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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$2.2B
Avg Funding
$87.0M
Global Reach
9
countries

Top Cities for Credit

Glen Allen
Paris
San Francisco
Dallas
Málaga
Pinheiros

Recently Funded Companies

Export
Glen Allen, United States

Quanta Credit Services is a digital collections solution that provides collections outcomes for both borrowers and lenders.

$400K raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Paris, France

Arrago is a fintech lending platform specialised in mortgage life loans.

$3.1M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.

$140.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Dallas, United States

Frontlands is a financial services company that offers specialty lending products to property based rights owners.

$5.9M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Málaga, Spain

Specialist online asset backed lender offering consumer loans to clients with difficult credit history

$11.3M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Pinheiros, Brazil

Consorciei is an online portal for the pricing, negotiation, and sale of consortiums.

Jan 2022

Founder Contacts

30,000+ verified contacts

Vilnius, Lithuania

L.cash offers blockchain payment solutions that empower secure and decentralized transactions.

$398K raised
Dec 2023

Founder Contacts

30,000+ verified contacts

Detroit, United States

Aries is a digital platform that offers accounting, investment management, real-time analysis, credit consultancy, and financial services.

$1.0M raised
Dec 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Expend is an expense management and company spending platform.

$1.3M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Updraft is a lending, credit report, and financial planning app for millennials.

$318.3M raised
Dec 2023

Founder Contacts

30,000+ verified contacts

Wilmington, United States

Best Egg offers a digital platform that delivers personal finance and lending products with low interest rates.

$1.0B raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Midkey's objective is to help Australian homeowners overcome financial challenges and achieve their financial goals.

$66.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Irvine, United States

Vista Point Financial Holdings is the leading non-agency mortgage origination and investing platform.

$225.0M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Caary is a digital credit, lending and payments platform, offering a corporate credit card and financial management solution.

$2.1M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Bondaval is a digital platform for B2B credit security to replace traditional collateral-based instruments and trade credit insurance.

$14.9M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Chicago, United States

Chicago Atlantic Group is provides flexible debt capital solutions focused on special situations and businesses.

$14.5M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Boulder, United States

Mad Capital provides finance for agricultural sector to build regenerative organic farmers.

$4.0M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Chicago, United States

Working Credit NFP is a non-profit organization that provides credit building education, counseling, and employee benefits services.

$500K raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Copenhagen, Denmark

SaaS credit rating platform and risk management dashboard

Dec 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Finplace connects entrepreneurs with financial institutions.

$290K raised
Dec 2023

Founder Contacts

30,000+ verified contacts

Palmital, Brazil

FlowCredi runs a marketplace that links lenders and borrowers and provides credit products backed by real estate.

$646K raised
Dec 2025

Founder Contacts

30,000+ verified contacts

New York, United States

From spending and saving to borrowing and building better financial habits, OnePay brings people’s financial needs together in one place.

$300.0M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

X1 manufactures a smart credit card made with 17 grams of sleek, stainless steel.

$15.0M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Pinheiros, Brazil

Guiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B).

Dec 2021

Founder Contacts

30,000+ verified contacts

New York, United States

Esusu is the nation’s leading financial technology platform advancing credit building and economic mobility.

$50.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Showing 376 to 400 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$87.0M
Total Funding Tracked
$2.2B
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.London
3 companies$334.5M
2.San Francisco
2 companies$155.0M
3.Pinheiros
2 companiesUndisclosed
4.Chicago
2 companies$15.0M
5.New York
2 companies$350.0M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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