PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.
PayJoy has raised $140.0M in total funding. The most recent round was Debt Financing. The last funding was announced in December 2025.
PayJoy's investors include 500 Global, Citi, Union Square Ventures, Warburg Pincus, Greylock.
PayJoy is headquartered in San Francisco, United States.
PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.
PayJoy is at the Debt Financing stage.
Free to use in articles, research, and reference works. Stable URL — will not change. Data on this page last updated .
"PayJoy — Funding & Investors." VCBacked, December 2, 2025, https://www.vcbacked.co/company/payjoy. Accessed September 29, 2026.
VCBacked. (2025). PayJoy — Funding & Investors. Retrieved September 29, 2026, from https://www.vcbacked.co/company/payjoy
{{cite web |title=PayJoy — Funding & Investors |url=https://www.vcbacked.co/company/payjoy |website=VCBacked |access-date=September 29, 2026}}Profile data sourced and verified per the VCbacked methodology · Last funding round dated