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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 482 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
482
Total Funding
$1.4B
Avg Funding
$57.8M
Global Reach
10
countries

Top Cities for Credit

Belo Horizonte
Collegeville
Bogotá
Encino
São Paulo
Federal

Recently Funded Companies

Export
Belo Horizonte, Brazil

Meliuz owns and operates an online platform that offers consumers with free discount coupons from Brazilian online stores.

$32.5M raised
Jun 2025

Founder Contacts

30,000+ verified contacts

Collegeville, United States

Stream Financial collaborates with merchant partners to create financial solutions that promote energy-efficient home improvements.

$400.0M raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

BioCredit connects people, stores, and credit entities to allows finance buys in real time and 100% digital.

$200K raised
Jun 2024

Founder Contacts

30,000+ verified contacts

Encino, United States

PaymentCloud merchant services company that specializes in secure payment processing for any type of business.

$25.0M raised
Jun 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Nubank is a digital bank offering seamless financial services, including payments, credit cards, and personal loans.

$310.8M raised
Jun 2026

Founder Contacts

30,000+ verified contacts

Federal, Argentina

Credicuotas is a financial services offers personal loans.

$33.0M raised
May 2025

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

Nudge is a fintech company that provides innovative credit card services and builds future-focused financial experiences.

May 2024

Founder Contacts

30,000+ verified contacts

Seattle, United States

Possible Finance is a consumer finance company that provides access to capital and long-term financial health.

$20.0M raised
May 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Percent is a platform for sourcing, structuring, syndicating, monitoring, and servicing private credit transactions.

May 2024

Founder Contacts

30,000+ verified contacts

Dublin, Ireland

Transforming consumer credit based on transactional behaviour

$5K raised
May 2023

Founder Contacts

30,000+ verified contacts

La Habra, United States

Low APR stock rewards credit card for college students

$80K raised
May 2023

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Beaver is a AI platform that processes complex documents with NLP algorithms.

May 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Agrolend is a digital bank that provides credit for the agribusiness sector.

$3.0M raised
May 2025

Founder Contacts

30,000+ verified contacts

Chester, United Kingdom

AperiData is an FCA authorised credit bureau and Open Banking Provider that uses financial data to transform credit scoring.

$1.3M raised
May 2024

Founder Contacts

30,000+ verified contacts

Riga, Latvia

POSfinance is a financial services company that offers small and medium-sized enterprises with access to flexible revenue-based financing.

$312K raised
May 2025

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Borrowell offers free credit scores, education, and weekly credit monitoring, as well as innovative financial digital tools.

May 2022

Founder Contacts

30,000+ verified contacts

Austin, United States

Concerto Card is a company created to power credit card partnerships that enhance the user and product experience for consumers.

$21.2M raised
May 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Octane is a fintech firm offering financing solutions for powersports, outdoor equipment, and recreational purchases.

$350.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Mercury provides digital banking and financial tools tailored for startups and modern businesses.

$200.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

Miami, United States

Sardine is a fraud prevention and compliance software company for the digital economy.

$25.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Ontik provides a modern payment platform that helps merchants achieve a greater number of trade customers.

$3.7M raised
May 2025

Founder Contacts

30,000+ verified contacts

Holesovice, Czech Republic

MALL Pay provides deferred payment services for online purchases.

$4.2M raised
May 2022

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Developer Capital is an investment firm that offers funding to early stage AI startups.

$3.6M raised
May 2026

Founder Contacts

30,000+ verified contacts

New York, United States

Exponent is a financial platform designed for franchise owners and multi-location enterprises.

$10.0M raised
May 2026

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Incredible is a credit repayment solution that tracks and automates credit card repayments

$1.0M raised
May 2024

Founder Contacts

30,000+ verified contacts

Showing 176 to 200 of 482 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 482 credit companies tracked in the VCBacked database.

Average Funding
$57.8M
Total Funding Tracked
$1.4B
Countries Represented
10

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.São Paulo
3 companies$313.8M
2.New York
3 companies$360.0M
3.Toronto
2 companies$3.6M
4.London
2 companies$4.7M
5.Belo Horizonte
1 companies$32.5M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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