Industry

YC Fintech Companies

483 Y Combinator fintech startups with verified founder contacts, batch info, and company data.

483

Companies

399

Active

Acquired

Public

YC Company Directory

50 companies

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Company	Batch	Description	Status	Location	Team	Founders	Reveal
Kapital Bank	W22	Data driven neobank for SMBs in LATAM	Active	Mexico City, CDMX, Mexico	500	Rene Saul, Eder Echeverria, Fernando Sandoval Oseguera	Reveal
Lenco	W22	Pan-African digital bank for Africa's 50m businesses	Active	Lagos, Nigeria	13	Andrew Airelobhegbe, Impact Airelobhegbe, Godstime Asine, Praise Osagie	Reveal
Lenk	W22	The next-gen lending platform for the banking system in LATAM.	Active	Santiago, Santiago Metropolitan Region, Chile	18	Guido Galanter, Tomás Gropper, Nicolás Piqueras	Reveal
Magna	W22	Carta for Web3: token vesting and DeFi investment management.	Acquired	New York, NY, USA	18	Bruno Faviero, Arun Kirubarajan	Reveal
Mahaana Wealth	W22	Mahaana is first & only licensed digital wealth manager in Pakistan	Active	Islamabad, Pakistan	30	Muhammad Shamoon Tariq	Reveal
Momento	W22	Building a full-stack auto insurer for the underserved in LatAm	Active	Mexico City, CDMX, Mexico	18	Lois Rogel Vence, León Bartolomé Carreño, Andrés Guerrero Álvarez	Reveal
Numida	W22	Working capital for African micro businesses	Active	Kampala, Uganda	115	Mina Shahid, Catherine Denis	Reveal
Onyx Private	W22	A modern and more accessible private bank for the new generation	Acquired	Miami, FL, USA	10	Victor Santos, Douglas Lopes, Tiago Passinato	Reveal
Orca	W22	Banking for Gen Z, on steroids.	Active	Austin, TX, USA	4	DY , Tim Qin	Reveal
Orca	W22	Banking for Gen Z, on steroids.	Active	Austin, TX, USA	4	DY , Tim Qin	Reveal
Pantore Pay	W22	Working capital for Brazilian restaurants	Active	São Paulo, State of São Paulo, Brazil	25	Yonathan Faber, Renan Pupin	Reveal
Partna	W22	Your Global payments partner for Africa	Active	Wilmington, DE, USA	16	Bashir Aminu, Hakeem Adeyemi Orewole	Reveal
PayCaddy	W22	Simplified Banking as a Service for Latam	Active	Panama City, Panama	20	Juan Diego Galvez, Federico Benavides	Reveal
PayCrunch	W22	Credit Card for college students based on UPI.	Active	Bengaluru, Karnataka, India	5	Aman Bhayana	Reveal
Peakflo	W22	Agentic workflows that automate your back‑office operations	Active	Singapore	45	Saurabh Chauhan, Dmitry Vedenyapin	Reveal
Perl Street	W22	Financing the next-generation of infrastructure projects	Active	Austin, TX, USA	4	Tooraj Arvajeh	Reveal
Pigeon	W22	Simplifying loans with your friends & family.	Inactive	Miami, FL, USA	5	Brian Bristol, Kaben Clauson	Reveal
PINA	W22	WealthFront of Indonesia	Active	Jakarta, Indonesia	25	Daniel van Leeuwen, Hendry Chou, Christian Hermawan, Fajar Kuntoro	Reveal
Plumter	W22	Financial tools for cross-border trade	Active	Lagos, Nigeria	12	Yinka Elujoba, Eni Joshua	Reveal
Pluto.markets	W22	Modern Investment Product for 100m underserved Europeans	Active	Copenhagen, Denmark	4	Joakim Bruchmann, Oscar Vingtoft	Reveal
PolicyFly	W22	Modernizing Specialty Insurance	Active	New York, NY, USA	30	Marcel Esser, Michael Fiedel	Reveal
Postal	W22	An AI native virtual address & mailroom for businesses.	Active	New York, NY, USA	4	Max Clarke, Tommy Peeples	Reveal
Railbird	W22	A futures market for events.	Acquired	New York, NY, USA	8	Miles Saffran	Reveal
Rank (formerly Moni)	W22	Group Financing for small businesses across Africa.	Active	Lagos, Nigeria	20	Femi Iromini, Adedapo Sobayo	Reveal
Rebill	W22	Payment infrastructure designed for LATAM.	Active	Buenos Aires, Argentina	12	Ariel Diaz Ailan	Reveal
SALT	W22	B2B Cross-Border Payment & Compliance Platform	Active	Bengaluru, Karnataka, India	14	Ankit Parasher, Udita Pal	Reveal
Samos Insurance	W22	Accidental Death Insurance for Surgery	Active	Kitchener, ON, Canada	6	Leon Punambolam	Reveal
Sei	W22	AI Agents for Financial Institutions	Active	Delhi, India	—	Pranay Shetty, Ramkumar Venkataraman	Reveal
Seis	W22	Banking 100% in Spanish for the 44 million US Spanish speakers	Active	San Francisco, CA, USA	70	Trevor McKendrick, Josh Howland	Reveal
SNAB	W22	A global finance automation platform for complex multi-entity…	Active	Madrid, Spain	6	Gorka Aguirre, Juan coll Soler	Reveal
SnapTrade	W22	Plaid for trading	Active	Fredericton, NB, Canada	17	Brendan Lee Young, Brendan Wood	Reveal
Stock Unlock	W22	Web-app \| investment education and analysis tools for retail investors	Active	New York, NY, USA	8	Jake Ruth, Daniel Pronk	Reveal
Tola	W22	The simple, fast and free tool for businesses to pay and get paid	Acquired	San Francisco, CA, USA	12	Alen Cvisic, Guillaume Simard	Reveal
Top Road	W22	Payments & analytics for apps in the OpenAI GPT Store	Active	Sydney NSW, Australia	2	Jeevika Makani, Celilsemi Sam Erkiner	Reveal
Touch and Pay Technologies Limited	W22	Digitizing and processing Microtransactions in Africa	Active	62 Shipeolu St, Somolu 102216, Lagos, Nigeria	55	Olamide Afolabi, Michael Oluwole, kabir Yabo	Reveal
Transfez	W22	Brex for small businesses in Indonesia	Active	Jakarta, Indonesia	50	Edo Windratno, Bondan Herumurti	Reveal
UpBanx	W22	Brex for D2C Brands and Content Creators in Indonesia	Active	Jakarta, Indonesia	13	Wafa Taftazani, Alif Jafar Fatkhurrohman, Hendri Wijaya	Reveal
Valari	W22	Embedded finance platform for LatAm.	Inactive	Mexico City, CDMX, Mexico	3	Alejandro Pozo, Sebastian Alvarado	Reveal
VantedgeAI	W22	Scaling investing workflows with AI	Active	Norwalk, CT, USA	11	Ravi Chachra, Vijay Lavhale	Reveal
Vendy	W22	Vendy is a marketplace on WhatsApp	Active	Lagos, Nigeria	20	Kayode Disu	Reveal
Venue.ink	W22	Software for tattoo artists and studios	Active	Toronto, ON, Canada	9	Jason Goldlist, Danilo Cabello	Reveal
Wagetap	W22	Advance next payday, and BNPL for bills	Active	Sydney NSW, Australia	10	Mitchell Stevens, Declan Conlon	Reveal
Whiz	W22	Transforming Finances, Maximizing Your Money Potential.	Inactive	Jakarta, Indonesia	9	Dominic Sumarli, Frederick Widjaja, Agnes Lie	Reveal
Wibond	W22	Affirm for LATAM	Active	Córdoba, Cordoba, Argentina	30	Ezequiel Bucai, Lucrecia Porta	Reveal
Alinea	W21	Automated investing for the next generation 💸	Active	New York, NY, USA	12	Eve Halimi, Anam Lakhani	Reveal
Atrato	W21	Enabling consumers split the cost of purchases without a credit card	Active	Mexico City, CDMX, Mexico	80	Juan Casian, Roger Rea, Alejandro Chavez	Reveal
Bimaplan	W21	Affordable insurance for the next billion Indians	Active	Bengaluru, Karnataka, India	30	Vikul Goyal	Reveal
Broad	W21	The multicurrency account and card for Brazilians	Active	London, UK	5	Marcos Pileggi Filho	Reveal
Bueno Finance	W21	Building Chime for India	Acquired	Gurugram, Haryana, India	18	Saurav Gandhi, Sandeep Arora	Reveal
Cheqout	W21	Mobile ordering & payments for Brick & Mortars	Inactive	San Francisco, CA, USA	6	David Rincon-Cruz, Tom Sharon	Reveal

Batch Distribution

WW2610 WW2511 WW2418 WW2328 WW2276 WW2142

Status Breakdown

Active399 Acquired46 Inactive37 Public1

Top Locations

San Francisco102 New York58 Bengaluru26 Lagos19 Mexico City19 London15

About YC Fintech Companies

Y Combinator has funded 483 fintech companies since its founding in 2005. These startups span from early-stage pre-launch to publicly traded companies, making YC one of the most prolific backers of fintech innovation globally.

399 of these companies are currently active. 46 have been acquired. 1 have gone public. VCBacked tracks verified founder contact information, team sizes, and company status for every YC fintech startup.

Related Industries

B2B641 Engineering, Product and Design139 Industrials89 Consumer80 Healthcare78 Infrastructure64 Productivity38 Manufacturing and Robotics30

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