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Lending Startups

Updated October 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 574 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
574
Total Funding
$2.6B
Avg Funding
$103.0M
Global Reach
12
countries

Top Cities for Lending

Madrid
New York
Chicago
Los Angeles
London
Hong Kong

Recently Funded Companies

Export
Madrid, Spain

AQUISGRAN is an SGR initiative to provide Aachen loans and investments to current and future SME partners by issuing MARF-listed bonds.

$119.4M raised
Apr 2024

Founder Contacts

41,000+ verified contacts

New York, United States

Better.com is a homeownership journey platform that utilizes technology to change the way people buy and own a home.

$69.0M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Chicago, United States

A leading provider of tech-enabled credit products and services for underbanked consumers

$150.0M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Los Angeles, United States

Camino Financial is an online finance company that offers business loans and wealth-building solutions to help small businesses grow.

$150.0M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Divido is a global white label consumer lending platform for financial institutions and multinational retailers.

$5.9M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Hong Kong, Hong Kong

PropCap is a cross-border real estate secured lending platform that matches lenders to borrowers on mortgages with overseas properties.

$1.5M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Nirvana is an AI-native financial infrastructure shaping the future of Agentic DeFi.

$5.0M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Singapore, Singapore

Flashwire offers digital banking, crypto-backed lending, crypto debit cards, and a DEX.

Apr 2023

Founder Contacts

41,000+ verified contacts

Stockholm, Sweden

Platform for providing Fintech originators and lenders debt financing

$108.4M raised
Apr 2024

Founder Contacts

41,000+ verified contacts

Irvine, United States

Beach Cities Commercial Bank specializes in personal and commercial banking services, focusing on customer success and security.

$1.7M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Milan, Italy

Kruso Capital is a financial firm that provides an array of loans, lending, investment, home auctions, and credit services.

$14.1M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

San Mateo, United States

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.

$1.5B raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Santa Cruz, United States

Mado Dynamic is to create a new category of window coverings that is better for the planet.

$300K raised
Apr 2025

Founder Contacts

41,000+ verified contacts

San Francisco, United States

Blend is a digital lending platform that facilitates the entire lending process, from application to underwriting to closing.

$150.0M raised
Apr 2024

Founder Contacts

41,000+ verified contacts

Tempe, United States

HelloLend is a fintech, focused on providing and optimizing financial solutions for homeowners.

$500K raised
Apr 2023

Founder Contacts

41,000+ verified contacts

Atlanta, United States

Doc2Doc is a lending platform providing personal loans for doctors, physicians, and dentists.

$150.0M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Amsterdam, The Netherlands

Bloom & Wolf is a brand new collection of the most beautiful silk flowers.

$1.5M raised
Apr 2024

Founder Contacts

41,000+ verified contacts

Canberra, Australia

Infradebt is a specialist fund manager providing clients with direct access to infrastructure private debt markets.

$99.1M raised
Apr 2023

Founder Contacts

41,000+ verified contacts

Novi Beograd, Serbia

Mobi Banka offers personal banking, current accounts, credit cards, currency exchange and commercial lending solutions.

$35.3M raised
Apr 2024

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Ayni Solutions is offers asset management, investment, financial structure, and risk assessment solutions for the mobility companies.

$417K raised
Apr 2025

Founder Contacts

41,000+ verified contacts

Manchester, United Kingdom

Firenze is a financial services company that provides extended investment-backed lending to a wider audience.

$8.1M raised
Apr 2026

Founder Contacts

41,000+ verified contacts

Zug, Switzerland

0VIX is a core Polygon Money Market Protocol that offers a series of Defi products on a highly scalable platform.

Apr 2023

Founder Contacts

41,000+ verified contacts

Vilnius, Lithuania

Softloans is a fintech platform that offers embedded lending tools to facilitate revenue based lending for e-commerce clients.

$1.1M raised
Apr 2024

Founder Contacts

41,000+ verified contacts

Lynnwood, United States

Private Capital Northwest is a private money lender that funds asset-based real estate loans on commercial and investment property.

$560K raised
Apr 2023

Founder Contacts

41,000+ verified contacts

London, United Kingdom

Knoma offers a payment solution and marketplace for lifelong learning.

$4.0M raised
Apr 2022

Founder Contacts

41,000+ verified contacts

Showing 201 to 225 of 574 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 574 lending companies tracked in the VCBacked database.

Average Funding
$103.0M
Total Funding Tracked
$2.6B
Countries Represented
12

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.London
3 companies$10.3M
2.San Francisco
2 companies$155.0M
3.Madrid
1 companies$119.4M
4.New York
1 companies$69.0M
5.Chicago
1 companies$150.0M

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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