Skip to main content

Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$975.9M
Avg Funding
$39.0M
Global Reach
11
countries

Top Cities for Credit

São Paulo
London
Singapore
Amsterdam
Milan
New York

Recently Funded Companies

Export
São Paulo, Brazil

We do something very simple at Axxes Saude: we help people get the care they want, with the doctor of their choice, and when time is right!

$282K raised
Nov 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

JAJA is a fintech company providing digital credit cards, mobile account management, payment solutions, and consumer lending services.

$30.2M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

TSLC is an AI/ML-driven credit enablement platform company.

$25.0M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

Amsterdam, The Netherlands

PayI offers secure, low-fee POS terminals with global card support, real-time insights, and crypto payment integration.

$4.1M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Milan, Italy

Digital Lender for SMEs

$6.3M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Blackstone Secured Lending Fund is a business development company focuses on first lien senior secured debt of private U.S. companies.

$400.0M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Santiago, Chile

Creditú is a Fintech platform that provides people access to home financing.

$6.0M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

SaaS for credit process automation

$800K raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Rio De Janeiro, Brazil

Juros Baixos is a financial services company that offers consultation services for credit and financing.

$66K raised
Oct 2023

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Tally is a financial automation company that helps members in paying off their credit card debt.

$80.0M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Wilmington, United States

Lendsqr is a cloud-based loan management platform for credit providers of every size, in any market. Smart automation, zero upfront cost.

$6K raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Northbrook, United States

Above Lending offers easy and transparent tools to assist our clients in achieving their personal finance goals and gaining debt control.

$200.0M raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Juneau, United States

Spruce Root is a non-profit community development financial institution that provides financing services, assistance, and business coaching.

$5K raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

Emerald Grove Partners is an invesmengt firm that offers growth opportunities and financial support to budding businesses.

$900K raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Hong Kong, Hong Kong

Reap develops financial infrastructure and payment technology focused on stablecoin-enabled transactions and cross-border money movement.

$40.0M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Miami, United States

Select improves our members' lives by improving the way businesses and customers connect.

Oct 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Tymit is a credit company that offers traditional credit cards and a buy now, pay later service.

$26.8M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Denver, United States

A digital mortgage platform and value-added services designed exclusively for small to midsize mortgage lenders.

$28.5M raised
Oct 2021

Founder Contacts

30,000+ verified contacts

Boston, United States

Energetic Capital provides renewable energy financing services for commercial and industrial projects.

Oct 2024

Founder Contacts

30,000+ verified contacts

Melbourne, Australia

Novatti (ASX:NOV) is a leading digital banking and payments company that enables fast, simple, and secure payments.

$2.0M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

ExcelCredit is a Colombia-based Fintech firm that focuses on consumer loans for free delivery or portfolio purchase.

$50.0M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Advance.ai - Credit Bureau Philippines provides credit information and data services.

$4.0M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Charleston, United States

Altriarch is an alternative investment platform focused on overlooked markets in underserved geographies, industries and market segments.

$70.0M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Moscow, Russian Federation

Refin.online is an online mortgage company advising customers about mortgage processes and communicating with insurance companies.

$360K raised
Oct 2021

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Doctuz is a medical subscription service that provides special savings and payment terms for consultations, tests, and drugs.

$536K raised
Oct 2021

Founder Contacts

30,000+ verified contacts

Showing 451 to 475 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$39.0M
Total Funding Tracked
$975.9M
Countries Represented
11

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.São Paulo
3 companies$1.6M
2.London
2 companies$57.0M
3.Singapore
2 companies$29.0M
4.Amsterdam
1 companies$4.1M
5.Milan
1 companies$6.3M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

Ready to Connect with Credit Startups?

Perfect for: B2B sales teams targeting credit companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

Get Started - Access Contact Information

Join thousands of sales teams, investors, and service providers using VCBacked