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Personal Finance Startups

Updated July 2026

Companies in the personal finance sector developing innovative solutions and technologies.

Explore 208 recently funded personal finance companies with verified founder contact information and fundraising data.

Total Companies
208
Total Funding
$4.3B
Avg Funding
$172.1M
Global Reach
6
countries

Top Cities for Personal Finance

Prague
Berkeley
Santa Monica
London
Brooklyn
Sydney

Recently Funded Companies

Export
Prague, Czech Republic

Advanto is a financial services firm that helps employees withdraw earned wages, avoiding predatory installment products and spiraling debt.

$3.1B raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Berkeley, United States

Flourish Fi is a financial wellness, loyalty and engagement platform for financial institutions.

$2.3M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

Santa Monica, United States

Autopilot allows users to connect their preferred brokerage accounts and copy trade verified, top performing investors, automatically.

$8.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Plend is building a better way to borrow where consumers are no longer held back by credit history.

$45.5M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

Brooklyn, United States

Vola utilizes users existing transaction data to help them get cash advances, save, and build their credit scores.

Jan 2022

Founder Contacts

30,000+ verified contacts

Prague, Czech Republic

Bulios is the first social investment platform that delivers real value to stock investors.

$120K raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Sydney, Australia

We help Australians bring their big ideas to life with faster, fairer loans powered by smart technology.

$362.9M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Richmond, United Kingdom

FCA Approved UK P2P Lending Platform & Flexible ISA Provider - Commercial Loans Secured By Income Producing Commercial Property.

$2.4M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

Brisbane, Australia

Enabling wage earning Australians with advance to a portion of their wage, any time, any day, instantly.

$6.7M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals

$1.9M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

Washington, United States

Empowering first-time home buyers to achieve their dream of homeownership with confidence and ease

$4.1M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

Atlanta, United States

Greenlight is a debit card and money app that provides an all-in-one money management platform for families and parents.

Nov 2024

Founder Contacts

30,000+ verified contacts

Atlanta, United States

Groundfloor is a crowdsourced real estate investing and lending platform that makes private capital markets open to all.

$1.1M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

Brandon, United States

Finerd creates artificial intelligence solutions for managing and monitoring finances.

$1.0M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

Oldham, United Kingdom

HMRC recognised SimpleTax is the easy way of calculating & submitting a self-assessment return.

$286K raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Paris, France

SaaS, Aid simulator, B2B, impact, "Société à mission"

$3.0M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Northbrook, United States

Above Lending offers easy and transparent tools to assist our clients in achieving their personal finance goals and gaining debt control.

$200.0M raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Berkeley Heights, United States

Spice Finance specializes in the fields of financial services.

$1.7M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Wise is a financial technology company that offers low-cost, fast international money transfers and multi-currency accounts.

$346.9M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Chronos is a unified financial ecosystem designed to turn financial complexity into clarity.

$1.5M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Tymit is a credit company that offers traditional credit cards and a buy now, pay later service.

$26.8M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

PensionBee is a consumer retirement company that simplifies pension consolidation and management.

$25.9M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Guadalajara, Mexico

Kueski is the one of the largest buy now, pay later (BNPL) and online consumer lending companies in Mexico.

$23.3M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Koyo uses machine learning to serve customers with competitively priced credit

$112.2M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness

$34.8M raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Showing 176 to 200 of 208 companies

About the Personal Finance Startup Ecosystem

The personal finance sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Personal Finance

Personal Finance companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The personal finance sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Personal Finance Funding Breakdown

Here is how funding is distributed among the 208 personal finance companies tracked in the VCBacked database.

Average Funding
$172.1M
Total Funding Tracked
$4.3B
Countries Represented
6

Distribution by Funding Stage

Other25 companies

Top Cities for Personal Finance

1.London
6 companies$559.3M
2.Prague
2 companies$3.1B
3.Sydney
2 companies$397.7M
4.Atlanta
2 companies$1.1M
5.Berkeley
1 companies$2.3M

Related Industries

Companies in the personal finance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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