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YC Fintech Companies

709 Y Combinator fintech startups with verified founder contacts, batch info, and company data.

709

Companies

580

Active

70

Acquired

2

Public

YC Company Directory

50 companies

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Company
Batch
Description
Status
Location
Team
SiteFoundersReveal
Allowance
X26The spend control layer for AI agentsActiveSan Francisco, CA, USA1Dasmer SinghReveal
Andustry
X26We help manufacturers find suppliers for industrial equipment.ActiveSan Francisco, CA, USA2Het Dave, Johann StürkenReveal
Archer
X26Global payouts for the workforce powering AIActiveSan Francisco, CA, USA4Benjamin Nguyen, Vivek YanamadulaReveal
Gravy
X26Agents that move money, trade stocks, and file taxes.ActiveSan Francisco, CA, USA2Ali Tabba, Max ChurchReveal
Hedge
X26AI-Native insurance companyActiveSan Francisco, CA, USA2Luke Button, Luke RosaReveal
Kimpton AI
X26The IDE for InvestorsActiveSan Francisco, CA, USA; Remote5Jack Zumwalt, Adrian Del Bosque, Mauricio Ortiz, Adrian BosqueReveal
Klaimee
X26Liability insurance for AI Agents. You deploy agents, we cover you.ActiveSan Francisco, CA, USA2Ines Boutemadja, Julien CatonnetReveal
Mount
X26The AI Agent Insurance CarrierActiveSan Francisco, CA, USA2Fabian Amherd, John BachmannReveal
River Markets
X26Prime brokerage for prediction marketsActiveSan Francisco, CA, USA2Oscar Levy, Antonin ParrotReveal
Soria
X26AI Financial Research Terminal built for Healthcare (and beyond)ActiveNew York City, NY, USA3Adam Ron, Cameron SpillerReveal
Standard Signal
X26Hedge fund where AI researches and executes every trade end-to-endActiveNew York City, NY, USA1Michael RoyzenReveal
Uno Wallet
X26The AI mobile wallet that replaces Apple PayActiveSan Francisco, CA, USA2Mordi Shadpour, Saket JoshiReveal
ValCtrl
X26ValCtrl is building the only intelligent prediction marketActiveNew York City, NY, USA2Gaurav Paliwal, Sarth GargReveal
Wealor
X26AI-native platform for wealth managersActiveSan Francisco, CA, USA—Karim Bouri, Pierre DepuydtReveal
Alt-X
W26Building the best venue for private markets exposure.ActiveLos Angeles, CA, USA2Ryan Samadi, Michael WachsmanReveal
Copperlane
W26Agentic Mortgage OriginationActiveSan Francisco, CA, USA2Athan Zhang, Brianna LinReveal
Fenrock AI
W26AI agents for banksActiveSan Francisco, CA, USA2Charu Sharma, Michael MReveal
Forum
W26The first regulated exchange to trade on attention.ActiveSan Francisco, CA, USA2Owen Botkin, Joseph ThomasReveal
Forum
W26The first exchange to trade on attention.ActiveNew York City, NY, USA2Owen Botkin, Joseph ThomasReveal
Grade
W26API for performance-based payrollActiveSan Francisco, CA, USA2Lotanna Ezeike, James HeaneyReveal
Kita
W26Turn documents into signals for lendersActiveSan Francisco, CA, USA2Carmel Limcaoco, Rhea MalhotraReveal
Kita
W26Automate credit assessment for lenders in emerging marketsActiveSan Francisco, CA, USA3Carmel Limcaoco, Rhea MalhotraReveal
Maywood
W26The first finance-compliant proactive AI that runs 24/7ActiveNew York City, NY, USA5Drake Goodman, Kent Goodman, Esteban VizcainoReveal
Panta
W26Commercial insurance brokerage run by AI agents. Scales like software.ActiveSan Francisco, CA, USA4Vincent Chen, Frank WangReveal
Proximitty
W26Autonomous loan servicing and collectionsActiveSan Francisco, CA, USA2Wye Yew Ho, Zi ZhangReveal
Sequence Markets
W26Low-latency execution across crypto, prediction, and tokenized assetsActiveToronto, ON, Canada5Peter Bai, Muhammad AwanReveal
SpotPay
W26Stablecoin Global Bank AccountActiveSan Francisco, CA, USA2Zsika Phillip, Thomas Cesare-HerriauReveal
SpotPay
W26Cross-border Personal Finance on StablecoinsActiveSan Francisco, CA, USA2Thomas Cesare-Herriau, Zsika PhillipReveal
Unifold
W26Multi-chain deposit and payment infrastructureActiveNew York City, NY, USA3Timothy Chung, Hau Chu, Quang HuynhReveal
Valence
W26Unified prediction markets trading platformActiveSan Francisco, CA, USA3Neo Wang, Daniel Kasabov-Nouvion, Arthur ZhouReveal
Verdex
W26AI Verification for InsuranceActiveSan Francisco, CA, USA2Evan Rankin, Jad BousselhamReveal
ZeroSettle
W26Drop-in Direct Billing SDK for In-App PurchasesActiveSan Diego, CA, USA2Gabe Roeloffs, Ryan ElliottReveal
Axiom
W25Trade memecoins, perpetuals, and earn yield.ActiveSan Francisco, CA, USA2Henry Zhang, Preston EllisReveal
BlindPay
W25Stablecoin API for global paymentsActiveSan Francisco, CA, USA9Bernardo Simonassi, Joao Borges, Gustavo MarinhoReveal
CopyCat
W25AI agents built for insurance brokersActiveSeattle, WA, USA2Graham Sabin, Abhi Balijepalli, Abhi BalijepaliReveal
finbar
W25The AI investment analystActiveLondon, England, United Kingdom4Edward Huang, Robin GanReveal
Harper
W25AI-native commercial insurance brokerageActiveSan Francisco, CA, USA25Dakotah Rice, Tushar NairReveal
Harper
W25AI-native commercial insurance brokerageActiveSan Francisco, CA, USA25Dakotah Rice, Tushar NairReveal
Infinite
W25Global B2B Stablecoin ProcessorActiveSan Francisco, CA, USA4Nikhil Srinivasan, Raj LadReveal
Invo
W25AI-Powered Collections Platform for Food DistributorsActive—2Patrick FosterReveal
Karoo
W25Canadian neobank focused on lendingActiveToronto, ON, Canada3Hugo Markland, Jeanot Dawson, Oliver LambsonReveal
Karoo
W25AI native consumer lending platform for underserved AmericansActiveToronto, ON, Canada3Hugo Markland, Jeanot Dawson, Oliver LambsonReveal
Karsa
W25Stablecoin neobank for emerging marketsActiveNew York City, NY, USA2Shahryar Hasnani, Dale WilsonReveal
Liquid Compute
W25Pending CFTC regulation to be the first cash and physically settled…ActiveNew York City, NY, USA5Ronit Jain, Aarav PatelReveal
PAX Markets
W25More 𝛼, less latency: exchange and HFT on one chip.ActiveSan Francisco, CA, USA6Pete Stevenson, Benjamin KilimnikReveal
Denta
S26Dental InsuranceActiveSan Francisco, CA, USA1Jack BeecherReveal
Prodigy Research
S26Training the world's best foundation model for quantitative finance.ActiveSan Francisco, CA, USA2Michael Wang, Yuhua WangReveal
Stoa
S26The market behind AI hardware.ActiveSan Francisco, CA, USA3Berat Celik, Eren Berke Saglam, Kaan YigitReveal
Veltha
S26AI native TPA starting with workers compActiveSan Francisco, CA, USA2Edin Citaku, Roland JaloszynskiReveal
Redoubt Insurance
F26Commercial insurance for small businessesActiveSalt Lake City, UT, USA—Andre BeukersReveal

Batch Distribution

Status Breakdown

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About YC Fintech Companies

Y Combinator has funded 709 fintech companies since its founding in 2005. These startups span from early-stage pre-launch to publicly traded companies, making YC one of the most prolific backers of fintech innovation globally.

580 of these companies are currently active. 70 have been acquired. 2 have gone public. VCBacked tracks verified founder contact information, team sizes, and company status for every YC fintech startup.

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