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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 431 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
431
Total Funding
$652.4M
Avg Funding
$26.1M
Global Reach
9
countries

Top Cities for Credit

Sandy
New York
London
Montreal
Calgary
Belo Horizonte

Recently Funded Companies

Export
Sandy, United States

Lumion partner with schools to offer technology solutions to better manage affordable student payments.

$10.7M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Narmi is a provider of mobile, online, and digital account banking to regional and community financial institutions.

$35.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Century Capital offers bridging loans and mortgage services to entrepreneurs, first-time home buyers, and property developers.

$31.7M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Montreal, Canada

Finalta Capital is a financial advisory firm that specializes in providing tax credit solutions.

$22.5M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Calgary, Canada

Credit App is a credit application platform for online lenders, automotive dealerships, and residential landlords.

$2.0M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Belo Horizonte, Brazil

Meliuz owns and operates an online platform that offers consumers with free discount coupons from Brazilian online stores.

$32.5M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

Collegeville, United States

Stream Financial collaborates with merchant partners to create financial solutions that promote energy-efficient home improvements.

$400.0M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

BioCredit connects people, stores, and credit entities to allows finance buys in real time and 100% digital.

$200K raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Encino, United States

PaymentCloud merchant services company that specializes in secure payment processing for any type of business.

$25.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Nubank is a digital bank offering seamless financial services, including payments, credit cards, and personal loans.

Jun 2026

Founder Contacts

30,000+ verified contacts

Federal, Argentina

Credicuotas is a financial services offers personal loans.

$33.0M raised
May 2025

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

Nudge is a fintech company that provides innovative credit card services and builds future-focused financial experiences.

May 2024

Founder Contacts

30,000+ verified contacts

Norwalk, United States

VantedgeAI is an AI platform for automating private credit investing workflows.

$3.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

Seattle, United States

Possible Finance is a consumer finance company that provides access to capital and long-term financial health.

$20.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Percent is a platform for sourcing, structuring, syndicating, monitoring, and servicing private credit transactions.

May 2024

Founder Contacts

30,000+ verified contacts

La Habra, United States

Low APR stock rewards credit card for college students

$80K raised
May 2023

Founder Contacts

30,000+ verified contacts

Dublin, Ireland

Transforming consumer credit based on transactional behaviour

$5K raised
May 2023

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Beaver is a AI platform that processes complex documents with NLP algorithms.

May 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Agrolend is a digital bank that provides credit for the agribusiness sector.

$3.0M raised
May 2025

Founder Contacts

30,000+ verified contacts

Chester, United Kingdom

AperiData is an FCA authorised credit bureau and Open Banking Provider that uses financial data to transform credit scoring.

$1.3M raised
May 2024

Founder Contacts

30,000+ verified contacts

Riga, Latvia

POSfinance is a financial services company that offers small and medium-sized enterprises with access to flexible revenue-based financing.

$312K raised
May 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Pesto is a fintech startup that offers pesto mastercard an asset-backed secured credit card.

$11.0M raised
May 2023

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Borrowell offers free credit scores, education, and weekly credit monitoring, as well as innovative financial digital tools.

May 2022

Founder Contacts

30,000+ verified contacts

Austin, United States

Concerto Card is a company created to power credit card partnerships that enhance the user and product experience for consumers.

$21.2M raised
May 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Mercury provides digital banking and financial tools tailored for startups and modern businesses.

May 2026

Founder Contacts

30,000+ verified contacts

Showing 101 to 125 of 431 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 431 credit companies tracked in the VCBacked database.

Average Funding
$26.1M
Total Funding Tracked
$652.4M
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.São Paulo
3 companies$3.0M
2.New York
2 companies$35.0M
3.San Francisco
2 companies$11.0M
4.Sandy
1 companies$10.7M
5.London
1 companies$31.7M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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