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Insurance Startups

Updated July 2026

Companies in the insurance sector developing innovative solutions and technologies.

Explore 1,123 recently funded insurance companies with verified founder contact information and fundraising data.

Total Companies
1,123
Total Funding
$623.8M
Avg Funding
$25.0M
Global Reach
8
countries

Top Cities for Insurance

New York
Atlanta
Columbus
Cuauhtémoc
Howard Beach
Cambridge

Recently Funded Companies

Export
New York, United States

Lemonade is a digital insurance company that uses artificial intelligence and behavioral economics.

$150.0M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Atlanta, United States

Accelerant is a data-driven, technology provides insurtech underwriters with risk exchange, data analytics.

$150.0M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Columbus, United States

Foxen is a provider of risk management software, insurance verification, and monitoring services.

$44.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Cuauhtémoc, Mexico

A new distribution model for the insurance industry.

Jun 2023

Founder Contacts

30,000+ verified contacts

Howard Beach, United States

WellClarity is a specialty drug cost containment company that provides affordable access to high-cost medications.

$2.5M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Cambridge, United Kingdom

Rnwl is a digital insurance wallet software company that provides financial wallets.

$378K raised
Jun 2023

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Justos is disrupting the insurance market in Latin America.

$16.8M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

Lakewood, United States

Reliance Global Group is an insurance company combining advanced technologies of a traditional insurance agency.

$2.5M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Re operates as a blockchain-powered reinsurance company.

Jun 2026

Founder Contacts

30,000+ verified contacts

Tallinn, Estonia

Good2Know is an automotive data platform that unifies fragmented vehicle information into AI-powered lifecycle insights for professionals.

$1.2M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Braven Streamlines Reinsurance workflows using AI Native capabilities.

$4.6M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Paris, France

Huscarl provides AI-driven actuarial advisory and insurance analytics for corporate risk managers and finance leaders.

$500K raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Paris, France

Perlib is a retirement and insurance brokerage firm.

$1.0M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

doc-doc is a Primary health care telemedicine service focused on specialists.

$1.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Stretton On Fosse, United Kingdom

Optera is a specialist in structural repair that works primarily in the domestic insurance sector.

$4.0M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Suwanee, United States

Breach is an insurance company that develops, underwrites, and distributes insurance solutions for the digital asset marketplace.

Jun 2023

Founder Contacts

30,000+ verified contacts

Newport Beach, United States

Off-boarding, COBRA, Benefits Administration

$2.1M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

Copenhagen, Denmark

Frankly Insure helps brands and businesses provide protection to their customers. Embedded insurance.

$2.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Philadelphia, United States

Belay is a collaborative financial research platform that manages the risk of investments.

$4.3M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Austin, United States

Sana Benefits provides insurance health plans for small and medium businesses or individuals.

$60.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Scarsdale, United States

Pawlicy Advisor is a pet insurance brokerage company that provides optimal insurance coverage for pets.

$12.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Charlotte, United States

Precedent helps to improve communication between attorneys and insurance carriers.

$9.0M raised
Jun 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Circle is an AI platform that helps health plans, brokers, and providers unify data and improve member engagement.

$6.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

Boston, United States

Lazarus builds AI systems that help people solve the world’s toughest problems.

Jun 2025

Founder Contacts

30,000+ verified contacts

Minneapolis, United States

Gravie is an insurance company that designs health benefits plans for small and midsize employers.

$150.0M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

Showing 251 to 275 of 1,123 companies

About the Insurance Startup Ecosystem

Insurance technology (insurtech) companies are modernizing the insurance industry through digital distribution, automated underwriting, claims processing, and data-driven risk assessment. The sector targets inefficiencies in a multi-trillion-dollar global market.

Funding Trends in Insurance

Insurtech companies have attracted significant venture capital as they demonstrate the ability to underwrite policies more efficiently, reduce claims processing costs, and improve customer experience. Later-stage rounds tend to be larger as companies build underwriting reserves and expand into new product lines.

Growth Outlook

The insurtech sector is poised for continued growth as digital distribution becomes the norm, embedded insurance gains traction, and AI improves risk assessment accuracy. Companies focused on parametric insurance, commercial lines, and climate risk modeling represent emerging opportunities.

Insurance Funding Breakdown

Here is how funding is distributed among the 1,123 insurance companies tracked in the VCBacked database.

Average Funding
$25.0M
Total Funding Tracked
$623.8M
Countries Represented
8

Distribution by Funding Stage

Other25 companies

Top Cities for Insurance

1.New York
2 companies$156.0M
2.San Francisco
2 companies$4.6M
3.Paris
2 companies$1.5M
4.Atlanta
1 companies$150.0M
5.Columbus
1 companies$44.0M

Related Industries

Companies in the insurance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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1,123 Insurance Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked