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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$318.4M
Avg Funding
$12.7M
Global Reach
11
countries

Top Cities for Credit

Seoul
Cambridge
Banja Luka
New York
Los Angeles
Hamburg

Recently Funded Companies

Export
Seoul, South Korea

KCD provides essential services for merchants including business management, customer analysis, POS, and payment services.

$36.2M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Cambridge, United States

Fizz is building the financial ally for young adults, starting with a debit card that helps college students build credit.

$14.4M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Banja Luka, Bosnia and Herzegovina

The Adriatic Crypto Exchange Quickness, safety, and excellence.

$3.5M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

New York, United States

CoVenture provides equity and/or debt financing to tech-enabled companies in areas such as financial services, media, and platform economies

$29.2M raised
May 2024

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

Kudos provides an AI-powered smart wallet service that optimizes consumer rewards and benefits on purchase.

$10.2M raised
May 2024

Founder Contacts

30,000+ verified contacts

Hamburg, Germany

MyTaag provides customized smart sticker and cards that can be used as digital business cards.

$536K raised
Apr 2024

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Brim Financial is a provider of a credit card infrastructure and digital platform used in users' payment experience.

$62.8M raised
Apr 2024

Founder Contacts

30,000+ verified contacts

Naples, United States

CredEvolv operates as a credit repair and rehabilitation industry.

$750K raised
Mar 2024

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

AI-driven SMB credit built for LatAm

$4.3M raised
Mar 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Benjamin is a holding company for the Benjamin App, a platform that enables users to earn cash rewards through various activities.

$5.5M raised
Mar 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Building Confidence in Credit Markets with Privacy-Preserving Technology and Real-Time Credit Analytics

Mar 2024

Founder Contacts

30,000+ verified contacts

Roppongi, Japan

Credit Engine is a fintech company providing innovative SaaS solutions including loan origination, loan management, and debt collection.

$7.9M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Bellevue, United States

Center is a corporate credit card and real-time travel & expense management solution.

$30.0M raised
Dec 2023

Founder Contacts

30,000+ verified contacts

New York, United States

A transparent debt resolution platform humanizing the consumer debt collection industry

$12.0M raised
Dec 2023

Founder Contacts

30,000+ verified contacts

Paris, France

HappyPal reinvents employee perks with a SaaS and Payment solution

$7.6M raised
Nov 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Fintech enterprise in the business credit and finance sphere.

$3.2M raised
Nov 2023

Founder Contacts

30,000+ verified contacts

Paris, France

Defacto is a fintech firm that offers short term financing for small and medium companies via an embedded, API-first approach.

$10.9M raised
Nov 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Railsr is a fintech company that offers banking and wallet components.

$24.3M raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Santa Monica, United States

Grow Credit helps consumers with no or thin credit files establish or build credit for free using their subscription accounts.

$10.0M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Berkeley, United States

Atlas is a provider of a credit card service platform for consumers.

$7.2M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Miami, United States

Qurable is an AI-powered platform to personalize engagement, boost loyalty, embed payments, and monetize interactions.

$165K raised
Aug 2023

Founder Contacts

30,000+ verified contacts

Modi'in, Israel

The Chargeback Platform that prevents, recovers and automates chargebacks with the power of AI.

$11.0M raised
Aug 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

CreditEnable provides data analytics, deep learning, AI and technology to build solutions to financial challenges.

$245K raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Danderyd, Sweden

Next-gen credit- & risk scoring solutions based on open banking, open finance and beyond.

$11.1M raised
May 2023

Founder Contacts

30,000+ verified contacts

Austin, United States

StellarFi is a financial technology company that aims to solve credit access problems.

$15.5M raised
Mar 2023

Founder Contacts

30,000+ verified contacts

Showing 326 to 350 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$12.7M
Total Funding Tracked
$318.4M
Countries Represented
11

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
4 companies$49.9M
2.Paris
2 companies$18.5M
3.London
2 companies$24.5M
4.Seoul
1 companies$36.2M
5.Cambridge
1 companies$14.4M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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482 Credit Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked