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Lending Startups

Updated July 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 622 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
622
Total Funding
$1.4B
Avg Funding
$57.0M
Global Reach
11
countries

Top Cities for Lending

Croydon
Singapore
Chicago
Tokyo
New York
Menlo Park

Recently Funded Companies

Export
Croydon, United Kingdom

Zeda mobility solutions encourage deeper connections between individuals and unlocks new business prospects.

$46.0M raised
Mar 2025

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Fintech, credit marketplace, AI, ML, SME

$500K raised
Mar 2025

Founder Contacts

30,000+ verified contacts

Chicago, United States

Edge Focus develops and operates an advanced fintech platform in the area of investment management.

$100.0M raised
Mar 2026

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

Japanese Fintech startup that offers mobile wallet with Visa prepaid cards to consumers as well as remittance services to businesses

$44.7M raised
Mar 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Fuse offers loan origination solutions for banks and lenders in the financial services industry.

$25.0M raised
Mar 2026

Founder Contacts

30,000+ verified contacts

Menlo Park, United States

Sturdy Finance is the first protocol for interest-free borrowing and high-yield lending.

$3.9M raised
Mar 2022

Founder Contacts

30,000+ verified contacts

Irvine, United States

TrustCard is a fintech company that offers consumer loans to HNW and UHNW clients backed by securities.

$1.0M raised
Mar 2023

Founder Contacts

30,000+ verified contacts

Grand Cayman, Cayman Islands

Frax Finance is the inventor of the fractional stablecoin & first crypto native CPI known as the Frax Price Index (FPI).

$500K raised
Mar 2023

Founder Contacts

30,000+ verified contacts

Miami, United States

Bafu provides gamified early wage access with AI-powered repayment optimization for paycheck-to-paycheck workers.

Mar 2026

Founder Contacts

30,000+ verified contacts

Auckland, New Zealand

Nectar NZ specializes in personal loans, retail finance, lending, debt consolidation, car finance, and emergency loans services.

$6.3M raised
Mar 2023

Founder Contacts

30,000+ verified contacts

Toronto, Canada

ECN Capital specializes in social trading and provides the best services in this area using SIRIX platform.

$52.2M raised
Mar 2025

Founder Contacts

30,000+ verified contacts

Calgary, Canada

CanadaBis Capital is a producer of live resin and cured concentrates.

$3.1M raised
Mar 2025

Founder Contacts

30,000+ verified contacts

California, United States

Capitalize provides a marketplace to search and list out lenders proving a platform for comparative study.

$4.0M raised
Mar 2024

Founder Contacts

30,000+ verified contacts

Miami, United States

Rok Lending is a family-operated and family-funded licensed private lender in Downtown Miami.

$1.7M raised
Mar 2026

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Landbay is a specialist Buy to Let mortgage lender using peer-to-peer technology to fund its loans.

$2.0M raised
Mar 2022

Founder Contacts

30,000+ verified contacts

Nottingham, United Kingdom

Oakbrook Finance is a financial service provider that specializes in consumer lending, advanced analytics and technology solutions.

$186.1M raised
Mar 2022

Founder Contacts

30,000+ verified contacts

Wilmington, United States

Marlette Funding is a financial tech company tasked to empower customers.

$225.0M raised
Mar 2022

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Quipu is an inclusive fintech developing fair, easy and alternative financial services for micro-businesses in informality in Latin America.

$300K raised
Feb 2026

Founder Contacts

30,000+ verified contacts

New York, United States

LoanStreet is a marketplace that enables the efficient syndication of loans and loan pools.

$25.0M raised
Feb 2022

Founder Contacts

30,000+ verified contacts

Warszawa, Poland

Wealthon is a lending firm that offers installment loans, bridging loans, and POSCASH to individuals and businesses.

$123.9M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

Barcelona, Spain

ID Finance is a fintech company offering lending, credit, fraud detection, and financial services through digital platforms.

$150.1M raised
Feb 2024

Founder Contacts

30,000+ verified contacts

Grandview, United States

Cochgugous is a lending platform that uses AI models to support credit decisions for personal, auto, HELOC, and short-term loans.

$3.2M raised
Feb 2026

Founder Contacts

30,000+ verified contacts

Newport Beach, United States

Nikols Mortgage Fund specializes in institutional commercial and residential real estate lending.

$121.7M raised
Feb 2023

Founder Contacts

30,000+ verified contacts

Lomas De Chapultepec, Mexico

Kettera Financial Solutions is a US based alternative lending platform focused on small and medium enterprises ("SMEs") in Latin America.

$100.0M raised
Feb 2023

Founder Contacts

30,000+ verified contacts

Chicago, United States

Avant is an online lending platform that offers alternatives to its clients with safe financial products.

$200.0M raised
Feb 2026

Founder Contacts

30,000+ verified contacts

Showing 326 to 350 of 622 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 622 lending companies tracked in the VCBacked database.

Average Funding
$57.0M
Total Funding Tracked
$1.4B
Countries Represented
11

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.Chicago
2 companies$300.0M
2.New York
2 companies$50.0M
3.Miami
2 companies$1.7M
4.Croydon
1 companies$46.0M
5.Singapore
1 companies$500K

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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622 Lending Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked