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Lending Startups

Updated August 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 571 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
571
Total Funding
$2.4B
Avg Funding
$96.0M
Global Reach
9
countries

Top Cities for Lending

Mclean
New York
Austin
Carlton
Cranford
Atlanta

Recently Funded Companies

Export
Mclean, United States

Breakout Capital is a technology-enabled direct lender that provides simple, straightforward working capital solutions to small businesses.

$45.0M raised
Jul 2023

Founder Contacts

41,000+ verified contacts

New York, United States

Port Finance is a lending protocol that provides variable rate lending, fixed-rate lending, and interest rate swaps.

$1.0M raised
Jul 2021

Founder Contacts

41,000+ verified contacts

Austin, United States

Mercury Financial is a financial services company that develops and manages credit cards and personal loans.

$200.0M raised
Jul 2023

Founder Contacts

41,000+ verified contacts

Carlton, Australia

Agtuary is an agricultural lending, and supply chain technology firm.

Jul 2023

Founder Contacts

41,000+ verified contacts

Cranford, United States

Fidelis Investors specializes in mortgage debt products, structured finances, and asset-based lending services.

$144.5M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

Atlanta, United States

Funding U is a merit-based student lender for career-focused college students.

$6.0M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Copperopolis, United States

Tradeshare develops a decentralized protocol dApp for credit and the lending process.

$250K raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Mountain View, United States

Agentic AI platform purpose-built for consumer finance, and trained on half a billion interactions across loan servicing and collections.

Jul 2021

Founder Contacts

41,000+ verified contacts

Gravesend, United Kingdom

Peer to Peer UK Property Investment platform, where we invest with you. Our Purpose is to Connect people to Financial Freedom.

$45.1M raised
Jul 2023

Founder Contacts

41,000+ verified contacts

Stamford, United States

CSRE is leading the way in financing energy efficiency, renewables seismic strengthening, storm protection for commercial real estate.

$255.9M raised
Jul 2023

Founder Contacts

41,000+ verified contacts

Mexico City, Mexico

Arrenda is a proptech company that offers revenue based financing to landlords in Mexico.

$25.0M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Lisbon, Portugal

Zharta is a peer to pool protocol that enables its users to apply for real-time loans by using NFTs as collateral.

$4.3M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Zürich, Switzerland

TP24, the unique B2B asset-backed lender that provides working capital facilities to SMEs and Mid Cap companies.

$465.0M raised
Jul 2023

Founder Contacts

41,000+ verified contacts

Austin, United States

Spruce develops a platform that enables individuals to receive services in their homes through a mobile app.

$26.0M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Haverford, United States

275 Funding is a financial service provider offering accredited investors the opportunity to earn fixed rates of interest.

$50.3M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Atlanta, United States

We provide solutions that help lenders grow their cash flow and transform their borrower's experience with human-centered AI.

$120K raised
Jul 2021

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Alt is an online marketplace that enables users to buy, sell, and vault authenticated trading cards.

$40.0M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

George Town, Cayman Islands

Zivoe Finance is a lending company that provides loan and credit services.

$8.3M raised
Jul 2024

Founder Contacts

41,000+ verified contacts

New York, United States

Fort Amsterdam Capital is a seasoned real estate debt platform.

$100.0M raised
Jul 2022

Founder Contacts

41,000+ verified contacts

Los Angeles, United States

Jia provides blockchain-based financing to businesses in emerging markets and delivers returns on real-world assets to investors.

$2.0M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Atlanta, United States

VIVA Finance is a fintech platform for overlooked consumers.

$220.0M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Hootology is known for their modernized market research platform serving the $84B consumer insights industry.

$1.1M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

Birkirkara, Malta

Lidion Bank provides digital-first corporate banking solutions with a focus on integrity and transparency.

$5.8M raised
Jul 2025

Founder Contacts

41,000+ verified contacts

New York, United States

Octane is a fintech firm offering financing solutions for powersports, outdoor equipment, and recreational purchases.

$750.0M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Stockholm, Sweden

Float offers revenue-based financing specifically for B2B SaaS companies.

$5.2M raised
Jul 2026

Founder Contacts

41,000+ verified contacts

Showing 76 to 100 of 571 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 571 lending companies tracked in the VCBacked database.

Average Funding
$96.0M
Total Funding Tracked
$2.4B
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.New York
4 companies$852.1M
2.Atlanta
3 companies$226.1M
3.Austin
2 companies$226.0M
4.Mclean
1 companies$45.0M
5.Carlton
1 companiesUndisclosed

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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