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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 431 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
431
Total Funding
$877.9M
Avg Funding
$35.1M
Global Reach
7
countries

Top Cities for Credit

New York
São Paulo
Dallas
Malibu
Fremont
Chicago

Recently Funded Companies

Export
New York, United States

Aracar is an AI driven platform for secured credit scores, car loan originations, dealership services and financial inclusion

$220K raised
Aug 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

C6 Bank is a digital bank that offers a range of financial services through its mobile app and online platform.

Aug 2023

Founder Contacts

30,000+ verified contacts

Dallas, United States

Fintech SaaS solution that allows lenders to offer rejected borrowers a "Path to Approval"

$3.6M raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Malibu, United States

NexGen Financial provides capital solutions for the debt settlement industry.

Aug 2024

Founder Contacts

30,000+ verified contacts

Fremont, United States

Harvesting provides an agriculture intelligence engine that will help bring speed, accuracy, and transparency.

$4.0M raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Chicago, United States

KBDC's investing goals are to offer current income and, to a lesser extent, capital appreciation.

$200.0M raised
Aug 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Arch is a financial technology company that offers credit to alternative asset owners.

$70.0M raised
Aug 2024

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Naborly provides ID verification and screening for landlords and tenants.

$5.0M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Keebo is the credit card to start building credit. Go get it.

Aug 2021

Founder Contacts

30,000+ verified contacts

Rio De Janeiro, Brazil

The #1 P2P lending marketplace between individuals in Brazil and award-winning fintech.

$4.2M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

Atlanta, United States

Splitit is a payment method solution enabling customers to pay for purchases with an existing credit card.

$25.0M raised
Aug 2023

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Taekus is a fintech company that provides credit card benefits to travelers.

$6.4M raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Edmonton, Canada

Trust Science is a provider of AI-powered alternative credit scoring solutions.

$4.8M raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Dallas, United States

Volo provides personalized credit card usage recommendations for free first-class travel.

$250K raised
Aug 2021

Founder Contacts

30,000+ verified contacts

New Castle, United States

Blackcopper is a financial service provider that offers investment opportunities, business loans, and lifestyle payments services.

$630K raised
Jul 2022

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

The smartest way to make risk decisions.

$20.0M raised
Jul 2021

Founder Contacts

30,000+ verified contacts

Pasto, Colombia

The goal of MICREDITOYA's founding was to offer financial solutions.

$1.2M raised
Jul 2024

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

HiHello is a software company that builds next generation professional network that allows people to optimize their business relationships.

$7.5M raised
Jul 2021

Founder Contacts

30,000+ verified contacts

Sherman Oaks, United States

Provides Point-of-Sale merchant financing solutions serving specialty niche markets.

$200.0M raised
Jul 2021

Founder Contacts

30,000+ verified contacts

Austin, United States

Mercury Financial is a financial services company that develops and manages credit cards and personal loans.

$200.0M raised
Jul 2023

Founder Contacts

30,000+ verified contacts

Abbots Ripton, United Kingdom

Modern World Business Solutions delivers card terminals and offers flexible funding options for businesses in the UK.

$12.3M raised
Jul 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

AI financial wellness platform- smarter, inclusive financial opportunities for everyone- win win for both consumers and lenders

$100.0M raised
Jul 2022

Founder Contacts

30,000+ verified contacts

Lisbon, Portugal

Zharta is a peer to pool protocol that enables its users to apply for real-time loans by using NFTs as collateral.

$4.3M raised
Jul 2022

Founder Contacts

30,000+ verified contacts

Atlanta, United States

We provide solutions that help lenders grow their cash flow and transform their borrower's experience with human-centered AI.

$120K raised
Jul 2021

Founder Contacts

30,000+ verified contacts

George Town, Cayman Islands

Zivoe Finance is a lending company that provides loan and credit services.

$8.3M raised
Jul 2024

Founder Contacts

30,000+ verified contacts

Showing 51 to 75 of 431 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 431 credit companies tracked in the VCBacked database.

Average Funding
$35.1M
Total Funding Tracked
$877.9M
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
2 companies$70.2M
2.Dallas
2 companies$3.9M
3.Atlanta
2 companies$25.1M
4.San Francisco
2 companies$106.4M
5.Palo Alto
2 companies$27.5M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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