Skip to main content

Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$481.8M
Avg Funding
$19.3M
Global Reach
7
countries

Top Cities for Credit

Paris
New York
Lake Forest
São Paulo
Waltham
Park City

Recently Funded Companies

Export
Paris, France

Externaliser la fonction RSE de votre entreprise et accélérer vos impacts sociaux et environnementaux.

$37.7M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Kredete offers financial tools helping African immigrants in the U.S. transfer money globally and build credit.

$22.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Lake Forest, United States

Therm offers a refrigerant carbon credit system for businesses to adopt climate friendly refrigerants.

$3.6M raised
Aug 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

QI Tech is a fintech platform that provides APIs enabling businesses to offer financial products to their customers.

$63.0M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Neon is a digital bank that offers credit cards, personal loans, and investment products, among other services.

$25.0M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

Waltham, United States

Koverly is a FinTech firm that helps businesses manage their B2B payments and receivables online.

$19.0M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

Park City, United States

Oka, The Carbon Insurance Company's objective is to establish a more secure and open market for carbon credits.

$2.6M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

Berlin, Germany

Pliant is a fintech company that provides modular, API-first B2B payment solutions to help businesses.

$40.0M raised
Apr 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Yonder is a financial service offering firm that provides credit card for foodies.

Apr 2025

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Reimagining Microfinance with AI & Community in Emerging Markets

$400K raised
Mar 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Helping American CFOs manage their debt lifecycle.

$16.0M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

Conshohocken, United States

Credit Genie is a fintech company that provides financial tools and debt relief services.

$33.8M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

Miami, United States

Superlogic is a tech company that offers experiential rewards network and AI-powered personalization.

$13.7M raised
Feb 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Highnote is an embedded finance company that develops a virtual payment platform to handle payment processing business flows.

$90.0M raised
Jan 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Wurthy develops financial software to help businesses grow and reduce credit card fees.

$10.5M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Edinburgh, United Kingdom

Embedded Finance Platform for SME Businesses

$1.9M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

Durham, United States

LoanWell is a B2B fintech platform modernizing community lending to enable equitable access to affordable capital for all.

$3.0M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

A SaaS platform that allows any business to compliantly collect payments in + 200 countries for their products & services in just 10 minutes

$50K raised
Oct 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Baselayer automates B2B risk assessment and eliminates fraud for over 1,900 Financial & Government Institutions.

$20.0M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Dallas, United States

Siepe is a cloud-managed services and data analytics platform that specializes in portfolio and data management for asset managers.

$30.0M raised
Aug 2024

Founder Contacts

30,000+ verified contacts

West Chester, United States

SentryCard Technologies specializes in the development of multi-factor biometric cybersecurity solutions and advanced payment technologies.

$943K raised
Aug 2024

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Modern business finance starts here.

$5.5M raised
Aug 2024

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

iLex designs, builds and operates public and private market infrastructure for syndicated loan markets.

$2.5M raised
Jul 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Coast is a financial services platform that provides fleet fuel cards and expense management solutions for various industries.

$40.0M raised
Jul 2024

Founder Contacts

30,000+ verified contacts

Puebla, Mexico

Blockpay is a comprehensive platform that provides global access to essential everyday financial services

$675K raised
Jul 2024

Founder Contacts

30,000+ verified contacts

Showing 301 to 325 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$19.3M
Total Funding Tracked
$481.8M
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
4 companies$98.0M
2.San Francisco
4 companies$106.0M
3.São Paulo
2 companies$88.0M
4.Singapore
2 companies$2.9M
5.Paris
1 companies$37.7M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

Ready to Connect with Credit Startups?

Perfect for: B2B sales teams targeting credit companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

Get Started - Access Contact Information

Join thousands of sales teams, investors, and service providers using VCBacked

482 Credit Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked