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Micro Lending Startups

Updated July 2026

Companies in the micro lending sector developing innovative solutions and technologies.

Explore 31 recently funded micro lending companies with verified founder contact information and fundraising data.

Total Companies
31
Total Funding
$463.0M
Avg Funding
$18.5M
Global Reach
11
countries

Top Cities for Micro Lending

Mexico City
Singapore
Missoula
São Paulo
Seattle
London

Recently Funded Companies

Export
Mexico City, Mexico

100% digital company focus on individuals, offering savings and term deposits, SME and consumer loans among other financial services.

Sep 2022

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Empowering Southeast Asians with financial services to level up their lives, one transaction at a time

$100.0M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

Missoula, United States

Fundid is empowering business owners on their growth journeys by simplifying business finance & access to capital

$2.0M raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Credify is a embedded finance platform providing innovative solutions for secure data management and financial services.

$1.7M raised
Aug 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

IOUU offers a P2P lending platform for small businesses.

Aug 2021

Founder Contacts

30,000+ verified contacts

Seattle, United States

Ada Developers Academy is a software development training program for women.

$35K raised
Jun 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

RedCloud believe technology will universally change the way in which services are distributed & accessed by people in new digital economy.

Jun 2026

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Plurall is a fintech focused on improving the Financial Inclusion of solo-preneurs in Colombia.

$2.5M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

Istanbul, Turkey

WorqCompany is a fintech firm that allows e-commerce businesses to pre-sell products and sell them at a profit by a revenue-sharing model.

$134K raised
Jun 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Unlocking financial opportunities for micro and small businesses in Africa

$150K raised
May 2025

Founder Contacts

30,000+ verified contacts

Colômbia, Brazil

UNI2 Microcrédito witnessed the inequalities in the financial sector and recognised that a huge part of the population.

$3.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

CrediSmart offers microloans and smartphone financing via the Crediminuto app and partner stores, with stated APRs and app payments.

$48.0M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Madrid, Spain

AQUISGRAN is an SGR initiative to provide Aachen loans and investments to current and future SME partners by issuing MARF-listed bonds.

$119.4M raised
Apr 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Debite is a financing platform for early-stage and high-growth startups and businesses.

$2.6M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Quipu is an inclusive fintech developing fair, easy and alternative financial services for micro-businesses in informality in Latin America.

$300K raised
Feb 2026

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

Baubap is a developer of a microlending financial platform that offers personal loans.

$120.0M raised
Feb 2024

Founder Contacts

30,000+ verified contacts

Iasi, Romania

Mikro Kapital Romania is a non-banking microfinance financial institution that specializes in lending services.

$2.1M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

Pontedera, Italy

GEVI designs and builds Vertical Axis Wind Turbines controlled by Artificial Intelligence.

$3.1M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Juvo is a developer of mobile identity scoring software designed to establish financial identities who are creditworthy.

$25.0M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

Stockholm, Sweden

Froda is a tech company that simplifies financing for small businesses, allowing entrepreneurs to access loans more conveniently.

$22.8M raised
Apr 2025

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Reimagining Microfinance with AI & Community in Emerging Markets

$400K raised
Mar 2025

Founder Contacts

30,000+ verified contacts

Madrid, Spain

Integrating fintech and trade for a regenerative coffee supply chain

$1.0M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

AI-driven credit infrastructure, enabling any B2B company to launch and manage their own credit products in just weeks.

$8.5M raised
Aug 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Money Pot provides peer-to-peer microfinance services with short-term saving and lending instruments.

$250K raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Oakland, United States

Lenme is the subscription-based peer-to-peer lending platform in the small amount loan market.

$20K raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Showing 1 to 25 of 31 companies

About the Micro Lending Startup Ecosystem

The micro lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Micro Lending

Micro Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The micro lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Micro Lending Funding Breakdown

Here is how funding is distributed among the 31 micro lending companies tracked in the VCBacked database.

Average Funding
$18.5M
Total Funding Tracked
$463.0M
Countries Represented
11

Distribution by Funding Stage

Other25 companies

Top Cities for Micro Lending

1.London
4 companies$3.0M
2.Mexico City
3 companies$128.5M
3.Singapore
3 companies$102.1M
4.Bogotá
3 companies$50.8M
5.Madrid
2 companies$120.4M

Related Industries

Companies in the micro lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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Perfect for: B2B sales teams targeting micro lending companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

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31 Micro Lending Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked