PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.
PayJoy has raised $140.0M in total funding. The most recent round was Debt Financing. The last funding was announced in December 2025.
PayJoy's investors include 500 Global, Citi, Union Square Ventures, Warburg Pincus, Greylock.
PayJoy is headquartered in San Francisco, United States.
PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.
PayJoy is at the Debt Financing stage.
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"PayJoy — Funding & Investors." VCBacked, December 2, 2025, https://www.vcbacked.co/company/payjoy. Accessed November 12, 2026.
VCBacked. (2025). PayJoy — Funding & Investors. Retrieved November 12, 2026, from https://www.vcbacked.co/company/payjoy
{{cite web |title=PayJoy — Funding & Investors |url=https://www.vcbacked.co/company/payjoy |website=VCBacked |access-date=November 12, 2026}}Profile data sourced and verified per the VCbacked methodology · Last funding round dated
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