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Insurance Startups

Updated October 2026

Companies in the insurance sector developing innovative solutions and technologies.

Explore 1,133 recently funded insurance companies with verified founder contact information and fundraising data.

Total Companies
1,133
Total Funding
$395.4M
Avg Funding
$15.8M
Global Reach
10
countries

Top Cities for Insurance

New York
Albuquerque
Setagaya
Paris
San Francisco
São Paulo

Recently Funded Companies

Export
New York, United States

Kinetic creates software and hardware to help predict, prevent, and manage injuries in the frontline workforce.

Dec 2025

Founder Contacts

41,000+ verified contacts

Albuquerque, United States

Confianza focuses on providing value through data integration for second and third-tier insurance companies.

$2.5M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Setagaya, Japan

IB is an insurance book app that allows users to manage insurance.

Dec 2021

Founder Contacts

41,000+ verified contacts

Paris, France

Baloon Assurance is a digital insurance platform that provides insurance in the areas of automobile and health.

$2.5M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Decent offers affordable healthcare by aligning incentives to improve health, reduce costs, and put members at the center of their care.

$1.0M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

88i - 1st Digital Insurer focused on Massive Digital Ecosystems (Approved by SUSEP Brazil insurance regulator) offers Embedded Insurance

$250K raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Dundee, United Kingdom

Leading provider of data analytics and market insight for the global commercial insurance industry.

$7.9M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Palo Alto, United States

GoodTrust (MyGoodTrust.com) is an online service offering Smart Estate Planning - Your Will, Trust, Directives and Secure Digital Vault.

$5.0M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Grand Rapids, United States

HealthBridge is an Insurtech company that unites all parties with a stake in healthcare payments.

$20.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Singapore, Singapore

Bolttech is an insurtech company that develops a technology-enabled platform for protection and insurance.

$147.0M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Nirvana Insurance offers A-rated commercial trucking insurance using telematics to enhance safety and reduce costs.

$100.0M raised
Dec 2025

Founder Contacts

41,000+ verified contacts

London, United Kingdom

The Ardonagh Group brings together leading businesses in their fields to create a smart new vision for the insurance industry.

Dec 2024

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Guarda provides parametric insurance against extreme weather events, using satellite data to protect farmers and agribusinesses.

$817K raised
Dec 2025

Founder Contacts

41,000+ verified contacts

Chester, United Kingdom

Bikmo offers comprehensive insurance for bikes, gear, and cyclists, providing thorough protection for cycling enthusiasts.

$6.0M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Solon, United States

b atomic! is an insurance technology company.

Dec 2024

Founder Contacts

41,000+ verified contacts

Tampa, United States

Premier Provider for Property and Casualty Insurance

$25.0M raised
Dec 2023

Founder Contacts

41,000+ verified contacts

Kwun Tong, Hong Kong

OneDegree is a digital insurance company that covers home, illness, and more.

Dec 2023

Founder Contacts

41,000+ verified contacts

Wan Chai, Hong Kong

10Life is an insurance comparison platform using data and technology to provide transparent insurance solutions.

$5.0M raised
Dec 2021

Founder Contacts

41,000+ verified contacts

Berlin, Germany

Leading embedded insurance provider in Europe #insurtech

$5.0M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

Paris, France

Cartan Trade is a financial firm that offers credit insurance services.

$6.4M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

New York, United States

Ophelia offers medication and support for quitting opioids.

Dec 2021

Founder Contacts

41,000+ verified contacts

Barcelona, Spain

Singular Cover is an online insurance company that provides liability insurance and trade insurance.

Dec 2021

Founder Contacts

41,000+ verified contacts

Bradenton, United States

Bay Harbor's business strategy enables us to be disciplined in our underwriting and flexible in our product offerings.

$50.0M raised
Dec 2024

Founder Contacts

41,000+ verified contacts

New York, United States

Oyster is an AI software company for insurance that connects customers, agencies, and carriers.

$3.6M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Rotterdam, The Netherlands

Alicia Insurance is a insurance as a service for freelance.

$7.4M raised
Dec 2022

Founder Contacts

41,000+ verified contacts

Showing 926 to 950 of 1,133 companies

About the Insurance Startup Ecosystem

Insurance technology (insurtech) companies are modernizing the insurance industry through digital distribution, automated underwriting, claims processing, and data-driven risk assessment. The sector targets inefficiencies in a multi-trillion-dollar global market.

Funding Trends in Insurance

Insurtech companies have attracted significant venture capital as they demonstrate the ability to underwrite policies more efficiently, reduce claims processing costs, and improve customer experience. Later-stage rounds tend to be larger as companies build underwriting reserves and expand into new product lines.

Growth Outlook

The insurtech sector is poised for continued growth as digital distribution becomes the norm, embedded insurance gains traction, and AI improves risk assessment accuracy. Companies focused on parametric insurance, commercial lines, and climate risk modeling represent emerging opportunities.

Insurance Funding Breakdown

Here is how funding is distributed among the 1,133 insurance companies tracked in the VCBacked database.

Average Funding
$15.8M
Total Funding Tracked
$395.4M
Countries Represented
10

Distribution by Funding Stage

Other25 companies

Top Cities for Insurance

1.New York
3 companies$3.6M
2.Paris
2 companies$8.9M
3.San Francisco
2 companies$101.0M
4.São Paulo
2 companies$1.1M
5.Albuquerque
1 companies$2.5M

Related Industries

Companies in the insurance sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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1,133 Insurance Startups (2026) — Recently Funded — Page 38 | VCBacked