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Insurance Startups

Updated July 2026

Companies in the insurance sector developing innovative solutions and technologies.

Explore 1,123 recently funded insurance companies with verified founder contact information and fundraising data.

Total Companies
1,123
Total Funding
$1.3B
Avg Funding
$50.5M
Global Reach
9
countries

Top Cities for Insurance

Austin
Clichy
Columbus
New York
Ellendale
Madrid

Recently Funded Companies

Export
Austin, United States

Incline is a premier insurance program market services firm that focuses on underwriting, claims, and enterprise risk.

$125.0M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Clichy, France

Caravel offers a simple and transparent pension plan for individuals.

$1.6M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Columbus, United States

Branch is an insurance company that offers auto and home insurance services.

$147.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Austin, United States

AgencyKPI is a business intelligence platform intended for insurance networks, independent agencies, and insurers.

Jun 2022

Founder Contacts

30,000+ verified contacts

New York, United States

LiquidX operates an electronic exchange platform for the exchange of trade finance assets.

Jun 2022

Founder Contacts

30,000+ verified contacts

Ellendale, United States

RTA's purpose is to deliver what matters through authentic connections and relentless accountability.

$43.0M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Realworld is an AI-driven solution to navigate adulthood and its life moments.

$3.2M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Madrid, Spain

Life5 is an insurance company that offers life insurance services.

$10.7M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Bedminster, United States

Spinnaker Insurance Company is a property and casualty insurer that provides security to policyholders in underserved insurance markets.

$110.0M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Reno, United States

Certified Collision Group is an OE-certified and independently owned-and-operated collision repair organization.

$44.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Chicago, United States

Honeycomb is a real estate insurance company that provides coverage for landlord Insurance and condo association insurance.

$40.0M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Kinro is an AI-powered reservation software for restaurants, handling calls, emails, bookings, and table management.

$500K raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Dover, United States

Insurtech for Specialty Insurance

$1.1M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

Amsterdam, The Netherlands

Surebird develops an open insurance platform that provides a personalized insurance wallet.

$1.4M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

Sofia, Bulgaria

Avtoikonom is a SaaS based digital marketplace for Automotive, insurance and leasing.

$157K raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Austin, United States

Spot Insurance features injury insurance designed to protect against unexpected medical expenses.

$8.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Financial Intelligence Platform, Cloud Native, Liquidity Risk Modelling, Actuarial Analysis, Solvency Based Investment Management

$450K raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Zürich, Switzerland

grape provides an automated software suite for employee insurance, integrating health services and streamlining administrative tasks

$22K raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Maltepe, Turkey

Tamamliyo is an insurtech company that develops business software integrating insurers with digital businesses.

Jun 2025

Founder Contacts

30,000+ verified contacts

Covina, United States

Sidecar Health's employer plans empower members with transparency, control, and financial incentives to make smart healthcare decisions.

$165.0M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

ZestyAI is the Decision Intelligence Platform trusted by Property and Casualty carriers and regulators across the United States.

$15.0M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

San Juan, Puerto Rico

Democratizing access to financial resilience in the face of natural disasters.

$150K raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Columbus, United States

Matic is a digital P&C insurance marketplace built for partners to simplify the insurance buying process.

Jun 2026

Founder Contacts

30,000+ verified contacts

Paris, France

Alan provides online digital insurance services that modernizes the way individuals access and manage their healthcare.

$544.6M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Zürich, Switzerland

Close the Gaps! ellexx is the independent money media platform for women. It brings education, investing and insuring together.

$1.6M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Showing 226 to 250 of 1,123 companies

About the Insurance Startup Ecosystem

Insurance technology (insurtech) companies are modernizing the insurance industry through digital distribution, automated underwriting, claims processing, and data-driven risk assessment. The sector targets inefficiencies in a multi-trillion-dollar global market.

Funding Trends in Insurance

Insurtech companies have attracted significant venture capital as they demonstrate the ability to underwrite policies more efficiently, reduce claims processing costs, and improve customer experience. Later-stage rounds tend to be larger as companies build underwriting reserves and expand into new product lines.

Growth Outlook

The insurtech sector is poised for continued growth as digital distribution becomes the norm, embedded insurance gains traction, and AI improves risk assessment accuracy. Companies focused on parametric insurance, commercial lines, and climate risk modeling represent emerging opportunities.

Insurance Funding Breakdown

Here is how funding is distributed among the 1,123 insurance companies tracked in the VCBacked database.

Average Funding
$50.5M
Total Funding Tracked
$1.3B
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Insurance

1.Austin
3 companies$133.0M
2.Columbus
2 companies$147.0M
3.New York
2 companies$3.2M
4.San Francisco
2 companies$15.5M
5.Zürich
2 companies$1.6M

Related Industries

Companies in the insurance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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1,123 Insurance Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked