Industry

YC Fintech Companies

709 Y Combinator fintech startups with verified founder contacts, batch info, and company data.

709

Companies

580

Active

Acquired

Public

YC Company Directory

50 companies

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Company	Batch	Description	Status	Location	Team	Founders	Reveal
Koywe	W23	Crypto On and Off Ramp for Latam	Active	Miami, FL, USA; Santiago, Santiago Metropolitan Region, Chile; Mexico City, CDMX, Mexico; Remote	7	Ignacio Detmer, Guillermo Acuña	Reveal
Littio	W23	Dollar banking for people in Latin America	Active	Bogotá, Bogota, Colombia	37	Christian Knudsen, Luis Huertas, Ivan Torroledo	Reveal
Littio	W23	Dollar banking for people in Latin America	Active	Bogotá, Bogota, Colombia	37	Christian Knudsen, Luis Huertas, Ivan Torroledo, Camilo Jimenez	Reveal
loopfour	W23	Workflow automation, without AI hallucinations.	Active	San Francisco, CA, USA; Remote	20	Daniel Kivatinos, Anelya Grant, Vinay Datta Pinnaka	Reveal
Maxi	W23	AI Agent for your personal finances	Active	New York City, NY, USA	2	Akeem Williams	Reveal
Mercoa	W23	AI Agent for Billpay platforms to pay invoices with virtual cards	Active	San Francisco, CA, USA	2	Sai Arora, Sandeep Dinesh	Reveal
Milio	W23	B2B-2C real-time account to account payments	Active	Bogotá, Bogota, Colombia	16	Toni Riera, Daniel Gomez, Juan Luis Perez E	Reveal
No Cap	W23	AI startup investor, No Cap	Acquired	San Francisco, CA, USA; Remote	5	Slava Solonitsyn, Mika Melchanka, Dmitry Starodubtsev, Alexander Nevedovsky	Reveal
OneText	W23	Frictionless payments via SMS	Active	San Francisco, CA, USA; Remote	6	Jonathan Fudem, Daniel Brain	Reveal
Paperplane	W23	Credit risk management platform for builders' merchants	Inactive	New York City, NY, USA	5	Daniel Kwak, Jack Hopkins, Ben Magolan	Reveal
Paperplane	W23	Credit risk management platform for builders' merchants	Inactive	New York, NY, USA	5	Daniel Kwak, Jack Hopkins, Ben Magolan	Reveal
Rainmaker	W23	DeFi for Everyone	Active	—	2	Carlos Reyes Stoneham, Brent Traut	Reveal
Rainmaker	W23	DeFi for Everyone	Active	—	2	Carlos Reyes Stoneham, Brent Traut	Reveal
Rally Tax	W23	AI-native tax platform to save $1T+ for Americans	Active	Mountain View, CA, USA	5	Hemant Gangolia	Reveal
Ruby Card	W23	Neobank for e-commerce businesses	Active	New York City, NY, USA; Remote	3	Shariar Kabir, Miguel Acero, Jordan Yaqoob	Reveal
Ruby Card	W23	Neobank for e-commerce businesses	Active	New York, NY, USA	3	Shariar Kabir, Miguel Acero, Jordan Yaqoob	Reveal
Shekel Mobility	W23	B2B marketplace for Auto Dealers in Africa	Active	Lagos, LA, Nigeria; San Francisco, CA, USA	18	Benjamen Oladokun, Valentine Mayaki, Sanmi Olukanmi	Reveal
Shekel Mobility	W23	B2B marketplace for Auto Dealers in Africa	Active	Lagos, Nigeria	18	Benjamen Oladokun, Valentine Mayaki, Sanmi Olukanmi	Reveal
Theya	W23	The world's simplest Bitcoin self-custody solution	Active	San Francisco, CA, USA	3	Vikas Choudhary, Smeet Bhatt, Sriram Bhargav Karnati	Reveal
Theya	W23	The world's simplest Bitcoin self-custody solution	Active	San Francisco, CA, USA	3	Vikas Choudhary, Smeet Bhatt, Sriram Bhargav Karnati	Reveal
Trigo	W23	Rent verification API for landlords and lenders	Acquired	New York City, NY, USA; Remote	4	Sam Stein, Abe Wheeler	Reveal
Wallbit	W23	Neobank for global remote workers	Active	Buenos Aires, CABA, Argentina	17	Rodrigo Vidal, Tomas Bruzza, Braian Fritz, Martin Gira	Reveal
Waza	W23	B2B payments platform for emerging markets.	Active	Lagos, LA, Nigeria	28	Maxwell Obi, Emmanuel Igbodudu	Reveal
Amal Invest	W22	Investing app for Muslims	Active	Manama, Capital Governorate, Bahrain; Remote	3	Yazin Alirhayim	Reveal
amiloz	W22	Micro-lender in Mexico	Active	Mexico City, CDMX, Mexico	20	Debashish Bhadra, Gianfranco Gentille	Reveal
Anfin	W22	A multi-asset trading platform dedicated to retail investors	Active	Ho Chi Minh City, Ho Chi Minh City, Vietnam; Ho Chi Minh City, Vietnam	40	Phuoc Tran	Reveal
Arc	W22	Banking & Funding for Startups	Acquired	San Francisco, CA, USA	30	Nick Lombardo, Don Muir	Reveal
Accend	S23	Human-in-the-loop AI agents for business underwriting & onboarding	Active	—	3	Pranjal Daga, Yutong Pei, Joseph Zhou	Reveal
Accend	S23	AI agents for commercial underwriting at banks and fintechs	Active	—	18	Pranjal Daga, Yutong Pei, Joseph Zhou	Reveal
Bretton AI	S23	AI agents for financial compliance (AML, KYC and Sanctions)	Active	San Francisco, CA, USA	34	Will Lawrence	Reveal
Capi Money	S23	Helping businesses in emerging markets make pay their international…	Active	London, UK	40	Mitch Riley, Scott Liddle	Reveal
Capi Money	S23	Helping businesses in emerging markets make pay their international…	Active	London, England, United Kingdom	40	Mitch Riley, Scott Liddle	Reveal
Cardinal Gray	S23	Automating lenders' interactions with the DMV	Active	New York, NY, USA	4	Jack Chapman, Muhammad Khattak, Grant Pease	Reveal
Cardinal Gray	S23	Automating lenders' interactions with the DMV	Active	New York City, NY, USA	6	Jack Chapman, Muhammad Khattak, Grant Pease	Reveal
Casca	S23	Make Banking Magical	Active	San Francisco, CA, USA	28	Lukas Haffer	Reveal
Casca	S23	Make Banking Magical	Active	San Francisco, CA, USA	40	Lukas Haffer, Isaiah Williams	Reveal
CheqUPI	S23	India's first UPI wallet for foreign nationals and NRIs	Active	Bengaluru, Karnataka, India	15	Sudhanshu Shekhar, Manish Shukla	Reveal
Coba	S23	Dual Currency Accounts For LatAm	Active	Monterrey, Nuevo Leon, Mexico	9	Abraham Kuri Vargas, Eduardo Lopez De Leon, Carlos Alberto Medellin Gonzalez	Reveal
Coba	S23	Dual Currency Accounts For LatAm	Active	Monterrey, N.L., Mexico; Austin, TX, USA	9	Abraham Kuri Vargas, Eduardo Lopez De Leon, Carlos Alberto Medellin Gonzalez, Carlos Gonzalez	Reveal
Diligent	S23	AI agents for fintech risk and compliance operations	Active	London, England, United Kingdom	10	Edoardo Maschio, Ahmed Gaber	Reveal
Eden Care	S23	Digital health insurance for employers in Africa	Active	Nairobi, Kenya	28	Moses Mukundi	Reveal
Envelope	S23	Banking with built-in budgeting	Active	San Francisco, CA, USA	2	Katelyn Strobel, Josh Strobel	Reveal
Flex	S23	Stripe for HSA/FSA payments	Active	—	8	Sam O'Keefe, Miguel Toledo	Reveal
Flex	S23	Stripe for HSA/FSA payments	Active	Remote	8	Sam O'Keefe, Miguel Toledo	Reveal
Respaid	S23	Respectful B2B Debt Collection, Powered by AI	Active	San Francisco, CA, USA	42	John Banner	Reveal
Slicker	S23	Recover payment failures and maximize subscription Revenue	Active	London, UK	2	Dani Penev, Ivan Valkov	Reveal
Slicker	S23	Recover payment failures and maximize subscription Revenue	Active	London, England, United Kingdom	2	Dani Penev, Ivan Valkov	Reveal
SyntheticFi	S23	Low cost securities-backed lending for financial advisors and HNWI	Active	—	10	Tony Yang	Reveal
SyntheticFi	S23	The cheapest way to borrow money	Active	San Francisco, CA, USA	25	Tony Yang, Joseph Wang	Reveal
VaultPay	S23	Digital banking platform for the 30 million smartphone users in DRC.	Active	Kinshasa, Democratic Republic of the Congo	2	Ntambwa Basambombo, Christel Ilaka	Reveal

Batch Distribution

XX2614 XX256 WW2618 WW2516 WW2425 WW2343

Status Breakdown

Active580 Acquired70 Inactive57 Public2

Top Locations

San Francisco190 New York City67 New York38 London29 Bengaluru29 Mexico City27

About YC Fintech Companies

Y Combinator has funded 709 fintech companies since its founding in 2005. These startups span from early-stage pre-launch to publicly traded companies, making YC one of the most prolific backers of fintech innovation globally.

580 of these companies are currently active. 70 have been acquired. 2 have gone public. VCBacked tracks verified founder contact information, team sizes, and company status for every YC fintech startup.

Related Industries

B2B3278 Healthcare805 Consumer654 Engineering, Product and Design610 Industrials489 Infrastructure303 Productivity208 Real Estate and Construction184

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