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Credit Cards Startups

Updated August 2026

Companies in the credit cards sector developing innovative solutions and technologies.

Explore 147 recently funded credit cards companies with verified founder contact information and fundraising data.

Total Companies
147
Total Funding
$1.6B
Avg Funding
$63.9M
Global Reach
8
countries

Top Cities for Credit Cards

Austin
Mexico City
San Francisco
Atlanta
Conshohocken
Bogotá

Recently Funded Companies

Export
Austin, United States

The world first charge card exclusively for ad spend

$3.2M raised
Sep 2021

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

100% digital company focus on individuals, offering savings and term deposits, SME and consumer loans among other financial services.

Sep 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Tilt (formerly Empower) is a financial technology company on a mission to expand access to fair credit.

Sep 2025

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features.

$46.5M raised
Sep 2021

Founder Contacts

41,000+ verified contacts

Atlanta, United States

BitRail is a fintech and service provider that helps companies launch and manage safe, branded, regulated, digital currencies and wallets.

$300K raised
Sep 2022

Founder Contacts

41,000+ verified contacts

Conshohocken, United States

The Wallet Group offers digital card services to enterprises by helping them strategise, set up and deploy card wallets.

$417K raised
Sep 2024

Founder Contacts

41,000+ verified contacts

Bogotá, Colombia

RappiPay is a financial service that provides near-field communication-based prepaid cards and wallets for consumers.

$113.5M raised
Sep 2022

Founder Contacts

41,000+ verified contacts

New York, United States

Power offers credit card programs for businesses using its cloud-native issuance platform.

$300.0M raised
Sep 2022

Founder Contacts

41,000+ verified contacts

New York, United States

Mercantile builds industry specific credit cards for small businesses.

$15.0M raised
Aug 2022

Founder Contacts

41,000+ verified contacts

Palo Alto, United States

Zeni is an AI bookkeeping software backed by a dedicated finance team.

$34.0M raised
Aug 2021

Founder Contacts

41,000+ verified contacts

New York, United States

Petal is a financial technology company that offers three Visa credit card products for underserved consumers.

$220.0M raised
Aug 2023

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

C6 Bank is a digital bank that offers a range of financial services through its mobile app and online platform.

Aug 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Keebo is the credit card to start building credit. Go get it.

Aug 2021

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Taekus is a fintech company that provides credit card benefits to travelers.

$6.4M raised
Aug 2022

Founder Contacts

41,000+ verified contacts

Dallas, United States

Volo provides personalized credit card usage recommendations for free first-class travel.

$250K raised
Aug 2021

Founder Contacts

41,000+ verified contacts

Pasto, Colombia

The goal of MICREDITOYA's founding was to offer financial solutions.

$1.2M raised
Jul 2024

Founder Contacts

41,000+ verified contacts

Palo Alto, United States

HiHello is a software company that builds next generation professional network that allows people to optimize their business relationships.

$7.5M raised
Jul 2021

Founder Contacts

41,000+ verified contacts

Austin, United States

Mercury Financial is a financial services company that develops and manages credit cards and personal loans.

$200.0M raised
Jul 2023

Founder Contacts

41,000+ verified contacts

San Francisco, United States

AI financial wellness platform- smarter, inclusive financial opportunities for everyone- win win for both consumers and lenders

$100.0M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Flex is a financial technology company that offers an end-to-end finance platform that integrates business and personal finance management.

$70.0M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Tokyo, Japan

Nudge is a fintech company that provides innovative credit card services and builds future-focused financial experiences.

$9.1M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Berlin, Germany

The corporate credit card built for your entire spend.

Jun 2024

Founder Contacts

41,000+ verified contacts

New York, United States

Ramp is a financial technology company that develops software for corporate spend management, finance operations, and business payments.

$300.0M raised
Jun 2026

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Klar is a digital bank that provides banking services including credit cards and loan through an app-based platform.

$170.0M raised
Jun 2025

Founder Contacts

41,000+ verified contacts

Edmonton, Canada

Everyday People Financial offers financial services, specializing in revenue cycle management and financial technology solutions.

$1.0M raised
Jun 2025

Founder Contacts

41,000+ verified contacts

Showing 1 to 25 of 147 companies

About the Credit Cards Startup Ecosystem

The credit cards sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit Cards

Credit Cards companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit cards sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Cards Funding Breakdown

Here is how funding is distributed among the 147 credit cards companies tracked in the VCBacked database.

Average Funding
$63.9M
Total Funding Tracked
$1.6B
Countries Represented
8

Distribution by Funding Stage

Other25 companies

Top Cities for Credit Cards

1.San Francisco
5 companies$222.9M
2.New York
4 companies$835.0M
3.Austin
2 companies$203.2M
4.Mexico City
2 companies$170.0M
5.Palo Alto
2 companies$41.5M

Related Industries

Companies in the credit cards sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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