Industry
YC Credit and Lending Companies
89 Y Combinator credit and lending startups with verified founder contacts, batch info, and company data.
89
Companies
68
Active
15
Acquired
0
Public
YC Company Directory
39 companies
Company | Batch | Description | Status | Location | Team | Site | Founders | Reveal |
|---|---|---|---|---|---|---|---|---|
Breezeful | W20 | An online mortgage broker. Get the best mortgage, fast. | Active | Toronto, ON, Canada | 6 | Anthony De Guzman, Ade Labinjo | Reveal | |
Facio | W20 | Salary advance to employees in Brazil. | Active | — | 36 | Márcio Dos Santos, Saulo Tristao, Ticiano Vieira | Reveal | |
Facio | W20 | Salary advance to employees in Brazil. | Active | São Paulo, SP, Brazil; Remote | 36 | Márcio Dos Santos, Saulo Tristao, Ticiano Vieira | Reveal | |
Grain | W20 | Grain transforms the debit card you already have into a credit card… | Active | San Francisco, CA, USA; Oakland, CA, USA; Remote | 30 | Patrick De Suza, Christian-Robert Joseph, Carl-Alain Memnon, Jake Adams | Reveal | |
Haven | W20 | Homeownership reimagined for the 21st century. | Active | New York City, NY, USA; New York, NY, USA; Remote | 15 | Aditya Acharya, Nipun Kant | Reveal | |
Jenfi | W20 | Jenfi provides revenue-based financing for digital businesses in Asia | Active | Singapore, Singapore | 18 | Jeffrey Liu, Justin Louie | Reveal | |
Karat Financial | W20 | Better financial services for creators | Active | Los Angeles, CA, USA | 40 | Will Kim, Eric Wei | Reveal | |
Kosh | W20 | Creating Microfinance 2.0. | Active | Gurugram, HR, India; HR, India | 56 | Sahil Bansal, Aayush Goel | Reveal | |
Nexu | W20 | Financing platform for LatAm car dealerships. | Active | Mexico City, CDMX, Mexico | 63 | Fernando Gomez Arriola, Abdon Nacif | Reveal | |
Nexu | W20 | Financing platform for LatAm car dealerships. | Active | Mexico City, CDMX, Mexico | 63 | Fernando Gomez Arriola, Abdon Nacif | Reveal | |
Accept.inc (formerly BoardRE) | W19 | BoardRE is a new type of mortgage company that upgrades any offer… | Acquired | Denver, CO, USA | 80 | Thom Adams, Nick Friedman, Adam Pollack | Reveal | |
Kovi | W19 | Making car ownership more inclusive, flexible and simple. | Acquired | São Paulo, State of São Paulo, Brazil | 890 | ADHEMAR MILANI NETO | Reveal | |
Kovi | W19 | Making car ownership more inclusive, flexible and simple. | Acquired | São Paulo, SP, Brazil | 890 | ADHEMAR MILANI NETO, Adhemar Neto | Reveal | |
Seawise Capital | W19 | Trade finance company for Indian exporters | Acquired | New Delhi, Delhi, India | 3 | Kunal Rajvanshi, Vidur Jain, Manish Pal | Reveal | |
Seawise Capital | W19 | Trade finance company for Indian exporters | Acquired | New Delhi, DL, India | 3 | Kunal Rajvanshi, Vidur Jain, Manish Pal | Reveal | |
ErudiFi | W18 | Digital financial services for students in Southeast Asia | Active | Singapore | 88 | Susli Lie, Naga Tan | Reveal | |
ErudiFi | W18 | Digital financial services for students in Southeast Asia | Active | Singapore, Singapore | 88 | Susli Lie, Naga Tan, Ketty Lie | Reveal | |
OneFin | W17 | Shopify for Financial Services | Active | Bengaluru, Karnataka, India | 50 | Pratish Gandhi, Harshit Vaishnav | Reveal | |
Landed | W16 | White-labeled shared appreciation down payment programs for employers | Acquired | San Francisco, CA, USA; Remote | 2 | Jonathan Asmis, Alex Lofton | Reveal | |
Landed | W16 | White-labeled shared appreciation down payment programs for employers | Acquired | San Francisco, CA, USA | 2 | Jonathan Asmis, Alex Lofton | Reveal | |
Stilt | W16 | Financial products for immigrants (acquired by JG Wentworth) | Acquired | San Francisco, CA, USA | 35 | Rohit Mittal, Priyank Singh | Reveal | |
Stilt | W16 | Financial products for immigrants (acquired by JG Wentworth) | Acquired | San Francisco, CA, USA | 35 | Rohit Mittal, Priyank Singh | Reveal | |
Zidisha | W14 | Direct P2P lending across the international wealth divide. | Active | Sterling, VA, USA; Remote | 1 | Julia Kurnia | Reveal | |
LendUp | W12 | LendUp is a socially responsible company on a mission to redefine… | Inactive | San Francisco, CA, USA | 201 | Sasha Orloff, Jacob Rosenberg | Reveal | |
Karbon Card | S21 | Corporate Card solution for Indian businesses | Active | Bengaluru, Karnataka, India | 144 | Pei-fu Hsieh, Jack Chen, Amit Jangir, Bo Li | Reveal | |
Level | S21 | Fast and simple fintech financing | Acquired | San Francisco, CA, USA; Remote | — | Vladimir Korshin, Molly Hogan, Asa Schachar | Reveal | |
Verde | S21 | Digital lending platform for Brazilian farmers | Inactive | São Paulo, SP, Brazil | 4 | Lucas Martins, Jorge Silveira | Reveal | |
Verde | S21 | Digital lending platform for Brazilian farmers | Active | São Paulo, State of São Paulo, Brazil | 4 | Jorge Silveira | Reveal | |
Lendtable | S20 | We give employees cash advances for their 401k match and ESPP | Active | San Francisco, CA, USA | 20 | Sheridan Clayborne, Mitchell Jones | Reveal | |
Apurata | S19 | Point of sale financing for Latin America's middle class. | Active | Lima, Callao Region, Peru; Lima, Lima Province, Peru | 12 | José E. Carrillo Pino, Patrick Wakeham | Reveal | |
Blair | S19 | Financing education through Income Share Agreements | Inactive | San Francisco, CA, USA | 10 | Mike Mahlkow, David Nordhausen, Constantin Schreiber | Reveal | |
Fynn | S19 | SoFi for trade students | Active | New York, NY, USA | 26 | Eric Menees, Ethan Anderson, Bhavin Gupta | Reveal | |
Fynn | S19 | SoFi for trade students | Active | New York City, NY, USA; Dallas, TX, USA; New York, NY, USA; Minneapolis, MN, USA | 26 | Eric Menees, Ethan Anderson, Bhavin Gupta | Reveal | |
Tranqui Finanzas | S19 | Debt Management for Latin America. | Active | Cali, Valle del Cauca, Colombia | 27 | Jorge Gallego, Andres Buitrago | Reveal | |
Zippi | S19 | Payment Platform for LatAm Micro and Small Businesses | Active | São Paulo, State of São Paulo, Brazil | 60 | Andre Bernardes, Bruno Lucas, Ludmila Pontremolez | Reveal | |
Zippi | S19 | Payment Platform for LatAm Micro and Small Businesses | Active | São Paulo, SP, Brazil | 60 | Andre Bernardes, Bruno Lucas, Ludmila Pontremolez, André Bernardes | Reveal | |
Prodigal | S18 | Lending Intelligence Software | Active | San Francisco, CA, USA | 99 | Shantanu Gangal, Sangram Raje | Reveal | |
Legalist | S16 | Tech-enabled asset management firm | Active | San Francisco, CA, USA | 40 | Christian Haigh, Eva Shang | Reveal | |
Nova Credit | S16 | Bridging a world of consumer-permissioned credit data | Active | New York City, NY, USA | 100 | Misha Esipov | Reveal |
Status Breakdown
About YC Credit and Lending Companies
Y Combinator has funded 89 credit and lending companies since its founding in 2005. These startups span from early-stage pre-launch to publicly traded companies, making YC one of the most prolific backers of credit and lending innovation globally.
68 of these companies are currently active. 15 have been acquired. VCBacked tracks verified founder contact information, team sizes, and company status for every YC credit and lending startup.
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