Skip to main content

Credit Cards Startups

Updated July 2026

Companies in the credit cards sector developing innovative solutions and technologies.

Explore 145 recently funded credit cards companies with verified founder contact information and fundraising data.

Total Companies
145
Total Funding
$895.8M
Avg Funding
$35.8M
Global Reach
11
countries

Top Cities for Credit Cards

Alpharetta
Epsom
Azcapotzalco
San Francisco
Buenos Aires
Chicago

Recently Funded Companies

Export
Alpharetta, United States

Unbanked provides banking services built on blockchain, allowing easy on and off ramps for digital currencies.

$146K raised
Apr 2023

Founder Contacts

30,000+ verified contacts

Epsom, United Kingdom

A new approach. We have combined a credit card with the features you'd expect from a neobank. Join the credit revolution!

Apr 2022

Founder Contacts

30,000+ verified contacts

Azcapotzalco, Mexico

Vexi develops finance and banking applications to assist in day-to-day transactions.

$15.3M raised
Apr 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Operating System for Modern Credit Cards

$13.5M raised
Mar 2022

Founder Contacts

30,000+ verified contacts

Buenos Aires, Argentina

Ualá is a fintech company that provides a digital banking application that allows users to manage their finances.

$195.0M raised
Mar 2026

Founder Contacts

30,000+ verified contacts

Buenos Aires, Argentina

Ual‡ is a fintech company that provides a digital banking application that allows users to manage their finances.

$195.0M raised
Mar 2026

Founder Contacts

30,000+ verified contacts

Chicago, United States

ChangEd is a mobile app that helps pay down student loans by using spare change from everyday purchases to make additional payments.

Mar 2024

Founder Contacts

30,000+ verified contacts

Santiago, Chile

Cardda is a financial service provider that specializes in virtual credit card payments and prepaid services.

$500K raised
Mar 2022

Founder Contacts

30,000+ verified contacts

Irvine, United States

Payclair is the easy and affordable payments solution for businesses of all sizes.

$250K raised
Mar 2024

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

Japanese Fintech startup that offers mobile wallet with Visa prepaid cards to consumers as well as remittance services to businesses

$44.7M raised
Mar 2022

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Financial technology for the underserved, starting with a credit card.

$1.5M raised
Mar 2025

Founder Contacts

30,000+ verified contacts

Irvine, United States

TrustCard is a fintech company that offers consumer loans to HNW and UHNW clients backed by securities.

$1.0M raised
Mar 2023

Founder Contacts

30,000+ verified contacts

New York, United States

The first travel credit card for Gen Z.

$4.0M raised
Mar 2026

Founder Contacts

30,000+ verified contacts

Miami, United States

Kredit Academy is a white-labeled credit card and digital rewards platform.

$140K raised
Mar 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

App based credit card & expense management solutions for African businesses.

$300K raised
Mar 2022

Founder Contacts

30,000+ verified contacts

Berlin, Germany

Vivid is a leading European financial platform for business that seamlessly integrates the management of personal and business finances.

$114.4M raised
Feb 2022

Founder Contacts

30,000+ verified contacts

Dubai, United Arab Emirates

omnispay provides a digital finance platform for payment collection, supplier payouts, and working capital management.

$2.0M raised
Feb 2026

Founder Contacts

30,000+ verified contacts

Calgary, Canada

Neo Financial is a FinTech company that provides spending, savings, and rewards programs.

$50.2M raised
Feb 2026

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Network B provides banking and card-linked solutions.

$201K raised
Feb 2022

Founder Contacts

30,000+ verified contacts

San Ramon, United States

Zeta is a banking technology company that provides credit and debit card issuance, core banking, lending, and digital banking services.

$50.0M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

Dallas, United States

Yendo issues credit cards secured by customer vehicle equity for lending.

$50.0M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Cardless operates the leading platform for consumer brands to launch credit card products.

$60.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Paris, France

Externaliser la fonction RSE de votre entreprise et accélérer vos impacts sociaux et environnementaux.

$37.7M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Extend is the only digital card platform compatible with every commercial card, designed to modernize the way payments are made and managed.

$20.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Berlin, Germany

Pliant is a fintech company that provides modular, API-first B2B payment solutions to help businesses.

$40.0M raised
Apr 2025

Founder Contacts

30,000+ verified contacts

Showing 51 to 75 of 145 companies

About the Credit Cards Startup Ecosystem

The credit cards sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit Cards

Credit Cards companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit cards sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Cards Funding Breakdown

Here is how funding is distributed among the 145 credit cards companies tracked in the VCBacked database.

Average Funding
$35.8M
Total Funding Tracked
$895.8M
Countries Represented
11

Distribution by Funding Stage

Other25 companies

Top Cities for Credit Cards

1.San Francisco
3 companies$73.8M
2.Buenos Aires
2 companies$390.0M
3.Irvine
2 companies$1.3M
4.New York
2 companies$24.0M
5.Berlin
2 companies$154.4M

Related Industries

Companies in the credit cards sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

Ready to Connect with Credit Cards Startups?

Perfect for: B2B sales teams targeting credit cards companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

Get Started - Access Contact Information

Join thousands of sales teams, investors, and service providers using VCBacked

145 Credit Cards Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked