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Lending Startups

Updated July 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 622 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
622
Total Funding
$2.3B
Avg Funding
$90.3M
Global Reach
9
countries

Top Cities for Lending

Austin
Toronto
São Paulo
Kennesaw
Chicago
Eastpointe

Recently Funded Companies

Export
Austin, United States

Zippy engages in providing a simple, online, and fast loan.

$19.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Toronto, Canada

Caary is a digital credit, lending and payments platform, offering a corporate credit card and financial management solution.

$2.1M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Alternative Online Lending, FinTech, online credit, Personal financial management

$115.0M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Kennesaw, United States

IOU Financial focuses on providing small businesses with investments, loans, and advisory services.

$200K raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Chicago, United States

Chicago Atlantic Group is provides flexible debt capital solutions focused on special situations and businesses.

$14.5M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Eastpointe, United States

Finterest operates a web3 and decentralized finance financial platform.

$1.5M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Stockholm, Sweden

Cloover provides embedded financial services, software, and energy solutions to facilitate a successful energy transition.

$1.2B raised
Jan 2026

Founder Contacts

30,000+ verified contacts

Uberlândia, Brazil

Nagro is a brazilian agfintech, delivering credit to small and midsize farmers and helping agribusiness chain reduce risk throughs BigData.

$9.3M raised
Jan 2026

Founder Contacts

30,000+ verified contacts

São Paulo, Brazil

Creditas is a consumer loaning startup that operates a digital platform providing secured loans and low interest rates.

$108.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

FinTech, SME Lending, Unsecured Business Lending

$132.1M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Brisbane, Australia

Alex.Bank is Australia's newest bank, challenging the status quo by restoring fairness to the banking industry.

Dec 2023

Founder Contacts

30,000+ verified contacts

Miami, United States

Preventor is an AI-powered platform for digital banking, onboarding, compliance, and financial crime prevention in one secure solution.

$1.2M raised
Dec 2023

Founder Contacts

30,000+ verified contacts

Palmital, Brazil

FlowCredi runs a marketplace that links lenders and borrowers and provides credit products backed by real estate.

$646K raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Washington, United States

Liqwid Labs is an on-chain lending protocol on Cardano, for lenders, borrowers, and developers.

$2.7M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

Bespoke Financial is a licensed lender supporting cannabis companies.

$125.0M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Pinheiros, Brazil

Guiabolso offers both financial management and marketplace app (B2C), and Open Banking SaaS solution (B2B).

Dec 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

CapRelease provides a platform that supplies tailored, flexible working capital tailored for eCommerce businesses.

$33.5M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Manchester, United Kingdom

Morpheus Lending is on a mission to transform the specialist lending space.

$147.3M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

Southeast is a fintech company that utilizes data and AI to facilitate growth financing for the underserved SME sector.

$30.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Irvine, United States

Technology and solutions for dealers and lenders

$1.2M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

Lendistry is a lender and fintech company that provides business loans and grant access to small businesses.

$100.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Finance of America Companies is a consumer lending company that offers lending products and services.

$50.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Houston, United States

Alloy Merchant Finance is a cross-border finance company.

$100.0M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

KLYM before Omni Latam is a financial services platform (fintech) in Latin America that offers digital financial solutions.

$27.0M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Paris, France

October is an online marketplace for business loans, enabling investors to lend money directly to small- and medium-sized enterprises.

$37.9M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

Showing 501 to 525 of 622 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 622 lending companies tracked in the VCBacked database.

Average Funding
$90.3M
Total Funding Tracked
$2.3B
Countries Represented
9

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.São Paulo
2 companies$223.0M
2.London
2 companies$165.6M
3.Los Angeles
2 companies$225.0M
4.Austin
1 companies$19.0M
5.Toronto
1 companies$2.1M

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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