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Lending Startups

Updated July 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 566 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
566
Total Funding
$738.9M
Avg Funding
$29.6M
Global Reach
11
countries

Top Cities for Lending

Chicago
New York
Medellín
London
Austin
Mexico City

Recently Funded Companies

Export
Chicago, United States

Aequum is a commercial business that integrates an Environmental, Social, and Governance investment ethos.

$250.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Scienaptic Systems provides big data analytics and related solutions through its platform.

Sep 2024

Founder Contacts

30,000+ verified contacts

Medellín, Colombia

Sempli is building the leading all-in-one finance digital bank for small businesses in Colombia.

$10.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Enterprise FinTech SaaS

Sep 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Digital finance pioneers

$413K raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Austin, United States

The world first charge card exclusively for ad spend

$3.2M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

100% digital company focus on individuals, offering savings and term deposits, SME and consumer loans among other financial services.

Sep 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Level is a fintech financing platform that buys loans from fintech startups helping them gain access to capital to scale faster.

$2.2M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Vancouver, Canada

Inverite Insights is on a mission to empower Canadians, with credit building goods, advice and resources, to handle their personal finances.

$604K raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Schlieren, Switzerland

Digital platform for small and medium business loans.

$536K raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Athena is a home loan platform that offers competitive rates and simplifies the process of applying for and managing home loans.

$42.7M raised
Sep 2024

Founder Contacts

30,000+ verified contacts

Milan, Italy

Valore Condiviso is the lending crowdfunding platform that allows people to finance Valore.

$5.0M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Boise, United States

Blue Sky Financial is a B2C fintech that offers financial services in mortgage, insurance, real estate, and personal loans.

$700K raised
Sep 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Tilt (formerly Empower) is a financial technology company on a mission to expand access to fair credit.

Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Argyle is the leading provider of direct-source, consumer-permissioned income, employment, and asset verifications

Sep 2025

Founder Contacts

30,000+ verified contacts

El Paso, United States

ABR First Capital is an asset-based lender that provides an “Alternative Source of Financing” for businesses.

$452K raised
Sep 2021

Founder Contacts

30,000+ verified contacts

New York, United States

Rialto Markets operates a digital securities alternative trading system.

$40K raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Ipswich, United Kingdom

Fleximize is a fintech-led business finance provider offering business loans of up to £500,000 to UK-based SMEs

$167.6M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Sparrow allows users to search and compare personalized student loan offers.

Sep 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Ripio is a bitcoin and digital payments company that provides electronic payment solutions for businesses in Latin America.

$50.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Chelmsford, United Kingdom

4Syte provides invoice finance solutions, lending, cash flow, business acquisition, and debt consolidation services.

$135.5M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Auckland, New Zealand

Harmoney is the largest online personal lending platform in Australia and New Zealand

$18K raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Oakland, United States

LENDonate is a marketplace lending platform that connects investors and philanthropists with nonprofits.

$18.9M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Uplevel your credit decisions with AI

$1.0M raised
Sep 2024

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Helicap is a fintech investment platform that offers curated investment options and alternative lending solutions.

$50.0M raised
Sep 2024

Founder Contacts

30,000+ verified contacts

Showing 1 to 25 of 566 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 566 lending companies tracked in the VCBacked database.

Average Funding
$29.6M
Total Funding Tracked
$738.9M
Countries Represented
11

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.New York
5 companies$40K
2.San Francisco
3 companies$52.2M
3.Chicago
1 companies$250.0M
4.Medellín
1 companies$10.0M
5.London
1 companies$413K

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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566 Lending Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked