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Debt Collections Startups

Updated July 2026

Companies in the debt collections sector developing innovative solutions and technologies.

Explore 45 recently funded debt collections companies with verified founder contact information and fundraising data.

Total Companies
45
Total Funding
$285.1M
Avg Funding
$14.3M
Global Reach
10
countries

Top Cities for Debt Collections

Barcelona
New York
Sydney
San Francisco
Charlotte
Daytona Beach

Recently Funded Companies

Export
Barcelona, Spain

Murphy uses artificial intelligence to automate debt collection and replace human workers in corporate enterprises.

$13.0M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

New York, United States

CollectWise develops automated AI agents and integrated legal network services for debt collection and payment recovery processes.

$500K raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Sydney, Australia

InDebted is debt collecting software that provides customer accounts and helps small and medium businesses to receive payment options.

$41.4M raised
Sep 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Respaid is a tech company that uses AI and debt collectors to recover debt for businesses.

$500K raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Charlotte, United States

DebtBook provides treasury and accounting software to government and non-profit finance professionals.

$12.5M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Daytona Beach, United States

Colleen AI is an AI-powered, integrated platform solution for rent and debt collection optimization.

$3.5M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Austin, United States

Equabli specializes in debt recovery, creditor benefits, compliance, and lifecycle management.

$3.4M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Santiago, Chile

Colektia is a digital platform that helps financial institutions create new digital collections models, based on artificial intelligence.

$9.0M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Copenhagen, Denmark

Debbie is a debt recovery platform which automates manual processes and enables debt recovery through advanced data analysis.

$509K raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Copenhagen, Denmark

Debbie is a data-driven recovery platform that provides power for manual processes and improves recovery using advanced data analysis.

$509K raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Hamburg, Germany

A fully customisable all-in-one platform for collections & recovery. Fast to deploy, simple to manage & easy to customise & expand.

$4.5M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Chester, United Kingdom

DebtStream is a digital platform for businesses to collect debt from those who fall into arrears.

$1.5M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Santa Cruz De La Sierra, Bolivia

Luka automates enterprise payments and collection process, through the most used messaging platforms in Latin America, Facebook and WhatsApp

Jan 2024

Founder Contacts

30,000+ verified contacts

Ponte Vedra, United States

Imagined.Cloud offers a cloud-based platform for the accounts receivable industry.

$600K raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Calgary, Canada

Maximizing collections by combining behavioral science with AI-driven insights to improve cure rates and reduce charge-offs.

$42.0M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

Lippstadt, Germany

troy is a fintech company that provides Debt Collection as a Service.

Nov 2025

Founder Contacts

30,000+ verified contacts

Milan, Italy

AI-powered pre-litigation debt recovery for European SMEs. Fast, affordable, pay only on success.

$646K raised
Oct 2025

Founder Contacts

30,000+ verified contacts

Las Condes, Chile

Cuadra is a financial management software that specializes in providing SMEs, finance, and accounting services.

$550K raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Toowong, Australia

Panthera Finance is a debt buyer & collector and financial management firm.

$150.0M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Santiago, Chile

Smartia develops an AI-driven platform for debt collection.

$500K raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Showing 26 to 45 of 45 companies

About the Debt Collections Startup Ecosystem

The debt collections sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Debt Collections

Debt Collections companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The debt collections sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Debt Collections Funding Breakdown

Here is how funding is distributed among the 45 debt collections companies tracked in the VCBacked database.

Average Funding
$14.3M
Total Funding Tracked
$285.1M
Countries Represented
10

Distribution by Funding Stage

Other20 companies

Top Cities for Debt Collections

1.Santiago
2 companies$9.5M
2.Copenhagen
2 companies$1.0M
3.Barcelona
1 companies$13.0M
4.New York
1 companies$500K
5.Sydney
1 companies$41.4M

Related Industries

Companies in the debt collections sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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45 Debt Collections Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked