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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$6.1B
Avg Funding
$243.9M
Global Reach
10
countries

Top Cities for Credit

London
New York
São Paulo
San Francisco
Palo Alto
Bogotá

Recently Funded Companies

Export
London, United Kingdom

SumUp is a financial technology company that enables businesses to accept card payments at the point of sale or on the go.

$1.6B raised
May 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Bend is a financial technology company that provides corporate cards built for climate-friendly businesses.

$2.0M raised
May 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Fintech Farm is a financial technology (FinTech) company that creates and operates digital banks in emerging markets.

$15.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Dock is a provider of a financial technology company that integrates card issuing and core banking services.

$110.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Reimagining the way Americans manage and pay their bills

$12.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

A mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders.

$250.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Nu Colombia issue credit card services.

$150.0M raised
Apr 2024

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

Camino Financial is an online finance company that offers business loans and wealth-building solutions to help small businesses grow.

$150.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

Tangelo is a Latin American financial technology company specializing in alternative credit.

$150.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Set up your company wallet, onboard your team and track your spending with one secure tool.

$5.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Madrid, Spain

Wiserentr offers a renting service of consumer technology integrated at the point of sale of existing e-commerce and telcos.

$1.8M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Milan, Italy

Kruso Capital is a financial firm that provides an array of loans, lending, investment, home auctions, and credit services.

$14.1M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

San Mateo, United States

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.

$1.5B raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Docklands, Australia

Latitude Financial Services operates as a consumer finance provider.

$96.5M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

San Francisco, United States

The currency that lifts people out of extreme poverty. Glo is a completely new style of philanthropy. Join the movement.

$2.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Berlin, Germany

DFKP is a financial consulting firm that offers corporate loans, leasing, brokerage, financing, and business advisory services.

$5.3M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

New York, United States

TheGuarantors is a FinTech company that offers innovative risk and financial solutions for the real estate ecosystem.

$35.0M raised
Apr 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network.

$800.0M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Novi Beograd, Serbia

Mobi Banka offers personal banking, current accounts, credit cards, currency exchange and commercial lending solutions.

$35.3M raised
Apr 2024

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

RAI Partners is a financial services firm that offers payments, lending, and credit card services.

$2.0M raised
Apr 2026

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

The interplanetary payment network

$1.1B raised
Apr 2026

Founder Contacts

30,000+ verified contacts

Peterborough, United Kingdom

Credit cards and international credit scoring. Building the foundations you need to unlock unsecured credit around the globe.

$16.9M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Castro Valley, United States

Sawa is building a technology platform that uses behavioral science and machine learning to create a community support system for borrowers.

$3.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Cremorne, Australia

Archa is a fintech company that provides business credit card solutions.

$20.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Knoma offers a payment solution and marketplace for lifelong learning.

$4.0M raised
Apr 2022

Founder Contacts

30,000+ verified contacts

Showing 201 to 225 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$243.9M
Total Funding Tracked
$6.1B
Countries Represented
10

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
4 companies$842.0M
2.London
3 companies$1.6B
3.São Paulo
2 companies$1.2B
4.San Francisco
2 companies$14.0M
5.Los Angeles
2 companies$152.0M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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