FJ Labs's Financial Services Portfolio

Ume is a credit platform capable of reaching competitive prices and creating an economic environment to make credit simple and democratic.

Edda specializes in flow management solutions for business investors

Headquarters helps Web3 companies automate their treasury ops and reporting.

Composer allows users to build, test, and manage automated investment strategies without writing a line of code.

Beckley Waves funds, supports, and mentors the emerging leaders, entrepreneurs, and partnerships.

Rosaly is a financial service provider company.

SmartAsset is an online destination for financial advice that powers SmartAdvisor, a marketplace connecting consumers to financial advisors.

Comun offers an app-based platform that facilitates digital banking services for Latinos in the US.

Powering Cross Border Finance

Proper provides AI-powered accounting and bookkeeping services to property managers and asset managers.

RecargaPay is a financial app that enables millions of Brazilians invest, pay, borrow, and earn money in a simple and secure way

Willow Wealth provides curated access to private markets across real estate, private credit, private equity, and more.

Shipyard Software is building a fleet of exchanges and DeFi tools to suit every crypto trader.

Supermojo is building the embedded customer lending experiences to power the growth of NFTs as a powerful new asset class.

Juni is a fintech company that develops a banking app and platform for e-commerce and online marketing entrepreneurs.

Float offers a corporate card and spend management solution that allows corporate cards, reimbursements, approvals, and invoices management.

Finom provides an online payment solution that integrates business accounts, invoicing, and accounting.

Building the Operating System for Education in Brazil

Karta offers contactless metal US-issued credit cards to Latin American residents that have assets in a US financial institution.

API-first global payments, enterprise-grade compliance and real-time settlements, powered by stablecoin technology.

Possible Finance is a consumer finance company that provides access to capital and long-term financial health.

SuperDial uses voice AI to automate high-volume phone calls across healthcare, reducing admin burden and boosting operational efficiency.

Fonoa s a tax automation platform that utilizes AI to track tax rules, automate calculations, and maintain compliance.

ZenLedger analyzes and simplifies cryptocurrency taxes to help investors and tax professionals in portfolio management.

Unlimited is an investor that employs machine learning to create solutions that mimic alternative investment index returns.

Boopos operates a tech-enabled lending platform for acquiring small businesses.

handdii is an online marketplace that connects customers directly with contractors for insurance companies.

Scratch empowers medical practices to seamlessly connect and transact with their clients

ioogo is a tax and accounting software and services company that specializes in software development, mobile software, and web solutions.

Vest is a Financial Services offering brokerage application that helps invest in US stock market with security and ease.

Rampa is a fintech company that aims to reduce complexity and revolutionize the way money works in Latam.

Crescenta offers access to investment in Private Equity Funds to the general public through education and digitalization

Cross-Border Payments for High volume companies

Secfi works with startup employees and founders to provide equity planning and stock option financing.

AutoFi is a commerce platform delivering point of sale solution for financing a vehicle online.

Franq is the pioneer and leading platform for independent brokers to distribute banks and fintech financial services independently.

Paro provides on-demand bookkeeping and financial services powered by AI technology.

Fuse offers loan origination solutions for banks and lenders in the financial services industry.

Cuenca is a developer of an online banking application designed to provide financial services digitally.

SAKS is an app that allows users to hire private pensions.

Semper runs recurring, end-to-end secondary transactions for the teams of fast-growing startups.

Goin unifies automated savings, investments, digital assets, and rewards into a single AI-powered money optimization platform.

ProducePay is transforming the fresh produce industry through a combination of FinTech services and supply chain integration.

Solarisbank is a Banking-as-a-Service platform that enables businesses to create and offer their own financial products and services.

Morty is an online mortgage platform.

inKind offers rewards to millions of consumers who dine at the best restaurants in the country

Ledge is an AI-powered finance operations platform that automates time-consuming accounting workflows.

Overnight is a cryptocurrency startup.

Dinara is reimagining enterprise banking services for the crypto economy.

Yendo issues credit cards secured by customer vehicle equity for lending.

Allocate provides a private markets platform that enables advisors and family offices to manage tailored investment portfolios.

Digitt creates equitable financial tools to combat predatory lending.

Our mission is to make homeownership more affordable and rewarding

QI Tech is a fintech platform that provides APIs enabling businesses to offer financial products to their customers.

Caspian helps companies reclaim customs duties, taxes, and fees—faster and easier than ever before.

Yieldstreet is an alternative investment platform that provides retail investors access to income-generating investment products.

The collaborative FP&A solution empowering Finance teams to deliver strategic insights that make an impact (YC W21)

Vessel is a platform for GPs to tap into the wealth channel

Belvo is the open finance API platform that enables users to connect their accounts to an app.

Tomo is a fintech startup that simplifies homebuying by optimizing mortgages and linking buyers with real estate agents.

TRIVER provides capital for small businesses facilitated by partners through embedded finance.

OneVest is a Wealth-as-a-Service platform that provides wealth management and financial services to enterprises.

minu revolutionizes the financial health of Mexican employees, offering them access to their already worked salary when they need it.

Skyfire Systems is a provider of a payment network for AI.

Efficient Capital Labs provides capital in a fast, seamless, and cost-effective manner to SaaS Businesses.

Tilled is a PayFac-as-a-Service platform that allows B2B ISVs to monetize payments that pass through their platforms.

Finvero is a fintech company, operating a consumer Lending MarketPlace Platform (SaaS format) connecting merchants, shoppers and lenders.

ValidMind is an AI Governance and Risk Management solution provider focused on the Financial Services industry.

Scramble is a lending marketplace enabling startups to raise debt.

Harness Wealth provides the next generation of builders confidence in their best financial future.

REWORTH API simplifies how financial institutions and merchants engage with their customers.

A transparent debt resolution platform humanizing the consumer debt collection industry

Nexu is a financing platform for Latin American car dealerships.

Chipper is a student loan app that lower payments, qualify for forgiveness, and chip away debt faster.

Freeing crypto account holders from bankruptcy

Numerai transforms and regularizes financial data into machine learning problems for global network of data scientists.

Kafene is a mission driven startup with the goal of empowering flexible ownership.

Incode is a global identity verification leader. Its AI-powered tech helps companies prevent fraud, scale securely, and stay compliant.

Mine is building the financial ally for young adults, starting with a debit card that helps college students build credit.

Taptap Send is an app that lets immigrants send money back home.

Transparency Analytics is a company that offers banking and financial services.

Alternative Online Lending, FinTech, online credit, Personal financial management

Bondaval is a digital platform for B2B credit security to replace traditional collateral-based instruments and trade credit insurance.

Plooto is a payment management platform for small and medium-sized businesses that helps to automate and streamlines their payments.

Ramp Network is a fintech startup that offers payment infrastructure to connect crypto and traditional finance.

Kiavi is a tech-enabled lender that provides residential real estate investors with financing solutions for property investments.