Skip to main content

Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$712.1M
Avg Funding
$28.5M
Global Reach
7
countries

Top Cities for Credit

Medellín
Santiago
Miami
Mexico City
San Francisco
London

Recently Funded Companies

Export
Medellín, Colombia

AgriCapital is a financial service firm that provides store credit, productive credit, credit installments, and accompaniment services.

$500K raised
Feb 2025

Founder Contacts

30,000+ verified contacts

Santiago, Chile

Destacame is the first behavior-based credit score in Latin America.

$10.0M raised
Feb 2023

Founder Contacts

30,000+ verified contacts

Miami, United States

Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions.

$65.0M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

YoFio is a technology company that provides financial solutions to help businesses grow.

$10.0M raised
Feb 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Burst offers financial services to improve household finances and address credit scoring inequities.

$2.1M raised
Feb 2026

Founder Contacts

30,000+ verified contacts

London, United Kingdom

ClearScore is a fintech company that provides free credit scores, credit reports, and financial product recommendations to consumers.

$38.0M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Click Cash is a mobile App that enables fast and secure personal loans in emerging economies using Open Banking and data analysis.

$6.0M raised
Feb 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Heron Finance offers financial services and loans to small and medium sized businesses in the US and globally.

$1.1M raised
Feb 2024

Founder Contacts

30,000+ verified contacts

Boston, United States

Aura provides AI-powered security solutions that offer identity theft protection, credit monitoring, and online privacy for individuals.

$75.0M raised
Feb 2026

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Climate Impact X is a global marketplace that provides carbon exchange and credits for investors.

$22.3M raised
Feb 2024

Founder Contacts

30,000+ verified contacts

Edinburgh, United Kingdom

At Atto, we provide instant insights into the financial behaviours of borrowers through real-time transaction data.

$9.5M raised
Feb 2023

Founder Contacts

30,000+ verified contacts

Santiago, Chile

Datamart promotes automated and secure processing of onboarding and lending flows to streamline business processes and contracts.

$6.6M raised
Feb 2023

Founder Contacts

30,000+ verified contacts

Santa Barbara D'oeste, Brazil

End-to-end crop insurance platform, from quotation to claim adjustment

$877K raised
Feb 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Array delivers embeddable, custom-branded credit and identity tools, personalized offers, and more.

Feb 2023

Founder Contacts

30,000+ verified contacts

Richmond, United States

Mission Lane is a consumer finance company dedicated to helping everyone have access to fair and clear credit.

Feb 2024

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

PayHop is a technological platform that provides payments in its commercial transactions.

Feb 2024

Founder Contacts

30,000+ verified contacts

San Ramon, United States

Zeta is a banking technology company that provides credit and debit card issuance, core banking, lending, and digital banking services.

$50.0M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Prograd is a credit marketplace for young people, enhancing the underwriting accuracy of lenders and the borrowing experience of consumers.

Feb 2025

Founder Contacts

30,000+ verified contacts

Mission Viejo, United States

Ava Financial is a mobile app-based credit-building platform that offers financial tools for credit and savings.

$15.5M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Moniepoint is a financial technology company that renders payments, credit, business management, and banking services for businesses.

$90.0M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Upgrade is a fintech company that offers mobile banking, credit, and payment products to mainstream consumers.

$165.0M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

Dallas, United States

Yendo issues credit cards secured by customer vehicle equity for lending.

$50.0M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

Minneapolis, United States

LuNR is a finance company that offers working capital and alternative credit solutions for launch of a new business.

$14.6M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Cardless operates the leading platform for consumer brands to launch credit card products.

$60.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Extend is the only digital card platform compatible with every commercial card, designed to modernize the way payments are made and managed.

$20.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Showing 276 to 300 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$28.5M
Total Funding Tracked
$712.1M
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.San Francisco
4 companies$228.2M
2.London
3 companies$128.0M
3.Santiago
2 companies$16.6M
4.São Paulo
2 companies$6.0M
5.New York
2 companies$20.0M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

Ready to Connect with Credit Startups?

Perfect for: B2B sales teams targeting credit companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

Get Started - Access Contact Information

Join thousands of sales teams, investors, and service providers using VCBacked