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Credit Cards Startups

Updated July 2026

Companies in the credit cards sector developing innovative solutions and technologies.

Explore 145 recently funded credit cards companies with verified founder contact information and fundraising data.

Total Companies
145
Total Funding
$3.5B
Avg Funding
$140.0M
Global Reach
12
countries

Top Cities for Credit Cards

San Francisco
Singapore
Aarhus
Cambridge
São Paulo
Concord

Recently Funded Companies

Export
San Francisco, United States

BON Credit is an AI-powered credit platform that helps customers understand, manage, and improve credit intelligently.

$3.5M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

HeyMax is a platform for travel rewards and loyalty.

$11.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Aarhus, Denmark

Lunar is a digital bank that offers a mobile-based banking app that helps consumers manage their personal finances.

$54.6M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Cambridge, United States

Mine is building the financial ally for young adults, starting with a debit card that helps college students build credit.

$14.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Brazilian digital account for Bitcoin and USDT. Buy, sell, pay Pix, and earn Bitcoin cashback on card purchases — all in one app, from R$1.

$2.8M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

SoFi is a finance company that offers a range of lending and wealth management services.

$1.5B raised
Dec 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Flex is a financial technology company that offers an end-to-end finance platform that integrates business and personal finance management.

$60.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Concord, United States

Higher Rewards provides affinity cards as a service.

$250K raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Vilnius, Lithuania

L.cash offers blockchain payment solutions that empower secure and decentralized transactions.

$398K raised
Dec 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Expend is an expense management and company spending platform.

$1.3M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Wilmington, United States

Best Egg offers a digital platform that delivers personal finance and lending products with low interest rates.

$1.0B raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Miami, United States

Jeeves is a global finance platform that saves businesses time & money by simplifying their financial operations.

$100.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Caary is a digital credit, lending and payments platform, offering a corporate credit card and financial management solution.

$2.1M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

New York, United States

From spending and saving to borrowing and building better financial habits, OnePay brings people’s financial needs together in one place.

$300.0M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

X1 manufactures a smart credit card made with 17 grams of sleek, stainless steel.

$15.0M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Buenos Aires, Argentina

Pomelo provides a financial technology platform that enables businesses to issue, process, and manage payment cards and related services.

$55.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Uberlândia, Brazil

Porta 3 is a travel management platform for businesses that provides reservations for flights, hotels, cars, and insurance.

$3.6M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Paris, France

Spendesk is a smart spend management software designed for both finance teams and employees.

$113.3M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Barcelona, Spain

HUBUC P1 is a lightning-fast global Card issuing and Processing engine.

$10.0M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Cape is all-in-one spend management platform designing corporate cards to help every business strengthen their cashflow.

$2.0M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

New York, United States

We increase e-commerce cash flow with post-checkout credit card offers

$1.0M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

Amsterdam, The Netherlands

Klearly provides payment acceptance technology that processes payments using smartphones and tablets as secure payment devices.

$14.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Brex is a financial service and technology company that provides business credit cards and cash management accounts.

$235.0M raised
Jan 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

NUMARQE is the all-in-one multicurrency platform to draw and utilise credit across all corporate payments.

$1.9M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Gauss is a mobile application that assists people in building wealth while paying down credit card debt.

Jan 2024

Founder Contacts

30,000+ verified contacts

Showing 101 to 125 of 145 companies

About the Credit Cards Startup Ecosystem

The credit cards sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit Cards

Credit Cards companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit cards sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Cards Funding Breakdown

Here is how funding is distributed among the 145 credit cards companies tracked in the VCBacked database.

Average Funding
$140.0M
Total Funding Tracked
$3.5B
Countries Represented
12

Distribution by Funding Stage

Other25 companies

Top Cities for Credit Cards

1.San Francisco
5 companies$1.8B
2.New York
3 companies$301.0M
3.London
2 companies$3.2M
4.Singapore
1 companies$11.0M
5.Aarhus
1 companies$54.6M

Related Industries

Companies in the credit cards sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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145 Credit Cards Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked