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Lending Startups

Updated October 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 574 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
574
Total Funding
$2.5B
Avg Funding
$99.5M
Global Reach
9
countries

Top Cities for Lending

Warszawa
Grandview
Newport Beach
Mexico City
Lomas De Chapultepec
Miami

Recently Funded Companies

Export
Warszawa, Poland

Wealthon is a lending firm that offers installment loans, bridging loans, and POSCASH to individuals and businesses.

$123.9M raised
Feb 2025

Founder Contacts

41,000+ verified contacts

Grandview, United States

Cochgugous is a lending platform that uses AI models to support credit decisions for personal, auto, HELOC, and short-term loans.

$3.2M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

Newport Beach, United States

Nikols Mortgage Fund specializes in institutional commercial and residential real estate lending.

$121.7M raised
Feb 2023

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Baubap is a developer of a microlending financial platform that offers personal loans.

$120.0M raised
Feb 2024

Founder Contacts

41,000+ verified contacts

Lomas De Chapultepec, Mexico

Kettera Financial Solutions is a US based alternative lending platform focused on small and medium enterprises ("SMEs") in Latin America.

$100.0M raised
Feb 2023

Founder Contacts

41,000+ verified contacts

Miami, United States

Milo is a financial technology company that is reimagining the way crypto and global consumers access credit and financial solutions.

$65.0M raised
Feb 2025

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Click Cash is a mobile App that enables fast and secure personal loans in emerging economies using Open Banking and data analysis.

$6.0M raised
Feb 2022

Founder Contacts

41,000+ verified contacts

Burleson, United States

Sage Lending offers expertise in refinance, FHA, VA, and conventional loans that suit the client's real estate needs.

$15.0M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Traive is a lending and credit risk assessment platform powered by LLMs and GANs to revolutionize credit, in agriculture and beyond.

$20.0M raised
Feb 2024

Founder Contacts

41,000+ verified contacts

Santiago, Chile

Datamart promotes automated and secure processing of onboarding and lending flows to streamline business processes and contracts.

$6.6M raised
Feb 2023

Founder Contacts

41,000+ verified contacts

São Paulo, Brazil

Solfácil is a unique ecosystem for solar installers, enabling their business through financial services, equipment sourcing and technology

$175.3M raised
Feb 2025

Founder Contacts

41,000+ verified contacts

San Diego, United States

Ascent offers students opportunities to pay for higher education with or without a cosigner.

$45.0M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Kiavi is a tech-enabled lender that provides residential real estate investors with financing solutions for property investments.

$350.0M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

Singapore, Singapore

Bayfront Infrastructure Management offers capital funds, project loans, risk planning, lending, and sustainable financing services.

$103.0M raised
Feb 2024

Founder Contacts

41,000+ verified contacts

New York, United States

Nuveen Green Capital offers environmentally friendly commercial real estate financing solutions.

$15.0M raised
Feb 2025

Founder Contacts

41,000+ verified contacts

New York, United States

END-Labs is a blockchain development studio developing Web3 lending infrastructure.

$1.5M raised
Feb 2023

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Financing new lenders regardless of revenue or portfolio size.

$65K raised
Feb 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Sharegain is a capital markets fintech democratising the $3tn securities lending industry.

$64.0M raised
Feb 2022

Founder Contacts

41,000+ verified contacts

New York, United States

Serving the needs of the commercial real estate capital markets industry through innovation, digitization, and proven industry expertise.

$2.8M raised
Feb 2022

Founder Contacts

41,000+ verified contacts

Iasi, Romania

Mikro Kapital Romania is a non-banking microfinance financial institution that specializes in lending services.

$2.1M raised
Feb 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Asaak is a fintech company that provides asset financing to mobility workers across emerging markets.

Feb 2024

Founder Contacts

41,000+ verified contacts

Edgbaston, United Kingdom

CrowdProperty is the UK's leading specialist residential property development lending platform built on scalable proprietary technology

$3.8M raised
Feb 2024

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Funding Circle is a lending platform for small businesses.

$1.1B raised
Feb 2026

Founder Contacts

41,000+ verified contacts

Mckinney, United States

Uptiq provides an AI platform for financial services to deploy applications and AI agents across wealth, compliance, and operations.

$25.0M raised
Feb 2026

Founder Contacts

41,000+ verified contacts

Zug, Switzerland

PWN is a hub for peer-to-peer (P2P) loans backed by digital assets.

$1.0M raised
Feb 2022

Founder Contacts

41,000+ verified contacts

Showing 301 to 325 of 574 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 574 lending companies tracked in the VCBacked database.

Average Funding
$99.5M
Total Funding Tracked
$2.5B
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.New York
4 companies$19.3M
2.São Paulo
3 companies$201.3M
3.San Francisco
2 companies$350.1M
4.London
2 companies$1.2B
5.Warszawa
1 companies$123.9M

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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574 Lending Startups (2026) — Recently Funded — Page 13 | VCBacked