Skip to main content

Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 431 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
431
Total Funding
$2.2B
Avg Funding
$89.8M
Global Reach
8
countries

Top Cities for Credit

Auckland
Conshohocken
Wilmington
Bogotá
Blackpool
Londrina

Recently Funded Companies

Export
Auckland, New Zealand

Harmoney is the largest online personal lending platform in Australia and New Zealand

$18K raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Conshohocken, United States

The Wallet Group offers digital card services to enterprises by helping them strategise, set up and deploy card wallets.

$417K raised
Sep 2024

Founder Contacts

30,000+ verified contacts

Wilmington, United States

The College Ave Student Loans Product is made by Firstrust Bank, member FDIC.

$1.0B raised
Sep 2024

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

RappiPay is a financial service that provides near-field communication-based prepaid cards and wallets for consumers.

$113.5M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

Blackpool, United Kingdom

Perch Group is a credit and asset management company that offers debt purchase and debt collection services.

$111.5M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Londrina, Brazil

Bart Digital is a solution for exchange operations, in a way and in an agile and unbureaucratic way, with greater security.

$953K raised
Sep 2022

Founder Contacts

30,000+ verified contacts

Croydon, United Kingdom

Claimer makes it simple to submit credit claims for money used for R&D.

$4.2M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Power offers credit card programs for businesses using its cloud-native issuance platform.

$300.0M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Avra is an artificial intelligence company that offers AI tech to B2B companies for credit intelligence and risk analysis.

Sep 2024

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Uplevel your credit decisions with AI

$1.0M raised
Sep 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Alloy is a developer of an identity verification platform used to detect fraud and make identity management effective and simple for banks.

$52.0M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Trustshare fintech layer for marketplaces across payments, escrow, banking, and credit in a single unified API.

$3.2M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Northampton, United Kingdom

Global Database provides first-party B2B data from official government registries worldwide.

$1.5M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

San Francisco, United States

The First PayFi Network. Huma powers financing of global payments, with instant access to liquidity anywhere, anytime.

$28.0M raised
Sep 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Utopia Homes is America's 1st Rent to Own Exchange- making homeownership accessible to all.

$12.0M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

EarnIn is an earnings management company that provides access to earned wages and financial wellness tools.

$150.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

Hong Kong, Hong Kong

DL Holdings Group is a financial firm that offers wealth management, capital marketing, real estate investment, and banking services.

$83.2M raised
Aug 2025

Founder Contacts

30,000+ verified contacts

Sariyer, Turkey

Erguvan is a carbon credits trading platform that connects buyers and developers of renewable energy projects.

$733K raised
Aug 2023

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Empowering Southeast Asians with financial services to level up their lives, one transaction at a time

$100.0M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

Delray Beach, United States

Harbor is the engine through which SME's can access cost effective, user-friendly and efficient financing for trade.

$7.0M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

IORQ is reshaping business credit in Brazil by blending Quatá’s credibility with innovative embedded finance infrastructure.

$6.4M raised
Aug 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Mercantile builds industry specific credit cards for small businesses.

$15.0M raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Palo Alto, United States

Zeni is an AI bookkeeping software backed by a dedicated finance team.

$34.0M raised
Aug 2021

Founder Contacts

30,000+ verified contacts

New York, United States

Petal is a financial technology company that offers three Visa credit card products for underserved consumers.

$220.0M raised
Aug 2023

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Linxe empowers employers to offer payroll-based financial services to their employees giving them control over their salaries.

$50K raised
Aug 2022

Founder Contacts

30,000+ verified contacts

Showing 26 to 50 of 431 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 431 credit companies tracked in the VCBacked database.

Average Funding
$89.8M
Total Funding Tracked
$2.2B
Countries Represented
8

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
5 companies$599.0M
2.São Paulo
3 companies$7.4M
3.Bogotá
2 companies$113.5M
4.Palo Alto
2 companies$184.0M
5.Auckland
1 companies$18K

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

Ready to Connect with Credit Startups?

Perfect for: B2B sales teams targeting credit companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

Get Started - Access Contact Information

Join thousands of sales teams, investors, and service providers using VCBacked