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Credit Startups

Updated July 2026

Companies in the credit sector developing innovative solutions and technologies.

Explore 431 recently funded credit companies with verified founder contact information and fundraising data.

Total Companies
431
Total Funding
$983.7M
Avg Funding
$39.3M
Global Reach
7
countries

Top Cities for Credit

Chicago
New York
São Paulo
Austin
Mexico City
San Francisco

Recently Funded Companies

Export
Chicago, United States

Aequum is a commercial business that integrates an Environmental, Social, and Governance investment ethos.

$250.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Scienaptic Systems provides big data analytics and related solutions through its platform.

Sep 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Enterprise FinTech SaaS

Sep 2025

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Ume is a credit platform capable of reaching competitive prices and creating an economic environment to make credit simple and democratic.

$21.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

New York, United States

CreditCaptain is a software platform that helps consumers improve their credit score.

$500K raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Austin, United States

The world first charge card exclusively for ad spend

$3.2M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

100% digital company focus on individuals, offering savings and term deposits, SME and consumer loans among other financial services.

Sep 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Level is a fintech financing platform that buys loans from fintech startups helping them gain access to capital to scale faster.

$2.2M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

San Francisco, United States

SeedFi is a financial health startup that provides financial products to underserved Americans.

Sep 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

SPIN Analytics is an innovative provider of credit risk modelling and analytics solutions for Banks and Digital Banks.

$1.2M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Bizbaz offers credit scoring and risk assessment solutions for unbanked populations in Asia.

$4.0M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

Y-Combinator for Everyone Else! World's Largest Data-Driven Accelerator

Sep 2023

Founder Contacts

30,000+ verified contacts

Wollongong, Australia

MitchCap is a financial services company.

$275.0M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Tilt (formerly Empower) is a financial technology company on a mission to expand access to fair credit.

Sep 2025

Founder Contacts

30,000+ verified contacts

Brasil, Brazil

Noodle is a financial platform with digital accounts, financial exchange, and credit for entertainment industry.

$903K raised
Sep 2024

Founder Contacts

30,000+ verified contacts

San Isidro, Peru

Wolet is a credit product for SMEs in alliance with VendeMás de Niubiz and developed our own credit evaluation.

$2.0M raised
Sep 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Tide is a business management platform that helps SMEs handle banking, invoicing, accounting, and other administrative tasks.

$120.0M raised
Sep 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Redefining how the world interacts with value.

Sep 2022

Founder Contacts

30,000+ verified contacts

New York, United States

Ocrolus is an AI-powered data and analytics platform that enables faster and more accurate financial decision-making.

$80.0M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features.

$46.5M raised
Sep 2021

Founder Contacts

30,000+ verified contacts

Cuyahoga Falls, United States

AB Capital Group is a firm that offers financial services

$3.2M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Ipswich, United Kingdom

Fleximize is a fintech-led business finance provider offering business loans of up to £500,000 to UK-based SMEs

$167.6M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Louisville, United States

Nulu Investors is an investment firm.

$6.1M raised
Sep 2023

Founder Contacts

30,000+ verified contacts

Atlanta, United States

BitRail is a fintech and service provider that helps companies launch and manage safe, branded, regulated, digital currencies and wallets.

$300K raised
Sep 2022

Founder Contacts

30,000+ verified contacts

Malvern, United States

AKUVO provides cloud-based collections software specifically designed for banks, credit unions, and fintechs.

Sep 2025

Founder Contacts

30,000+ verified contacts

Showing 1 to 25 of 431 companies

About the Credit Startup Ecosystem

The credit sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Credit

Credit companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The credit sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Credit Funding Breakdown

Here is how funding is distributed among the 431 credit companies tracked in the VCBacked database.

Average Funding
$39.3M
Total Funding Tracked
$983.7M
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Credit

1.New York
4 companies$80.5M
2.San Francisco
4 companies$48.7M
3.London
3 companies$121.2M
4.Chicago
1 companies$250.0M
5.São Paulo
1 companies$21.0M

Related Industries

Companies in the credit sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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431 Credit Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked