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Lending Startups

Updated July 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 622 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
622
Total Funding
$2.0B
Avg Funding
$78.5M
Global Reach
9
countries

Top Cities for Lending

New York
Salt Lake City
Minneapolis
London
Los Angeles
Charleston

Recently Funded Companies

Export
New York, United States

Erithmitic is a digital and non-bank lending platform that provides CRE borrowers with institutional financing leveraging data and AI.

May 2024

Founder Contacts

30,000+ verified contacts

Salt Lake City, United States

Volo Loans is a financial services firm that offers home loan and mortgage services.

$50.0M raised
May 2025

Founder Contacts

30,000+ verified contacts

Minneapolis, United States

JustiFi offers Embedded Finance Infrastructure for platforms that enables embedded payments, insurance, lending and more.

$10.0M raised
May 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Colendi provides embedded fintech services that democratize banking services for consumers, merchants, and financial institutions.

$65.0M raised
May 2024

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

Jia provides blockchain-based financing to businesses in emerging markets and delivers returns on real-world assets to investors.

$3.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

Charleston, United States

Low Tide Lending is a direct lender that provides time-sensitive, creative, short-term financing.

$300K raised
May 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Octane is a fintech firm offering financing solutions for powersports, outdoor equipment, and recreational purchases.

$350.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

Denver, United States

Caribou helps drivers take control of their car payments. Drivers who refinance through Caribou could save an average of $115/month.

$115.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

Eindhoven, The Netherlands

in3 is a Dutch FinTech offering BNPL to consumers in three instalments with 0% interest.

$85.3M raised
May 2022

Founder Contacts

30,000+ verified contacts

Zug, Switzerland

Decentralized Capital Markets for Digital Assets

$4.1M raised
May 2025

Founder Contacts

30,000+ verified contacts

Dublin, Ireland

ICS Mortgages provides residential mortgages, real estate investment, documentation, mortgage switching, and commercial lending services.

$217.4M raised
May 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Crux is a capital market company that provides debit marketplace,transferable tax credits, and market intelligence for tax credit transfers.

$500.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

London, United Kingdom

thisbank is a banking and financial services company that offers fixed-term savings and loan products.

$6.9M raised
May 2026

Founder Contacts

30,000+ verified contacts

New York, United States

Exponent is a financial platform designed for franchise owners and multi-location enterprises.

$10.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

Atlanta, United States

Angel Oak Mortgage Solutions is a financial services company that provides mortgage solutions.

$40.0M raised
May 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Incredible is a credit repayment solution that tracks and automates credit card repayments

$1.0M raised
May 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Proportunity is a financial services organisation made possible by technology.

$2.6M raised
May 2022

Founder Contacts

30,000+ verified contacts

Toronto, Canada

APX Lending provides compliant, safe and secure lending solutions.

May 2025

Founder Contacts

30,000+ verified contacts

Southfield, United States

Credibly is a Fintech platform that uses data science and technology to offer finance for small businesses.

$260.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Embedded consumer lending platform for LATAM

$2.3M raised
May 2022

Founder Contacts

30,000+ verified contacts

Colômbia, Brazil

UNI2 Microcrédito witnessed the inequalities in the financial sector and recognised that a huge part of the population.

$3.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

LoanSnap is on a mission to improve every American's finances

May 2023

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

CrediSmart offers microloans and smartphone financing via the Crediminuto app and partner stores, with stated APRs and app payments.

$48.0M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Madrid, Spain

AQUISGRAN is an SGR initiative to provide Aachen loans and investments to current and future SME partners by issuing MARF-listed bonds.

$119.4M raised
Apr 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Better.com is a homeownership journey platform that utilizes technology to change the way people buy and own a home.

$69.0M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Showing 226 to 250 of 622 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 622 lending companies tracked in the VCBacked database.

Average Funding
$78.5M
Total Funding Tracked
$2.0B
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.New York
5 companies$929.0M
2.London
4 companies$75.5M
3.Salt Lake City
1 companies$50.0M
4.Minneapolis
1 companies$10.0M
5.Los Angeles
1 companies$3.0M

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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Perfect for: B2B sales teams targeting lending companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

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