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Lending Startups

Updated July 2026

Companies in the lending sector developing innovative solutions and technologies.

Explore 622 recently funded lending companies with verified founder contact information and fundraising data.

Total Companies
622
Total Funding
$964.8M
Avg Funding
$43.9M
Global Reach
10
countries

Top Cities for Lending

Singapore
Shibuya
New York
London
Loveland
Guadalajara

Recently Funded Companies

Export
Singapore, Singapore

We provide easy and highly accessible financing for eco friendly personal mobility

$1.4M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Shibuya, Japan

Gojo & Company is a leading global microfinance group, with the aim of becoming the "private-sector World Bank".

$115.3M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

New York, United States

FundKite offers extensive funding solutions to small businesses across a variety of industries.

$20.9M raised
Oct 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Celsius Network is a blockchain-based lending platform that is accessible through a free mobile app.

$39.5M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Loveland, United States

Impact Development Fund is a nonprofit company that offers a wide range of lending and financial services to families and developers.

$4.5M raised
Oct 2024

Founder Contacts

30,000+ verified contacts

Guadalajara, Mexico

Kueski is the one of the largest buy now, pay later (BNPL) and online consumer lending companies in Mexico.

$23.3M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Buenos Aires, Argentina

We provide loans for mobility apps' drivers using their driving history as credit score.

$150K raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Washington, United States

MPOWER Financing is fintech company that provides educational loans to domestic and international students.

$100.5M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

Bogotá, Colombia

Vehicle insurance and mobile app

Oct 2023

Founder Contacts

30,000+ verified contacts

Vancouver, Canada

Fraction is a technology-based lending platform focused on making residential real estate affordable, flexible, and liquid.

$16.2M raised
Oct 2021

Founder Contacts

30,000+ verified contacts

Zug, Switzerland

I2 invest is a marketplace Lending is revolutionising the classical banking system.

$3.8M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Sydney, Australia

Reinventing the way people access their wages, budget and manage their finances, to increase financial wellness and happiness

$34.8M raised
Oct 2023

Founder Contacts

30,000+ verified contacts

London, United Kingdom

RCP Finance is a London-based, pan-European independent specialist in property finance for commercial and residential investment properties.

$15.0M raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Mexico City, Mexico

Covalto is a leading digital banking and services platform for SMEs in Mexico.

$200.0M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

Bot-It is a platform for artificial intelligence that helps consumers and organizations to automate internet chores.

$300K raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Irvine, United States

Archwest Capital is a real estate finance company that provides financing solutions.

$300.0M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

Orlando, United States

Vadera Capital offers digital banking and lending solutions empowering creators, entrepreneurs, and small businesses worldwide.

$643K raised
Oct 2025

Founder Contacts

30,000+ verified contacts

London, United Kingdom

Hyperlayer focuses on payments technology, offering a protocol to transform wallets and loyalty programs.

$40.2M raised
Oct 2025

Founder Contacts

30,000+ verified contacts

Grand Rapids, United States

Lantern is the cannabis e-commerce marketplace and on-demand delivery platform.

$40.0M raised
Oct 2021

Founder Contacts

30,000+ verified contacts

New York, United States

Specialty asset-based lending platform enabling platforms like marketplaces and custodians to offer financing to their customers

$4.5M raised
Oct 2021

Founder Contacts

30,000+ verified contacts

Miami, United States

Moon Mortgage is a crypto lending platform that enables investors to use their cryptocurrency as collateral for real estate investments.

$3.5M raised
Oct 2022

Founder Contacts

30,000+ verified contacts

Los Angeles, United States

Asenso is a secure digital platform that processes and administers low-interest loans to help small businesses.

$285K raised
Oct 2023

Founder Contacts

30,000+ verified contacts

Showing 601 to 622 of 622 companies

About the Lending Startup Ecosystem

The lending sector is an active area of startup innovation and venture capital investment. Companies in this space are developing new technologies, platforms, and services that address evolving market needs and create new business opportunities.

Funding Trends in Lending

Lending companies raise capital across various funding stages, from early seed rounds to late-stage growth financing. Investor interest in this sector is driven by the size of the addressable market, the pace of technology adoption, and the potential for scalable business models.

Growth Outlook

The lending sector is expected to continue evolving as technology advances, market dynamics shift, and new opportunities emerge. Companies that demonstrate strong product-market fit, efficient growth, and clear competitive advantages are well-positioned to attract continued investment.

Lending Funding Breakdown

Here is how funding is distributed among the 622 lending companies tracked in the VCBacked database.

Average Funding
$43.9M
Total Funding Tracked
$964.8M
Countries Represented
10

Distribution by Funding Stage

Other22 companies

Top Cities for Lending

1.London
3 companies$94.7M
2.New York
2 companies$25.4M
3.Los Angeles
2 companies$585K
4.Singapore
1 companies$1.4M
5.Shibuya
1 companies$115.3M

Related Industries

Companies in the lending sector often overlap with or complement businesses in adjacent industries. Exploring related verticals can help you discover additional companies, identify partnership opportunities, and understand the broader competitive landscape.

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622 Lending Startups (2026) — Recently Funded Companies, Investors & Rounds | VCBacked