grain transforms the debit card you already have into a credit card…

Founder Contacts

30,000+ verified contacts

New York, USA

SoFi for trade students

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Advance next payday, and BNPL for bills

Founder Contacts

30,000+ verified contacts

Sterling, USA; Remote

Direct P2P lending across the international wealth divide.

Founder Contacts

30,000+ verified contacts

San Francisco, USA

AI Back-Office Automation for Commercial Lenders

Founder Contacts

30,000+ verified contacts

San Francisco, USA

AI operating system for commercial loans

Founder Contacts

30,000+ verified contacts

Hanoi, Vietnam

We help underbanked workers get paid before payday

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

Micro-lender in Mexico

Founder Contacts

30,000+ verified contacts

Kampala, Uganda

Working capital for African micro businesses

Founder Contacts

30,000+ verified contacts

Lagos, Nigeria; Remote

Group Financing for small businesses across Africa.

Founder Contacts

30,000+ verified contacts

Bengaluru, India

Credit Card for college students based on UPI.

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

Clear.co for LATAM. Revenue based financing for online sellers.

Founder Contacts

30,000+ verified contacts

Santiago, Chile; Remote

The next-gen lending platform for the banking system in LATAM.

Founder Contacts

30,000+ verified contacts

Austin, USA; Remote

Financing the next-generation of infrastructure projects

Founder Contacts

30,000+ verified contacts

Bengaluru, India

Enable Buy-Now-Pay-Later in a White-Labelled Manner

Founder Contacts

30,000+ verified contacts

Sindh, Pakistan

Abhi is Pakistan's 1st financial wellness platform focusing on…

Founder Contacts

30,000+ verified contacts

Lagos, Nigeria; Remote

Loans to Nigeria's SMEs in under 3 hours

Founder Contacts

30,000+ verified contacts

Bengaluru, India

Corporate Card solution for Indian businesses

Founder Contacts

30,000+ verified contacts

San Francisco, USA; Remote

Fast and simple fintech financing

Founder Contacts

30,000+ verified contacts

Hanoi, Vietnam

Payroll app to pay workers daily for retailers & manufacturers in SEA

Founder Contacts

30,000+ verified contacts

San Francisco, USA

Agentic Mortgage Origination

Founder Contacts

30,000+ verified contacts

Showing 1 to 25 of 74 companies

About the Credit and Lending Startup Ecosystem

The credit and lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit and Lending

Credit and Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit and lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit and Lending Funding Breakdown

Here is how funding is distributed among the 74 credit and lending companies tracked in the VCBacked database.

Average Funding
Undisclosed
Total Funding Tracked
Undisclosed
Countries Represented
13

Distribution by Funding Stage

Other25 companies

Top Cities for Credit and Lending

1.San Francisco
5 companiesUndisclosed
2.Mexico City
3 companiesUndisclosed
3.Bengaluru
3 companiesUndisclosed
4.São Paulo
2 companiesUndisclosed
5.Hanoi
2 companiesUndisclosed

Related Industries

Companies in the credit and lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

Ready to Connect with Credit and Lending Startups?

Perfect for: B2B sales teams targeting credit and lending companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

Get Started - Access Contact Information

Join thousands of sales teams, investors, and service providers using VCBacked