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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$984.5M
Avg Funding
$39.4M
Global Reach
13
countries

Top Cities for Credit

New York
Tampa
Buenos Aires
Cheltenham
Woodcliff Lake
Bogotá

Recently Funded Companies

Export
New York, United States

AIR Platforms (AIR) is an AI-powered credit ratings firm delivering real-time, cost-effective insights across public and private markets.

$6.1M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Tampa, United States

The Baldwin Group is an advisory firm that delivers insurance, risk mitigation, and wealth management solutions for businesses.

$600.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Buenos Aires, Argentina

Pomelo provides a financial technology platform that enables businesses to issue, process, and manage payment cards and related services.

$55.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Cheltenham, United Kingdom

PayItMonthly offers credit to customers to shop online or in-store with interest-free installments.

$13.4M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Woodcliff Lake, United States

Limit Financial is a managing general underwriter (MGU) that specializes in credit insurance and reinsurance solutions.

$3.8M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Approbe is a financial services firm that democratises financial data and provides credit and loans.

$2.3M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Adliswil, Switzerland

Billte is an online end-to-end invoicing software that does not need installation or maintenance.

Nov 2023

Founder Contacts

30,000+ verified contacts

Stockholm, Sweden

Anyfin - a smart finance app that empowers people to understand and improve their finances.

$31.3M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Paris, France

Spendesk is a smart spend management software designed for both finance teams and employees.

$113.3M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Vila Olímpia, Brazil

UY3 offers financial solutions and credit services for businesses, emphasizing efficient and humanized customer support.

$37.2M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Seattle, United States

Upwardli helps users build credit and savings through personalized financial products and services.

$9.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Bologna, Italy

LIA is an AI platform that streamlines B2B credit management and reduces payment delays.

$316K raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Çankaya, Turkey

TeklifimGelsin is a financial platform that gives offers from banks and completes transactions in line with the investment and credit needs.

$4.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Finexos has built the next generation of credit analytics. Powered by state-of-the-art ML and built on the principles of ethical lending

$854K raised
Nov 2023

Founder Contacts

30,000+ verified contacts

Paris, France

Unkle is an insurance brokerage agency.

$11.4M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Cape is all-in-one spend management platform designing corporate cards to help every business strengthen their cashflow.

$2.0M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

New York, United States

We increase e-commerce cash flow with post-checkout credit card offers

$1.0M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

Amsterdam, The Netherlands

Klearly provides payment acceptance technology that processes payments using smartphones and tablets as secure payment devices.

$14.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Brasília, Brazil

BitGov is a FinTech company providing credit services to supply and support companies.

$1.7M raised
Nov 2023

Founder Contacts

30,000+ verified contacts

New York, United States

MoneyLion is a mobile banking and financial membership platform that offers mobile banking, lending, and investment solutions.

$70.0M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Klavi is a developer of an open finance platform for data aggregation, analytics, and API services.

Jan 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Destaxa is an integrated financial management platform and a financial services marketplace for SMBs

$6.0M raised
Nov 2023

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Fast, Fair & Frictionless Decentralized Credit Platform for DTC Brands and SMB/SME.

$50K raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Tallin, Estonia

Swipelux — Money at the speed of light: an API-first stablecoin and on-ramp stack.

Jan 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

NUMARQE is the all-in-one multicurrency platform to draw and utilise credit across all corporate payments.

$1.9M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Showing 401 to 425 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$39.4M
Total Funding Tracked
$984.5M
Countries Represented
13

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
3 companies$77.1M
2.São Paulo
3 companies$6.0M
3.Paris
2 companies$124.7M
4.London
2 companies$2.8M
5.Tampa
1 companies$600.0M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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482 Credit Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked