Industry

YC Fintech Companies

483 Y Combinator fintech startups with verified founder contacts, batch info, and company data.

483

Companies

399

Active

Acquired

Public

YC Company Directory

50 companies

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Company	Batch	Description	Status	Location	Team	Founders	Reveal
Finvest	W23	Easy way to buy US Treasury Bills	Active	San Francisco, CA, USA	5	Shivam Bharuka	Reveal
Hadrius	W23	Automating Securities Compliance	Active	New York, NY, USA	43	Thomas Stewart, Allen Calderwood, Som Mohapatra	Reveal
Infinia	W23	Move money programmatically	Active	—	12	Ianai Urwicz, Alejandro Rettig	Reveal
JustPaid	W23	Billing Automation for B2B that actually works.	Active	Mountain View, CA, USA	20	Daniel Kivatinos, Anelya Grant, Vinay Datta Pinnaka	Reveal
Koywe	W23	Crypto On and Off Ramp for Latam	Active	Miami, FL, USA	7	Ignacio Detmer, Guillermo Acuña	Reveal
Littio	W23	Dollar banking for people in Latin America	Active	Bogotá, Bogota, Colombia	37	Christian Knudsen, Luis Huertas, Ivan Torroledo	Reveal
Mercoa	W23	AI Agent for Billpay platforms to pay invoices with virtual cards	Active	San Francisco, CA, USA	2	Sai Arora, Sandeep Dinesh	Reveal
Milio	W23	B2B-2C real-time account to account payments	Active	Bogotá, Bogota, Colombia	16	Toni Riera, Daniel Gomez, Juan Luis Perez E	Reveal
OneText	W23	Frictionless payments via SMS	Active	San Jose, CA, USA	6	Jonathan Fudem, Daniel Brain	Reveal
Paperplane	W23	Credit risk management platform for builders' merchants	Inactive	New York, NY, USA	5	Daniel Kwak, Jack Hopkins, Ben Magolan	Reveal
Rainmaker	W23	DeFi for Everyone	Active	—	2	Carlos Reyes Stoneham, Brent Traut	Reveal
Rally Tax	W23	AI-native tax platform to save $1T+ for Americans	Active	Mountain View, CA, USA	5	Hemant Gangolia	Reveal
Ruby Card	W23	Neobank for e-commerce businesses	Active	New York, NY, USA	3	Shariar Kabir, Miguel Acero, Jordan Yaqoob	Reveal
Shekel Mobility	W23	B2B marketplace for Auto Dealers in Africa	Active	Lagos, Nigeria	18	Benjamen Oladokun, Valentine Mayaki, Sanmi Olukanmi	Reveal
Theya	W23	The world's simplest Bitcoin self-custody solution	Active	San Francisco, CA, USA	3	Vikas Choudhary, Smeet Bhatt, Sriram Bhargav Karnati	Reveal
Trigo	W23	Rent verification API for landlords and lenders	Acquired	New York, NY, USA	4	Sam Stein, Abe Wheeler	Reveal
Wallbit	W23	Neobank for global remote workers	Active	Buenos Aires, Argentina	17	Rodrigo Vidal, Tomas Bruzza, Braian Fritz, Martin Gira	Reveal
Waza	W23	B2B payments platform for emerging markets.	Active	Lagos, Nigeria	28	Maxwell Obi, Emmanuel Igbodudu	Reveal
Amal Invest	W22	Investing app for Muslims	Active	Manama, Bahrain	3	Yazin Alirhayim	Reveal
amiloz	W22	Micro-lender in Mexico	Active	Mexico City, CDMX, Mexico	20	Debashish Bhadra, Gianfranco Gentille	Reveal
Anfin	W22	A multi-asset trading platform dedicated to retail investors	Active	Ho Chi Minh City, Vietnam	40	Phuoc Tran	Reveal
Arpari	W22	Multibank treasury management	Active	New York, NY, USA	6	Alexandra Zwiener, Toby Edward	Reveal
Aspora	W22	Single account to manage money across the world	Active	London, UK	85	Parth Garg	Reveal
AYC Fund	W22	Web3 VC and Web3 Liquid Fund	Active	Seoul, South Korea	2	MJ Kim	Reveal
BharatX	W22	Enable Buy-Now-Pay-Later in a White-Labelled Manner	Acquired	Bengaluru, Karnataka, India	14	Shyam Murugan, Eeshan Sharma, Siddharth Venu	Reveal
Bifrost	W22	Wills and Estate Management for Crypto	Inactive	San Francisco, CA, USA	4	Kartik Sathappan, Samraaj Bath	Reveal
Boya	W22	Corporate Expense cards and Spend management for businesses in Africa	Active	Nairobi, Kenya	9	Alphas Sinja, Robert Nyangate	Reveal
Cardda	W22	All-in-one spend management for businesses in Latam	Active	Santiago, Santiago Metropolitan Region, Chile	5	Cristóbal Grinbergs, Sebastián Hernández	Reveal
Cashmere	W22	Crypto wallet for web3 startups	Inactive	San Francisco, CA, USA	3	Shashank Khanna, Rebecca Lee, Charlotte McGinn	Reveal
Clupp	W22	Innovative insurance solutions for underserved markets.	Active	Mexico City, CDMX, Mexico	12	Omar Said López Tronco, Marisol Sánchez	Reveal
Courtyard.io	W22	A frictionless, safe, and fun experience to invest in collectibles	Active	San Francisco, CA, USA	13	Nicolas le Jeune, Paulin Andurand	Reveal
Creizer	W22	Clear.co for LATAM. Revenue based financing for online sellers.	Active	Mexico City, CDMX, Mexico	12	Emiliano Musalem	Reveal
Curacel	W22	AI-Powered Infrastructure for Insurance & Healthcare	Active	Lagos, Nigeria	30	Henry Mascot, John Flash Dada	Reveal
Cypher	W22	Crypto Neo-Bank (WhatsApp moment for bank accounts)	Active	Palo Alto, CA, USA	12	Kuberan Marimuthu	Reveal
digi	W22	Enabling banks have a fintech-style loan origination process	Active	—	30	Santiago Pezzoni, Hernan Lopez Conde	Reveal
Duplo	W22	Venmo for B2B in Africa	Active	—	13	Yele Oyekola, Tunde Akinnuwa	Reveal
Eazipay Inc.	W22	Eazipay powers effortless payroll and financial access in Africa.	Active	105102, Lagos, Nigeria	27	Asher Adeniyi	Reveal
Elevate (formerly Bloom)	W22	US based USD accounts for non-US residents	Active	Dubai - United Arab Emirates	7	Khalid Keenan, Youcef Oudjidane	Reveal
Elphinstone, Inc.	W22	Robo-advisory platform for Pakistan	Active	Karachi City, Sindh, Pakistan	15	Uzair Mahmud	Reveal
Fello	W22	Grow money and win $1000 every week by saving and playing games	Inactive	Bengaluru, Karnataka, India	24	Manish Maryada, Shourya Lala	Reveal
Finku	W22	AI powered personal finance app for Indonesia	Active	Jakarta, Indonesia	20	Reinaldo Tendean	Reveal
Finnix	W22	Financial technology solutions for Indonesian creative businesses	Active	Jakarta, Indonesia	13	Reinhart Hermanus, Philip Moniaga, Sebastian Yaphy	Reveal
Fintelite	W22	Intelligent Process Automation for Lending.	Active	Singapore	20	Nadia Amalia, Nadia Fadhila	Reveal
Gauss	W22	Lower interest rates on existing credit cards	Active	New York, NY, USA	16	Alex Matsenov, Abdullo Akhadov	Reveal
GIMO	W22	We help underbanked workers get paid before payday	Active	Hanoi, Hoàn Kiếm, Hanoi, Vietnam	70	Quan Nguyen	Reveal
goodfin	W22	Building the next generation of wealth	Active	San Francisco, CA, USA	8	Anna Joo Fee	Reveal
GoSats	W22	GoSats helps you earn free bitcoin when you shop in India.	Active	Bengaluru, Karnataka, India	8	Mohammed Roshan, Roshni Aslam	Reveal
Grey	W22	Banking services for remote workers and digital nomads	Active	US-101, San Francisco, CA, USA	15	Idorenyin Obong	Reveal
Harmoney	W22	Agentic AI solution for fixed income, credit and portfolio analysis	Active	Mumbai, Maharashtra, India	30	Aditya Mehta, Amal Dani, Omkar Ghaisas	Reveal
Joe	W22	We let customers "Buy Now Pay Later" on any store in Europe.	Acquired	Paris, France	12	Kevin Ohana, Yohan Elbase	Reveal

Batch Distribution

WW2610 WW2511 WW2418 WW2328 WW2276 WW2142

Status Breakdown

Active399 Acquired46 Inactive37 Public1

Top Locations

San Francisco102 New York58 Bengaluru26 Lagos19 Mexico City19 London15

About YC Fintech Companies

Y Combinator has funded 483 fintech companies since its founding in 2005. These startups span from early-stage pre-launch to publicly traded companies, making YC one of the most prolific backers of fintech innovation globally.

399 of these companies are currently active. 46 have been acquired. 1 have gone public. VCBacked tracks verified founder contact information, team sizes, and company status for every YC fintech startup.

Related Industries

B2B641 Engineering, Product and Design139 Industrials89 Consumer80 Healthcare78 Infrastructure64 Productivity38 Manufacturing and Robotics30

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