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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$1.8B
Avg Funding
$73.4M
Global Reach
9
countries

Top Cities for Credit

Tallin
Pôrto Seguro
São Paulo
New York
Bogotá
Belo Horizonte

Recently Funded Companies

Export
Tallin, Estonia

Swipelux — Money at the speed of light: an API-first stablecoin and on-ramp stack.

Jan 2024

Founder Contacts

30,000+ verified contacts

Pôrto Seguro, Brazil

Phyllon Bank is a financial services company that provides loan and are in consigned credit sector.

$359K raised
Nov 2021

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Tino is a developer of a B2B payments platform helping SMB retailers have free and secure access to credit.

$32.0M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

New York, United States

Revival lets consumers buy out and eliminate their debt for the discounted rates that it gets sold to institutional investors.

$100K raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Avanzo is a fintech company that provides loans, financial education, and online credits services.

Jan 2023

Founder Contacts

30,000+ verified contacts

Belo Horizonte, Brazil

Vanq is the first payments platform that allows you to combine different payment methods in each transaction.

Jan 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Goodloans builds platforms that connect SMEs with credit. Backed by Google and Barclays.

Jan 2023

Founder Contacts

30,000+ verified contacts

Sariyer, Turkey

Interactive Loan is a financial services company that provides credit confidence reports and rental databases.

$150K raised
Nov 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Award-winning credit building app on a mission to help 1M+ people build stronger credit by the end of 2025.

$4.1M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Dover, United States

Digital investing platform integrated with digital banking platforms delivering self-directed securities, crypto and robo advisory for FIs.

$1.6M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Plastiq offers a bill pay service for businesses to better manage their cash flow.

Nov 2021

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Culttivo is a digital platform that offers credit products for coffee producers.

$1.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Capital on Tap is a fintech company that provides a business credit card and spend management platform for small businesses.

$654.2M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Made Card is a credit card firm that offers the service to homeowner, which helps customers to maintain mortgages and financial challenges.

$8.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

We enable people to trust upsiders by organizing the world's B2B transactions.

$63.8M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Our embedded finance loan-product-as-a-service enable payment companies and platforms to offer SME loan products to their business clients.

$74.4M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Reston, United States

Quantum is a fintech business that provides AI-powered decisioning and lending infrastructure to banks and technology platforms.

$250.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

West Hollywood, United States

Daylight is a digital banking platform in the USA built for LGBT+ people, by LGBT+ people.

$15.0M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

Sydney, Australia

We help Australians bring their big ideas to life with faster, fairer loans powered by smart technology.

$362.9M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Herlev, Denmark

Flatpay is a fintech company that offers Point of Service (POS) and payments processing solutions for small and medium-sized merchants.

$168.2M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Mclean, United States

Coign is a credit card that offers a cash-back benefit to cardholders.

$2.2M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.

$176.7M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Santa Clara, United States

MagicCube is a security platform for mobile and IoT devices, delivering hardware-grade protection without the complexity and constraints.

$10.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Tampa, United States

Payzli provides cloud-based software, point of sale solutions, business management software, web enablement & payment services.

$6.0M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Panamá, Colombia

Centro Financiero Empresarial is a financial services company offering financial products to MSMEs and entrepreneurs.

$3.5M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

Showing 426 to 450 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$73.4M
Total Funding Tracked
$1.8B
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.London
5 companies$909.4M
2.São Paulo
2 companies$33.0M
3.New York
2 companies$8.1M
4.Tallin
1 companiesUndisclosed
5.Pôrto Seguro
1 companies$359K

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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482 Credit Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked