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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 433 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
433
Total Funding
$2.6B
Avg Funding
$104.9M
Global Reach
7
countries

Top Cities for Credit

New York
Novi Beograd
Los Angeles
São Paulo
Peterborough
Castro Valley

Recently Funded Companies

Export
New York, United States

TheGuarantors is a FinTech company that offers innovative risk and financial solutions for the real estate ecosystem.

$35.0M raised
Apr 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network.

$800.0M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Novi Beograd, Serbia

Mobi Banka offers personal banking, current accounts, credit cards, currency exchange and commercial lending solutions.

$35.3M raised
Apr 2024

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

RAI Partners is a financial services firm that offers payments, lending, and credit card services.

$2.0M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

The interplanetary payment network

$1.1B raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Peterborough, United Kingdom

Credit cards and international credit scoring. Building the foundations you need to unlock unsecured credit around the globe.

$16.9M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Castro Valley, United States

Sawa is building a technology platform that uses behavioral science and machine learning to create a community support system for borrowers.

$3.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Knoma offers a payment solution and marketplace for lifelong learning.

$4.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Cremorne, Australia

Archa is a fintech company that provides business credit card solutions.

$20.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Altis is a fintech infrastructure platform that uses key partners and cutting-edge technology to make credit accessible.

$2.6M raised
Apr 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Help startups scale their businesses while maintaining greater control of the operation, without having to go through unnecessary dilution.

$4.0M raised
Apr 2023

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

Plata is a financial technology platform that provides a credit card and a customized rewards program through its buy‑now‑pay‑later service.

$405.0M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Shift is an Australian fintech providing credit and payment solutions to SMEs.

$127.5M raised
Apr 2025

Founder Contacts

30,000+ verified contacts

Elsternwick, Australia

pay.com.au is a financial platform that allows paying ATO bills, rent, consultants, superannuation, equipment, and business payments.

$14.3M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Quantitative Decision Intelligence -- Reliably. Repeatedly. At Scale

$400K raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Alpharetta, United States

Unbanked provides banking services built on blockchain, allowing easy on and off ramps for digital currencies.

$146K raised
Apr 2023

Founder Contacts

30,000+ verified contacts

Epsom, United Kingdom

A new approach. We have combined a credit card with the features you'd expect from a neobank. Join the credit revolution!

Apr 2022

Founder Contacts

30,000+ verified contacts

Azcapotzalco, Mexico

Vexi develops finance and banking applications to assist in day-to-day transactions.

$15.3M raised
Apr 2025

Founder Contacts

30,000+ verified contacts

Barueri, Brazil

Homelend offers an easy and fast way to get real estate credit without bureaucracy.

$8.0M raised
Apr 2025

Founder Contacts

30,000+ verified contacts

Memphis, United States

River City Capital Investment is a non-profit organisation that offers loan capital to business owners underserved by banks.

$500K raised
Apr 2023

Founder Contacts

30,000+ verified contacts

Raleigh, United States

Carolina Community Impact provides access to credit and asset-building techniques for individuals and businesses.

$549K raised
Apr 2023

Founder Contacts

30,000+ verified contacts

Winston Salem, United States

The CARes Project provides community-funded vehicle loans, skill building opportunities through financial and credit coaching.

$500K raised
Apr 2023

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Operating System for Modern Credit Cards

$13.5M raised
Mar 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Altro helps you build credit with everyday payments and subscriptions. Download the free Altro App and make every payment count.

$4.0M raised
Mar 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Darksquare enables access to unique investment opportunities typically reserved for hedge funds and the ultra-wealthy.

$57K raised
Mar 2024

Founder Contacts

30,000+ verified contacts

Showing 151 to 175 of 433 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 433 credit companies tracked in the VCBacked database.

Average Funding
$104.9M
Total Funding Tracked
$2.6B
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.São Paulo
3 companies$1.1B
2.New York
2 companies$835.0M
3.London
2 companies$4.1M
4.San Francisco
2 companies$17.5M
5.Novi Beograd
1 companies$35.3M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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