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Consumer Lending Startups

Updated July 2026

Companies in the consumer lending sector developing innovative solutions and technologies.

Explore 111 recently funded consumer lending companies with verified founder contact information and fundraising data.

Total Companies
111
Total Funding
$1.6B
Avg Funding
$64.7M
Global Reach
12
countries

Top Cities for Consumer Lending

Danderyd
London
Oakland
San Francisco
Málaga
Wilmington

Recently Funded Companies

Export
Danderyd, Sweden

Next-gen credit- & risk scoring solutions based on open banking, open finance and beyond.

$11.1M raised
May 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Europe's only full-service luxury resale platform. Effortlessly buy and sell authentic designer items at up to 90% off retail price.

$9.3M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Oakland, United States

Lenme is the subscription-based peer-to-peer lending platform in the small amount loan market.

$20K raised
Jan 2023

Founder Contacts

30,000+ verified contacts

San Francisco, United States

PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.

$140.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Málaga, Spain

Specialist online asset backed lender offering consumer loans to clients with difficult credit history

$11.3M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Wilmington, United States

Best Egg offers a digital platform that delivers personal finance and lending products with low interest rates.

$1.0B raised
Dec 2024

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Alternative Online Lending, FinTech, online credit, Personal financial management

$115.0M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Eastpointe, United States

Finterest operates a web3 and decentralized finance financial platform.

$1.5M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Creditas is a consumer loaning startup that operates a digital platform providing secured loans and low interest rates.

$108.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Brisbane, Australia

Alex.Bank is Australia's newest bank, challenging the status quo by restoring fairness to the banking industry.

Dec 2023

Founder Contacts

30,000+ verified contacts

Pinheiros, Brazil

Guiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B).

Dec 2021

Founder Contacts

30,000+ verified contacts

Paris, France

October is an online marketplace for business loans, enabling investors to lend money directly to small- and medium-sized enterprises.

$37.9M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Approbe is a financial services firm that democratises financial data and provides credit and loans.

$2.3M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Skylight Lending operates as a financial lending company.

Jan 2024

Founder Contacts

30,000+ verified contacts

Stockholm, Sweden

Anyfin - a smart finance app that empowers people to understand and improve their finances.

$31.3M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

San Jose, United States

Listo is a consumer financial services company offering insurance and loans via retail and mobile experience.

Nov 2021

Founder Contacts

30,000+ verified contacts

Çankaya, Turkey

TeklifimGelsin is a financial platform that gives offers from banks and completes transactions in line with the investment and credit needs.

$4.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Canada's only end-to-end homeownership platform, centered around our data intelligent Mortgage and Real Estate experiences

$1.3M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Brighte is a sustainable energy technology platform, offering sustainable energy financing solutions and energy for the home

$26.2M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

BOMADU is a home deposit finance platform.

Jan 2022

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Ajust is a developer of a complaint redressal platform designed to facilitate consumer complaints in the banking, telecom.

$2.0M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

New York, United States

MoneyLion is a mobile banking and financial membership platform that offers mobile banking, lending, and investment solutions.

$70.0M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

GIG-A is a financial technology company that offers mobile banking services that allow customers to manage their finances.

$1.9M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Plend is building a better way to borrow where consumers are no longer held back by credit history.

$45.5M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

San Gwann, Malta

Interest-free instalment platform and Mobile App

Jan 2022

Founder Contacts

30,000+ verified contacts

Showing 76 to 100 of 111 companies

About the Consumer Lending Startup Ecosystem

The consumer lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Consumer Lending

Consumer Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The consumer lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Consumer Lending Funding Breakdown

Here is how funding is distributed among the 111 consumer lending companies tracked in the VCBacked database.

Average Funding
$64.7M
Total Funding Tracked
$1.6B
Countries Represented
12

Distribution by Funding Stage

Other25 companies

Top Cities for Consumer Lending

1.London
3 companies$54.8M
2.São Paulo
2 companies$223.0M
3.New York
2 companies$70.0M
4.Sydney
2 companies$28.2M
5.Danderyd
1 companies$11.1M

Related Industries

Companies in the consumer lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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