Industry
YC Fintech Companies
709 Y Combinator fintech startups with verified founder contacts, batch info, and company data.
709
Companies
580
Active
70
Acquired
2
Public
YC Company Directory
50 companies
Company | Batch | Description | Status | Location | Team | Site | Founders | Reveal |
|---|---|---|---|---|---|---|---|---|
Armilla AI | W22 | Liability insurance for generative AI and AI Agents | Active | Toronto, ON, Canada | 14 | Dan Adamson, Karthik Ramakrishnan, Baiju Devani | Reveal | |
Arpari | W22 | Multibank treasury management | Active | New York, NY, USA | 6 | Alexandra Zwiener, Toby Edward | Reveal | |
Arpari | W22 | Multibank treasury management | Active | New York City, NY, USA | 6 | Alexandra Zwiener, Toby Edward | Reveal | |
Aspora | W22 | Single account to manage money across the world | Active | London, England, United Kingdom | 85 | Parth Garg | Reveal | |
AYC Fund | W22 | Web3 VC and Web3 Liquid Fund | Active | Seoul, South Korea | 2 | MJ Kim | Reveal | |
BharatX | W22 | Enable Buy-Now-Pay-Later in a White-Labelled Manner | Acquired | Bengaluru, Karnataka, India | 14 | Shyam Murugan, Eeshan Sharma, Siddharth Venu | Reveal | |
Bifrost | W22 | Wills and Estate Management for Crypto | Inactive | San Francisco, CA, USA | 4 | Kartik Sathappan, Samraaj Bath | Reveal | |
Boya | W22 | Corporate Expense cards and Spend management for businesses in Africa | Active | Nairobi, Nairobi County, Kenya | 9 | Alphas Sinja, Robert Nyangate | Reveal | |
Cardda | W22 | All-in-one spend management for businesses in Latam | Active | Santiago, Santiago Metropolitan Region, Chile; Mexico City, CDMX, Mexico | 5 | Cristóbal Grinbergs, Sebastián Hernández, Cristóbal Grinbergs Vidal | Reveal | |
Cashmere | W22 | Crypto wallet for web3 startups | Inactive | San Francisco, CA, USA | 3 | Shashank Khanna, Rebecca Lee, Charlotte McGinn | Reveal | |
Clupp | W22 | Innovative insurance solutions for underserved markets. | Active | Mexico City, CDMX, Mexico; Remote | 12 | Omar Said López Tronco, Marisol Sánchez, Marisol Sánchez Navarrete | Reveal | |
Creizer | W22 | Clear.co for LATAM. Revenue based financing for online sellers. | Active | Mexico City, CDMX, Mexico | 12 | Emiliano Musalem | Reveal | |
Creizer | W22 | Clear.co for LATAM. Revenue based financing for online sellers. | Active | Mexico City, CDMX, Mexico | 12 | Emiliano Musalem | Reveal | |
Curacel | W22 | AI-Powered Infrastructure for Insurance & Healthcare | Active | Lagos, Nigeria | 30 | Henry Mascot, John Flash Dada | Reveal | |
Cypher | W22 | Crypto Neo-Bank (WhatsApp moment for bank accounts) | Active | Palo Alto, CA, USA | 12 | Kuberan Marimuthu | Reveal | |
digi | W22 | Enabling banks have a fintech-style loan origination process | Active | — | 30 | Santiago Pezzoni, Hernan Lopez Conde | Reveal | |
digi | W22 | Enabling banks have a fintech-style loan origination process | Active | — | 30 | Santiago Pezzoni, Hernan Lopez Conde | Reveal | |
Duplo | W22 | Venmo for B2B in Africa | Active | — | 13 | Yele Oyekola, Tunde Akinnuwa | Reveal | |
Eazipay Inc. | W22 | Eazipay powers effortless payroll and financial access in Africa. | Active | 105102, Lagos, Nigeria | 27 | Asher Adeniyi | Reveal | |
Elevate (formerly Bloom) | W22 | US based USD accounts for non-US residents | Active | Dubai, Dubai, United Arab Emirates | 7 | Khalid Keenan, Youcef Oudjidane, Abdigani Diriye | Reveal | |
Elevate (formerly Bloom) | W22 | US based USD accounts for non-US residents | Active | Dubai - United Arab Emirates | 7 | Khalid Keenan, Youcef Oudjidane | Reveal | |
Elphinstone, Inc. | W22 | Robo-advisory platform for Pakistan | Active | Sindh, Pakistan | 15 | Uzair Mahmud | Reveal | |
Fello | W22 | Grow money and win $1000 every week by saving and playing games | Inactive | Bengaluru, Karnataka, India | 24 | Manish Maryada, Shourya Lala | Reveal | |
Finku | W22 | AI powered personal finance app for Indonesia | Active | Jakarta, Indonesia | 20 | Reinaldo Tendean | Reveal | |
Finnix | W22 | Financial technology solutions for Indonesian creative businesses | Active | Jakarta, Indonesia | 13 | Reinhart Hermanus, Philip Moniaga, Sebastian Yaphy | Reveal | |
Fintelite | W22 | Intelligent Process Automation for Lending. | Active | Singapore | 20 | Nadia Amalia, Nadia Fadhila | Reveal | |
Gauss | W22 | AI agent that helps consumers lower the cost of debt automatically | Active | New York City, NY, USA | 16 | Alex Matsenov, Abdullo Akhadov | Reveal | |
GIMO | W22 | We help underbanked workers get paid before payday | Active | Hanoi, Hoàn Kiếm, Hanoi, Vietnam | 70 | Quan Nguyen | Reveal | |
GIMO | W22 | We help underbanked workers get paid before payday | Active | Hanoi, Hanoi, Vietnam | 70 | Quan Nguyen | Reveal | |
Glep | W22 | AI-Native Spend platform built for Real Estate businesses | Active | San Francisco, CA, USA | 30 | Andrew Airelobhegbe, Impact Airelobhegbe, Godstime Asine, Praise Osagie | Reveal | |
goodfin | W22 | Building the next generation of wealth | Active | San Francisco, CA, USA | 8 | Anna Joo Fee | Reveal | |
GoSats | W22 | GoSats helps you earn free bitcoin when you shop in India. | Active | Dubai, Dubai, United Arab Emirates; Bengaluru, KA, India | 8 | Mohammed Roshan, Roshni Aslam | Reveal | |
Grey | W22 | Banking services for remote workers and digital nomads | Active | San Francisco, CA, USA; LA, Nigeria; Remote | 15 | Idorenyin Obong, Joseph Femi Aghedo | Reveal | |
Harmoney | W22 | Agentic AI solution for fixed income, credit and portfolio analysis | Active | Mumbai, Maharashtra, India | 30 | Aditya Mehta, Amal Dani, Omkar Ghaisas | Reveal | |
Joe | W22 | We let customers "Buy Now Pay Later" on any store in Europe. | Acquired | Paris, Île-de-France, France | 12 | Kevin Ohana, Yohan Elbase | Reveal | |
Joe | W22 | We let customers "Buy Now Pay Later" on any store in Europe. | Acquired | Paris, France | 12 | Kevin Ohana, Yohan Elbase | Reveal | |
Kapital Bank | W22 | Data driven neobank for SMBs in LATAM | Active | Mexico City, CDMX, Mexico | 500 | Rene Saul, Eder Echeverria, Fernando Sandoval Oseguera | Reveal | |
Kapital Bank | W22 | Data driven neobank for SMBs in LATAM | Active | Mexico City, CDMX, Mexico | 500 | Rene Saul, Eder Echeverria, Fernando Sandoval Oseguera | Reveal | |
Lenco | W22 | Pan-African digital bank for Africa's 50m businesses | Active | Lagos, Nigeria | 13 | Andrew Airelobhegbe, Impact Airelobhegbe, Godstime Asine, Praise Osagie | Reveal | |
Lenk | W22 | The next-gen lending platform for the banking system in LATAM. | Active | Santiago, Santiago Metropolitan Region, Chile | 18 | Guido Galanter, Tomás Gropper, Nicolás Piqueras | Reveal | |
Magna | W22 | Carta for Web3: token vesting and DeFi investment management. | Acquired | New York City, NY, USA; New York, NY, USA | 18 | Bruno Faviero, Arun Kirubarajan | Reveal | |
Mahaana Wealth | W22 | Mahaana is first & only licensed digital wealth manager in Pakistan | Active | Islamabad, Pakistan | 30 | Muhammad Shamoon Tariq | Reveal | |
Momento | W22 | Building a full-stack auto insurer for the underserved in LatAm | Active | Mexico City, CDMX, Mexico | 18 | Lois Rogel Vence, León Bartolomé Carreño, Andrés Guerrero Álvarez, Andrés Guerrero Alvarez | Reveal | |
Momento | W22 | Building a full-stack auto insurer for the underserved in LatAm | Active | Mexico City, CDMX, Mexico | 18 | Lois Rogel Vence, León Bartolomé Carreño, Andrés Guerrero Álvarez | Reveal | |
Mono | W22 | Embedded finance infrastructure for LatAm enterprises. | Active | Bogotá, Bogota, Colombia; Remote | 30 | Sebastian Ortiz, Juan Camilo Poveda, Jose Tomas Lobo | Reveal | |
Nash | W22 | All in one finance platform for borderless businesses in Africa | Active | San Francisco, CA, USA; Nairobi, Nairobi County, Kenya | 11 | Anthony Wagacha, Mahmoud Ghulman | Reveal | |
Nophin | W22 | AI Deal Screening Analyst for Commercial Real Estate Acquisitions | Inactive | New York City, NY, USA; New York, NY, USA | 5 | Teddy Li, Weeks Mensah, Kwadwo Nyarko | Reveal | |
Numida | W22 | Working capital for African micro businesses | Active | Kampala, Uganda | 115 | Mina Shahid, Catherine Denis | Reveal | |
Onyx Private | W22 | A modern and more accessible private bank for the new generation | Acquired | Miami, FL, USA | 10 | Victor Santos, Douglas Lopes, Tiago Passinato | Reveal | |
Onyx Private | W22 | A modern and more accessible private bank for the new generation | Acquired | Miami, FL, USA | 10 | Victor Santos, Douglas Lopes, Tiago Passinato | Reveal |
Status Breakdown
About YC Fintech Companies
Y Combinator has funded 709 fintech companies since its founding in 2005. These startups span from early-stage pre-launch to publicly traded companies, making YC one of the most prolific backers of fintech innovation globally.
580 of these companies are currently active. 70 have been acquired. 2 have gone public. VCBacked tracks verified founder contact information, team sizes, and company status for every YC fintech startup.
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