Skip to main content

Credit and Lending Startups

Updated July 2026

Companies in the credit and lending sector developing innovative solutions and technologies.

Explore 74 recently funded credit and lending companies with verified founder contact information and fundraising data.

Total Companies
74
Total Funding
Undisclosed
Avg Funding
Undisclosed
Global Reach
11
countries

Top Cities for Credit and Lending

Singapore
San Francisco
DF
Bengaluru
Lagos
Nairobi

Recently Funded Companies

Export
Singapore, Singapore

Digital financial services for students in Southeast Asia

Founder Contacts

30,000+ verified contacts

San Francisco, USA

The first AI mortgage lender

Founder Contacts

30,000+ verified contacts

San Francisco, USA

The easiest way to buy 74k+ crypto tokens with USD

Founder Contacts

30,000+ verified contacts

DF, Brazil; Remote

bxblue is a marketplace for people with guaranteed income in Brazil.…

Founder Contacts

30,000+ verified contacts

San Francisco, USA

Financial products for immigrants (acquired by JG Wentworth)

Founder Contacts

30,000+ verified contacts

San Francisco, USA; Remote

White-labeled shared appreciation down payment programs for employers

Founder Contacts

30,000+ verified contacts

Bengaluru, India

Shopify for Financial Services

Founder Contacts

30,000+ verified contacts

Lagos, Nigeria

Diversified credit infrastructure powering payments across Africa.

Founder Contacts

30,000+ verified contacts

Nairobi, Kenya; Remote

A bank account that lets you easily separate, spend and track money

Founder Contacts

30,000+ verified contacts

Chicago, USA; Remote

Buy flights for only a fraction upfront and pay off the rest in…

Founder Contacts

30,000+ verified contacts

San Francisco, USA

Legal investment firm

Founder Contacts

30,000+ verified contacts

New York City, USA

Bridging a world of consumer-permissioned credit data

Founder Contacts

30,000+ verified contacts

Berkeley, USA

Kickstarter for local businesses

Founder Contacts

30,000+ verified contacts

San Francisco, USA

LendUp is a socially responsible company on a mission to redefine…

Founder Contacts

30,000+ verified contacts

Córdoba, Argentina

Affirm for LATAM

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Payment Platform for LatAm Micro and Small Businesses

Founder Contacts

30,000+ verified contacts

New York, USA

Credit risk management platform for builders' merchants

Founder Contacts

30,000+ verified contacts

Los Angeles, USA; Remote

Better financial services for creators

Founder Contacts

30,000+ verified contacts

New York, USA; Remote

Rent verification API for landlords and lenders

Founder Contacts

30,000+ verified contacts

Tel Aviv-Yafo, Israel

Loan management software for private lenders

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

Embedded lending infrastructure

Founder Contacts

30,000+ verified contacts

Mountain View, USA

Lending Intelligence Software

Founder Contacts

30,000+ verified contacts

San Francisco, USA; Remote

Debt as a service for companies to lend money to their users at scale.

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Making car ownership more inclusive, flexible and simple.

Founder Contacts

30,000+ verified contacts

Showing 51 to 74 of 74 companies

About the Credit and Lending Startup Ecosystem

The credit and lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit and Lending

Credit and Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit and lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit and Lending Funding Breakdown

Here is how funding is distributed among the 74 credit and lending companies tracked in the VCBacked database.

Average Funding
Undisclosed
Total Funding Tracked
Undisclosed
Countries Represented
11

Distribution by Funding Stage

Other24 companies

Top Cities for Credit and Lending

1.San Francisco
7 companiesUndisclosed
2.São Paulo
2 companiesUndisclosed
3.New York
2 companiesUndisclosed
4.Singapore
1 companiesUndisclosed
5.DF
1 companiesUndisclosed

Related Industries

Companies in the credit and lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

Ready to Connect with Credit and Lending Startups?

Perfect for: B2B sales teams targeting credit and lending companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

Get Started - Access Contact Information

Join thousands of sales teams, investors, and service providers using VCBacked