Skip to main content

Lending Startups

Updated July 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 622 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
622
Total Funding
$3.8B
Avg Funding
$150.9M
Global Reach
7
countries

Top Cities for Lending

Barcelona
New York
San Francisco
Wilmington
San Rafael
Tallinn

Recently Funded Companies

Export
Barcelona, Spain

Merchant Cash Advance Lending Platform for SME's

$2.7M raised
Jan 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Ply develops a materials procurement platform to assist skilled trades with capital access and cash flow management.

$8.5M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

SoFi is a finance company that offers a range of lending and wealth management services.

$1.5B raised
Dec 2025

Founder Contacts

30,000+ verified contacts

New York, United States

Saving the American Dream with the "401k" for homeownership

$6.2M raised
Jan 2025

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Karus.ai develops AI-powered lending software for auto finance, enabling credit decisioning, underwriting, and portfolio analytics.

$8.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Wilmington, United States

Lumos Technologies provides customized data insights, analytics and visualizations services for financial institution.

$1.1M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

San Rafael, United States

Pacific Mortgage Capital is a lending platform focused on the non-agency and non-QM mortgage market.

$250K raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Tallinn, Estonia

Decentralized Prime Brokerage that connects lenders, traders and market makers.

$5.7M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Glen Allen, United States

Quanta Credit Services is a digital collections solution that provides collections outcomes for both borrowers and lenders.

$400K raised
Dec 2022

Founder Contacts

30,000+ verified contacts

San Francisco, United States

Shark AI Capital Corporation is a commercial lending company that uses both AI and human apporach.

$250K raised
Dec 2021

Founder Contacts

30,000+ verified contacts

San Francisco, United States

PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.

$140.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Dallas, United States

Frontlands is a financial services company that offers specialty lending products to property based rights owners.

$5.9M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Málaga, Spain

Specialist online asset backed lender offering consumer loans to clients with difficult credit history

$11.3M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Arlington, United States

Online Platform for Commercial Real Estate Loans

$750K raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

Konfio is a financial services platform for businesses

$369.6M raised
Dec 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Ampla provides tech-enabled financial solutions to help emerging brands.

$275.0M raised
Dec 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Updraft is a lending, credit report, and financial planning app for millennials.

$318.3M raised
Dec 2023

Founder Contacts

30,000+ verified contacts

North Sydney, Australia

RealFlow is a lending company that provides buying and selling property loans for real estate agents.

$2.3M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Wilmington, United States

Best Egg offers a digital platform that delivers personal finance and lending products with low interest rates.

$1.0B raised
Dec 2024

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Midkey's objective is to help Australian homeowners overcome financial challenges and achieve their financial goals.

$66.0M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Panama City, Panama

Pine is a decentralized NFT-backed borrowing and lending protocol.

$3.0M raised
Dec 2022

Founder Contacts

30,000+ verified contacts

Farmington Hills, United States

Wing Lake Capital Partners is a financial firm that provides loan consolidation, business line of credit, and term loan services.

$6.0M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

Raleigh, United States

AIO is a software platform that collects and submits data and documents for its client's financial identity.

$2.7M raised
Dec 2021

Founder Contacts

30,000+ verified contacts

New York, United States

Overland Advantage is a financial services company that provides lending solutions to family- and sponsor-owned middle-market companies.

$1.5M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Guadalajara, Mexico

Financiamiento para tu negocio rápido, fácil y seguro / Making capital simple for SMBs.

$38.1M raised
Dec 2025

Founder Contacts

30,000+ verified contacts

Showing 476 to 500 of 622 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 622 lending companies tracked in the VCBacked database.

Average Funding
$150.9M
Total Funding Tracked
$3.8B
Countries Represented
7

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.New York
4 companies$291.2M
2.San Francisco
4 companies$1.6B
3.Wilmington
2 companies$1.0B
4.Barcelona
1 companies$2.7M
5.San Rafael
1 companies$250K

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

Ready to Connect with Lending Startups?

Perfect for: B2B sales teams targeting lending companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

Get Started - Access Contact Information

Join thousands of sales teams, investors, and service providers using VCBacked