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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$3.2B
Avg Funding
$128.8M
Global Reach
10
countries

Top Cities for Credit

Zapopan
Milano
New York
Singapore
Tokyo
London

Recently Funded Companies

Export
Zapopan, Mexico

Zenfi is an online application that allows its users to track information along with renders alerts and tips to improve credit scores.

$8.5M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Milano, Italy

CrescItalia is a fintech advisory company that helps SMEs find innovative solutions.

$1.8M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Pluto is an AI-powered lending platform that lets investors borrow against private assets, with repayment from future distributions.

$8.6M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Clifford Capital is a company that provides overseas marine investment services.

$1.0B raised
Jan 2026

Founder Contacts

30,000+ verified contacts

New York, United States

Status Money is a social personal finance app that enables people to compare finances and crowdsource advice from peers.

Jan 2022

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

Redge Capital seeks to capitalize on high-yield bonds issued by corporations with good credit profiles.

$1.6M raised
Jan 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Kriya, part of Allica Bank, powers B2B credit and payment solutions, including Invoice Finance, and Embedded PayLater for businesses.

$63.4M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Salvador, Brazil

Credifit is a Brazilian fintech startup offering credit solutions, BaaS, CaaS, and escrow accounts, powered by AI and machine learning.

$315K raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Zürich, Switzerland

Financing payment solutions for the Luxury Industry & The Collectors Loan | Swiss Top 10 Fintech

Jan 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers.

$308.7M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Milan, Italy

Founded in 2019 by Simone Mancini and Johnny Mitrevski, Scalapay is a fintech company specializing in "Buy Now, Pay Later" services

$81.4M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

BON Credit is an AI-powered credit platform that helps customers understand, manage, and improve credit intelligently.

$3.5M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

HeyMax is a platform for travel rewards and loyalty.

$11.0M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Klubi is a fintech company that provides credit facilities in a simple, transparent, secure and truly digital experience.

$5.9M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Aarhus, Denmark

Lunar is a digital bank that offers a mobile-based banking app that helps consumers manage their personal finances.

$54.6M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

London, United Kingdom

WiseAlpha is the UK's leading digital bond market giving investors access to the world of corporate bonds.

$250K raised
Dec 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Brazilian digital account for Bitcoin and USDT. Buy, sell, pay Pix, and earn Bitcoin cashback on card purchases — all in one app, from R$1.

$2.8M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Flex is a financial technology company that offers an end-to-end finance platform that integrates business and personal finance management.

$60.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

SoFi is a finance company that offers a range of lending and wealth management services.

$1.5B raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Greenwich, United States

Eagle Point Credit Company is a publicly traded externally managed closed-end management investment company

$100.0M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Karus.ai develops AI-powered lending software for auto finance, enabling credit decisioning, underwriting, and portfolio analytics.

$8.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Campina, Brazil

#1 Fintech BNDES. Credit and Financial inclusion to SME's

$265K raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Bellevue, United States

FreshCredit is a fintech company that develops tools enabling credit anywhere.

$190K raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Aflore is a developer of tech-enabled direct sales channel to help informal advisors realize goals through loans and financial products.

Dec 2022

Founder Contacts

30,000+ verified contacts

Concord, United States

Higher Rewards provides affinity cards as a service.

$250K raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Showing 351 to 375 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$128.8M
Total Funding Tracked
$3.2B
Countries Represented
10

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.San Francisco
4 companies$1.6B
2.London
3 companies$372.4M
3.New York
2 companies$8.6M
4.Singapore
2 companies$1.0B
5.São Paulo
2 companies$8.7M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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