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Personal Finance Startups

Updated July 2026

Companies in the personal finance sector developing innovative solutions and technologies.

Explore 216 recently funded personal finance companies with verified founder contact information and fundraising data.

Total Companies
216
Total Funding
$632.2M
Avg Funding
$25.3M
Global Reach
9
countries

Top Cities for Personal Finance

Sherman Oaks
Warsaw
San Francisco
The Hague
New York
Singapore

Recently Funded Companies

Export
Sherman Oaks, United States

Provides Point-of-Sale merchant financing solutions serving specialty niche markets.

$200.0M raised
Jul 2021

Founder Contacts

30,000+ verified contacts

Warsaw, Poland

MoreGrowth is a technology startup company founded in 2022 in Warsaw, Poland. It creates popular websites and monetizes their traffic.

$5.0M raised
Jul 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

AI financial wellness platform- smarter, inclusive financial opportunities for everyone- win win for both consumers and lenders

$100.0M raised
Jul 2022

Founder Contacts

30,000+ verified contacts

The Hague, The Netherlands

The most boring investment app combining the ease of a bank fund with the low costs of ETFs. Our direct-to-fund model cuts out the middleman

$3.5M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Roi is a mobile app that lets you trade crypto, stocks, NFTs, and more with your existing brokerages and wallets.

$3.6M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

A digital companion empowering you to spend, save and invest through an inclusive and easy-to-understand wealthcare journey.

$4.0M raised
Jul 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Currensea is a FinTech company that offers a direct debit travel card that allows users to make transactions in multiple currencies.

$4.2M raised
Jul 2024

Founder Contacts

30,000+ verified contacts

Paris, France

Kard is a mobile banking alternative for the new generation. We make banking easy, accessible and transparent for teenagers.

$3.3M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Pockit is a financial technology company that provides a digital banking app for the underbanked masses.

Jun 2026

Founder Contacts

30,000+ verified contacts

New York, United States

Fruitful is the financial membership helping Americans understand, organize, and optimize their finances.

$25.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Stress-free money management for couples

$55K raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Sarasota, United States

AdvisorCheck is the platform that helps investors Research, Compare, and Connect with Financial Advisors.

$1.8M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Freetrade provides a commission-free platform for self-directed investing.

$2.9M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Dover, United States

Meet Zelvo - the organized space for all your money matters.

$300K raised
Jun 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

The missing identity layer for financial services. Verify bank, income, investment, crypto data for loans, wealth and tax services.

$360K raised
Jun 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Financial co-pilot for Gen Y+Z

$306K raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Manzil offers to balance customers financial needs with their spiritual beliefs.

$1.9M raised
May 2022

Founder Contacts

30,000+ verified contacts

Washington, United States

A unique student loan wellness platform that uses financial technology to help employees understand, optimize, and repay their student debt.

May 2023

Founder Contacts

30,000+ verified contacts

Karlin, Czech Republic

Investown is an online platform for investing in real estate-secured loans.

$1.3M raised
May 2022

Founder Contacts

30,000+ verified contacts

Bellevue, United States

Merger is a relationship focused fintech platform helping couples manage finances, communication, and shared financial goals.

$479K raised
May 2026

Founder Contacts

30,000+ verified contacts

New York, United States

Column Tax is a platform enabling mobile banks and Fintech companies to offer top tier tax features to their end users.

$21.7M raised
May 2022

Founder Contacts

30,000+ verified contacts

Dublin, Ireland

The GRID is Ireland’s online financing platform where people are lending and businesses are borrowing at competitive interest rates.

$104.4M raised
May 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Sprive is a mobile app that helps UK homeowners become mortgage free, faster and save thousands of pounds

May 2026

Founder Contacts

30,000+ verified contacts

New York, United States

Stash develops a personal finance application to combine banking, investing, and advice into one platform.

$146.0M raised
May 2025

Founder Contacts

30,000+ verified contacts

Paris, France

Caption offers a platform for buying and selling shares.

$2.1M raised
May 2022

Founder Contacts

30,000+ verified contacts

Showing 26 to 50 of 216 companies

About the Personal Finance Startup Ecosystem

The personal finance sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Personal Finance

Personal Finance companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The personal finance sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Personal Finance Funding Breakdown

Here is how funding is distributed among the 216 personal finance companies tracked in the VCBacked database.

Average Funding
$25.3M
Total Funding Tracked
$632.2M
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Personal Finance

1.London
5 companies$7.2M
2.New York
4 companies$196.3M
3.San Francisco
3 companies$100.7M
4.Paris
2 companies$5.4M
5.Sherman Oaks
1 companies$200.0M

Related Industries

Companies in the personal finance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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216 Personal Finance Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked