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Consumer Lending Startups

Updated July 2026

Companies in the consumer lending sector developing innovative solutions and technologies.

Explore 111 recently funded consumer lending companies with verified founder contact information and fundraising data.

Total Companies
111
Total Funding
$2.2B
Avg Funding
$86.9M
Global Reach
7
countries

Top Cities for Consumer Lending

New York
Auckland
Roatán
Toronto
Singapore
San Mateo

Recently Funded Companies

Export
New York, United States

Argyle is the leading provider of direct-source, consumer-permissioned income, employment, and asset verifications

Sep 2025

Founder Contacts

30,000+ verified contacts

Auckland, New Zealand

Harmoney is the largest online personal lending platform in Australia and New Zealand

$18K raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Roatán, Honduras

Seshat Financial Services founds and operates API-first, full service commercial banks banks throughout Latin America

$2.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Toronto, Canada

goPeer is a lending platform that offers financial services.

$773K raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

AND Global is a Financial Technology as a service company that offers the very best of Fintech.

$21.4M raised
Aug 2025

Founder Contacts

30,000+ verified contacts

San Mateo, United States

Reali is a real estate and fintech company that is creating a one-stop-shop to make homeownership simple, affordable and stress-free.

$175.0M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Keebo is the credit card to start building credit. Go get it.

Aug 2021

Founder Contacts

30,000+ verified contacts

Richmond, United States

Brandefy is a personal care product reviewing platform designed to offer reviews and information about those products.

$1.1M raised
Aug 2023

Founder Contacts

30,000+ verified contacts

Santa Monica, United States

Domuso is a next-gen financial services platform offering comprehensive payment processing solutions for multifamily properties.

Aug 2022

Founder Contacts

30,000+ verified contacts

Austin, United States

Mercury Financial is a financial services company that develops and manages credit cards and personal loans.

$200.0M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Mountain View, United States

Agentic AI platform purpose-built for consumer finance, and trained on half a billion interactions across loan servicing and collections.

$12.0M raised
Jul 2021

Founder Contacts

30,000+ verified contacts

Austin, United States

Spruce develops a platform that enables individuals to receive services in their homes through a mobile app.

$26.0M raised
Jul 2022

Founder Contacts

30,000+ verified contacts

Atlanta, United States

VIVA Finance is a fintech platform for overlooked consumers.

$220.0M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Hootology is known for their modernized market research platform serving the $84B consumer insights industry.

$1.1M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Paysme is a fintech app for SMEs.

$59K raised
Jul 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Blue Owl is an asset management firm offering alternative investment solutions in private credit, GP stakes, and real estate.

$147.8M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

Scottsdale, United States

HelloSolar Finance is a financial company that offers loan for access to the adoption of green technologies.

$3.0M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Plano, United States

Crebrid is a private money lender in the North Texas area that produces fast, reasonable, and secure real estate loans.

$500.0M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Rent-backed financing

$27.2M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Cosmos is an AI agent company powering compliant, intelligent, and omni-channel communications for lenders and collections teams.

$150K raised
Jun 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

We are building the future of financial health, starting with the ones who need it the most. We give the attention every person deserves

$23.0M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Jersey City, United States

BlockFi develops a blockchain-driven wealth management platform for crypto investors.

$400.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Fly Now Pay Later is a finance company that provides fintech, payments, financial services, and travel loans.

$10.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Cypress, United States

Yamaha Motor Finance Corporation, USA offers financing for Yamaha vehicles and equipment to customers and dealers.

$400.0M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Birmingham, United States

CareFund is a direct lender that provides a range of loan products.

$1.7M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Showing 1 to 25 of 111 companies

About the Consumer Lending Startup Ecosystem

The consumer lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Consumer Lending

Consumer Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The consumer lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Consumer Lending Funding Breakdown

Here is how funding is distributed among the 111 consumer lending companies tracked in the VCBacked database.

Average Funding
$86.9M
Total Funding Tracked
$2.2B
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Consumer Lending

1.New York
4 companies$149.0M
2.London
4 companies$37.3M
3.Austin
2 companies$226.0M
4.Auckland
1 companies$18K
5.Roatán
1 companies$2.0M

Related Industries

Companies in the consumer lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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Perfect for: B2B sales teams targeting consumer lending companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

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