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Lending Startups

Updated July 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 622 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
622
Total Funding
$1.0B
Avg Funding
$40.9M
Global Reach
10
countries

Top Cities for Lending

São Paulo
Bogotá
Marina Del Rey
London
Tokyo
San Gwann

Recently Funded Companies

Export
São Paulo, Brazil

Fast, Fair & Frictionless Decentralized Credit Platform for DTC Brands and SMB/SME.

$50K raised
Jan 2024

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Avanzo is a fintech company that provides loans, financial education, and online credits services.

Jan 2023

Founder Contacts

30,000+ verified contacts

Marina Del Rey, United States

Loan Agency, Direct Lender, Private Lender, Hard-Money Lender

$130.0M raised
Jan 2024

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Plend is building a better way to borrow where consumers are no longer held back by credit history.

$45.5M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

Tokyo, Japan

GIG-A is a financial technology company that offers mobile banking services that allow customers to manage their finances.

$1.9M raised
Nov 2022

Founder Contacts

30,000+ verified contacts

San Gwann, Malta

Interest-free instalment platform and Mobile App

Jan 2022

Founder Contacts

30,000+ verified contacts

São José Dos Campos, Brazil

We are leading B2B2F fintech in Latin America, offers agricultural finance via input retailers, empowering farmers & boosting food security

$30.0M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Award-winning credit building app on a mission to help 1M+ people build stronger credit by the end of 2025.

$4.1M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Brooklyn, United States

Vola utilizes users existing transaction data to help them get cash advances, save, and build their credit scores.

Jan 2022

Founder Contacts

30,000+ verified contacts

Stratham, United States

ElmBlue provides equipment financing and leasing, specializing in large-format printers and related business equipment.

$125.0M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Our embedded finance loan-product-as-a-service enable payment companies and platforms to offer SME loan products to their business clients.

$74.4M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Costa Mesa, United States

Low Rate provides financing options for property through finding low-rate mortgage services.

$790K raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Sydney, Australia

We help Australians bring their big ideas to life with faster, fairer loans powered by smart technology.

$362.9M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Austin, United States

Upside Financing tackles one of the biggest problems across the CPG industry: mis-matched payment terms.

$10.5M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

Kennesaw, United States

LendingPoint is a financial technology lending platform that provides debt facilities.

Nov 2025

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

RapiCredit is a free and short term online loan platform.

$7.0M raised
Nov 2023

Founder Contacts

30,000+ verified contacts

New York, United States

Tenet is the leading EV lending marketplace partnering with banks, credit unions, and governments to accelerate electric vehicle adoption.

$20.0M raised
Nov 2023

Founder Contacts

30,000+ verified contacts

Richmond, United Kingdom

FCA Approved UK P2P Lending Platform & Flexible ISA Provider - Commercial Loans Secured By Income Producing Commercial Property.

$2.4M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals

$1.9M raised
Nov 2021

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Zilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.

$176.7M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Borås, Sweden

TF Bank is an internet-based bank offering consumer banking services and e-commerce solutions through an IT platform.

$15.9M raised
Nov 2025

Founder Contacts

30,000+ verified contacts

Atlanta, United States

Groundfloor is a crowdsourced real estate investing and lending platform that makes private capital markets open to all.

$1.1M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

New York, United States

Ease Capital is a financial services company that offers loan programs for multifamily assets.

$5.4M raised
Nov 2024

Founder Contacts

30,000+ verified contacts

Berlin, Germany

Rethinking working capital | Myos helps merchants of all kind grow to scale, fully digital, flexible and without personal guarantees

Nov 2022

Founder Contacts

30,000+ verified contacts

Singapore, Singapore

CROWDO is a digital financial solutions platform powered by Neobank technology for SMEs in emerging markets.

$5.9M raised
Jan 2022

Founder Contacts

30,000+ verified contacts

Showing 551 to 575 of 622 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 622 lending companies tracked in the VCBacked database.

Average Funding
$40.9M
Total Funding Tracked
$1.0B
Countries Represented
10

Distribution by Funding Stage

Other25 companies

Top Cities for Lending

1.London
5 companies$302.6M
2.Bogotá
2 companies$7.0M
3.New York
2 companies$25.4M
4.São Paulo
1 companies$50K
5.Marina Del Rey
1 companies$130.0M

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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Perfect for: B2B sales teams targeting lending companies, investors exploring sector opportunities, and service providers looking for funded companies ready to scale.

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