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Insurance Startups

Updated October 2026

Companies in the insurance sector developing innovative solutions and technologies.

Explore 1,133 recently funded insurance companies with verified founder contact information and fundraising data.

Total Companies
1,133
Total Funding
$214.6M
Avg Funding
$8.6M
Global Reach
6
countries

Top Cities for Insurance

San Diego
Richmond
Reno
Zug
San Francisco
Berlin

Recently Funded Companies

Export
San Diego, United States

XILO is a workflow automation platform designed for traditional insurance agencies and companies.

$7.2M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

Richmond, United States

inRev is a surety bond underwriter that uses proprietary technology, data, and AI to underwrite profitable surety premium.

$3.8M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

Reno, United States

Health Insurance & HR Benefits for Creators by Creators

$850K raised
Jan 2025

Founder Contacts

41,000+ verified contacts

Zug, Switzerland

Putting data onto the blockchain

$4.5M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Rainbow offers insurance to small enterprises, beginning with eateries.

$8.0M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

Berlin, Germany

Nelly provides a tool for medical practices that simplifies patient onboarding and payments.

$51.5M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Unwind Finance transforms insurance risk into an accessible asset class with AI-driven transparency and liquidity.

$8.5M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Better benefits decisions with data and AI

$3.0M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

New York, United States

RLTYco is a real estate financial services company that provides commission advances, legal business formation, and tax assistance services.

$20.0M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

Denver, United States

Parsyl provides data-driven insurance for complex supply chains.

$20.0M raised
Jan 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Tire Swing uses AI to automate healthcare compliance, saving time on regulations, audits, and document updates.

$500K raised
Jan 2025

Founder Contacts

41,000+ verified contacts

New York, United States

PandaGuarantee is an insurance agent and broker specializing in rental housing solutions for both renters and property owners.

$250K raised
Jan 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Cyberwrite provides cyber insurance policies and the patented 4SEEN technology for underwriting and risk management.

Dec 2024

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Parametric insurance for Extreme Weather and Natural Disasters

$442K raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Paris, France

Little John creates a platform using generative AI to empower insurance brokers.

$1.1M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Airbag Technologies is the first People Performance Software for Transportation companies. Improve and Retain your Drivers!

$750K raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Minneapolis, United States

Player's Health is an insurance agency that protects athletes and sports organizations with a risk management platform.

$60.0M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Basel, Switzerland

Lyfegen is SaaS company that develops rebate management software for the healthcare industry.

$5.7M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Oakland, United States

Savus automates commercial insurance processes with a user-centric, AI-powered platform for underwriting, quoting, and binding.

$3.0M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Boise, United States

Future Mortgage is building the most advanced, technology-driven mortgage platform.

$750K raised
Dec 2024

Founder Contacts

41,000+ verified contacts

San Diego, United States

Presidio Healthcare provides pro-life health insurance which helps family healthy without going against morals.

$5.5M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Seattle, United States

Summed AI is an assistant that finds Medicare policy details faster, helping enroll clients with fewer compliance issues.

$500K raised
Dec 2024

Founder Contacts

41,000+ verified contacts

West Jordan, United States

Sunset helps find all assets of a deceased person without alerting financial institutions, keeping privacy intact.

$500K raised
Dec 2024

Founder Contacts

41,000+ verified contacts

San Francisco, United States

The modern AI insurance broker for startups and SMBs.

$500K raised
Dec 2024

Founder Contacts

41,000+ verified contacts

San Francisco, United States

StretchDollar is an insurance company that offers custom health benefits for small businesses.

$7.8M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Showing 651 to 675 of 1,133 companies

About the Insurance Startup Ecosystem

Insurance technology (insurtech) companies are modernizing the insurance industry through digital distribution, automated underwriting, claims processing, and data-driven risk assessment. The sector targets inefficiencies in a multi-trillion-dollar global market.

Funding Trends in Insurance

Insurtech companies have attracted significant venture capital as they demonstrate the ability to underwrite policies more efficiently, reduce claims processing costs, and improve customer experience. Later-stage rounds tend to be larger as companies build underwriting reserves and expand into new product lines.

Growth Outlook

The insurtech sector is poised for continued growth as digital distribution becomes the norm, embedded insurance gains traction, and AI improves risk assessment accuracy. Companies focused on parametric insurance, commercial lines, and climate risk modeling represent emerging opportunities.

Insurance Funding Breakdown

Here is how funding is distributed among the 1,133 insurance companies tracked in the VCBacked database.

Average Funding
$8.6M
Total Funding Tracked
$214.6M
Countries Represented
6

Distribution by Funding Stage

Other25 companies

Top Cities for Insurance

1.New York
5 companies$23.8M
2.San Francisco
4 companies$24.8M
3.San Diego
2 companies$12.7M
4.Richmond
1 companies$3.8M
5.Reno
1 companies$850K

Related Industries

Companies in the insurance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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1,133 Insurance Startups (2026) — Recently Funded — Page 27 | VCBacked