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YC Fintech Companies

709 Y Combinator fintech startups with verified founder contacts, batch info, and company data.

709

Companies

580

Active

70

Acquired

2

Public

YC Company Directory

50 companies

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Company
Batch
Description
Status
Location
Team
SiteFoundersReveal
Orca
W22Banking for Gen Z, on steroids.ActiveAustin, TX, USA4DY ​, Tim QinReveal
Orca
W22Banking for Gen Z, on steroids.ActiveSan Francisco, CA, USA; Austin, TX, USA4DY ​, Tim QinReveal
Pantore Pay
W22Working capital for Brazilian restaurantsActiveSão Paulo, State of São Paulo, Brazil25Yonathan Faber, Renan PupinReveal
Partna
W22Unlock African paymentsActiveWilmington, DE, USA; Remote8Bashir Aminu, Hakeem Adeyemi OrewoleReveal
PayCaddy
W22Simplified Banking as a Service for LatamActivePanama City, Panama, Panama20Juan Diego Galvez, Federico Benavides, Juan WilliamsReveal
PayCrunch
W22Credit Card for college students based on UPI.ActiveBengaluru, Karnataka, India5Aman BhayanaReveal
Peakflo
W22Agentic workflows that automate your back‑office operationsActiveSingapore, Singapore45Saurabh Chauhan, Dmitry VedenyapinReveal
Perl Street
W22Financing the next-generation of infrastructure projectsActiveAustin, TX, USA4Tooraj ArvajehReveal
Pigeon
W22Simplifying loans with your friends & family.InactiveMiami, FL, USA; Remote5Brian Bristol, Kaben Clauson, Anna Matilde TangaReveal
Pigeon
W22Simplifying loans with your friends & family.InactiveMiami, FL, USA5Brian Bristol, Kaben ClausonReveal
PINA
W22WealthFront of Indonesia ActiveJakarta, Indonesia25Daniel van Leeuwen, Hendry Chou, Christian Hermawan, Fajar KuntoroReveal
Plumter
W22Financial tools for cross-border tradeActiveLagos, LA, Nigeria; Remote12Yinka Elujoba, Eni JoshuaReveal
Pluto.markets
W22Modern Investment Product for 100m underserved EuropeansActiveCopenhagen, Denmark4Joakim Bruchmann, Oscar VingtoftReveal
Poko
W22Seamless Fiat Payments for Web3ActiveSingapore, Singapore10Geoffrey See, Sean Ang, Van TranReveal
PolicyFly
W22Modernizing Specialty InsuranceActiveNew York City, NY, USA; Remote30Marcel Esser, Michael FiedelReveal
PolicyFly
W22Modernizing Specialty InsuranceActiveNew York, NY, USA30Marcel Esser, Michael FiedelReveal
Postal
W22An AI native virtual address & mailroom for businesses.ActiveNew York, NY, USA4Max Clarke, Tommy PeeplesReveal
Railbird
W22A futures market for events.AcquiredNew York City, NY, USA; New York, NY, USA8Miles Saffran, Edward TianReveal
Railbird
W22A futures market for events.AcquiredNew York, NY, USA8Miles SaffranReveal
Rank (formerly Moni)
W22Group Financing for small businesses across Africa.ActiveLagos, Nigeria20Femi Iromini, Adedapo SobayoReveal
Rank (formerly Moni)
W22Group Financing for small businesses across Africa.ActiveLagos, LA, Nigeria; Remote20Femi Iromini, Adedapo SobayoReveal
Rebill
W22Global payments infrastructure in LATAM and USActiveBuenos Aires, CABA, Argentina10Nahuel Candia, Ariel Diaz Ailan, Ariel Díaz AilánReveal
Rebill
W22Payment infrastructure designed for LATAM.ActiveBuenos Aires, Argentina12Ariel Diaz AilanReveal
SALT
W22B2B Cross-Border Payment & Compliance PlatformActiveBengaluru, Karnataka, India14Ankit Parasher, Udita PalReveal
Samos Insurance
W22Accidental Death Insurance for Surgery ActiveKitchener, ON, Canada6Leon PunambolamReveal
Samos Insurance
W22Accidental Death Insurance for Surgery ActiveKitchener, ON, Canada6Leon PunambolamReveal
Sei AI
W22AI Operations Partner for Mortgage & BankingActiveNew York City, NY, USA—Pranay Shetty, Ramkumar VenkataramanReveal
Seis
W22Banking 100% in Spanish for the 44 million US Spanish speakersInactiveSalt Lake City, UT, USA; San Francisco, CA, USA70Trevor McKendrickReveal
Seis
W22Banking 100% in Spanish for the 44 million US Spanish speakersActiveSan Francisco, CA, USA70Trevor McKendrick, Josh HowlandReveal
SNAB
W22A global finance automation platform for complex multi-entity…ActiveMadrid, Spain6Gorka Aguirre, Juan coll SolerReveal
SNAB
W22A global finance automation platform for complex multi-entity…ActiveMadrid, Community of Madrid, Spain; Remote6Gorka Aguirre, Juan coll SolerReveal
SnapTrade
W22Plaid for tradingActiveFredericton, NB, Canada17Brendan Lee Young, Brendan Wood, Brendan Lee YoungReveal
Soon
W22Automated sweep account, invest without the stress of speculatingActiveSalt Lake City, UT, USA; Remote4Michael Shattuck, Aaron BylundReveal
Spade
W22Spade is the data and AI platform for modern finance.ActiveNew York City, NY, USA30Oban MacTavish, Cooper HartReveal
Stock Unlock
W22Web-app | investment education and analysis tools for retail investorsActiveNew York, NY, USA8Jake Ruth, Daniel PronkReveal
TAI
W22Control All of Your Investments from a Single AppAcquiredSan Francisco, CA, USA3Alexander KwanReveal
Tola
W22The simple, fast and free tool for businesses to pay and get paidAcquiredSan Francisco, CA, USA12Alen Cvisic, Guillaume SimardReveal
Top Road
W22Payments & analytics for apps in the OpenAI GPT StoreActiveSydney, NSW, Australia2Jeevika Makani, Celilsemi Sam ErkinerReveal
Touch and Pay Technologies Limited
W22Digitizing and processing Microtransactions in AfricaActiveLagos, LA, Nigeria55Olamide Afolabi, Michael Oluwole, kabir YaboReveal
Transfez
W22Brex for small businesses in Indonesia ActiveJakarta, Jakarta, Indonesia50Edo Windratno, Bondan HerumurtiReveal
Transfez
W22Brex for small businesses in Indonesia ActiveJakarta, Indonesia50Edo Windratno, Bondan HerumurtiReveal
UpBanx
W22Brex for D2C Brands and Content Creators in IndonesiaActiveJakarta, Indonesia13Wafa Taftazani, Alif Jafar Fatkhurrohman, Hendri WijayaReveal
Valari
W22Embedded finance platform for LatAm.InactiveMexico City, CDMX, Mexico; Remote3Alejandro Pozo, Sebastian AlvaradoReveal
VantedgeAI
W22FundOS — AI operations for fund managersActiveNorwalk, CT, USA11Ravi Chachra, Vijay LavhaleReveal
VantedgeAI
W22Scaling investing workflows with AIActiveNorwalk, CT, USA11Ravi Chachra, Vijay LavhaleReveal
Vendy
W22Vendy is a marketplace on WhatsAppActiveLagos, Nigeria20Kayode DisuReveal
Venue.ink
W22Software for tattoo artists and studiosActiveToronto, ON, Canada9Jason Goldlist, Danilo CabelloReveal
Wagetap
W22Advance next payday, and BNPL for billsActiveSydney, NSW, Australia10Mitchell Stevens, Declan ConlonReveal
Wagetap
W22Advance next payday, and BNPL for billsActiveSydney NSW, Australia10Mitchell Stevens, Declan ConlonReveal
Whiz
W22Transforming Finances, Maximizing Your Money Potential.InactiveJakarta, Indonesia9Dominic Sumarli, Frederick Widjaja, Agnes LieReveal

Batch Distribution

Status Breakdown

Top Locations

About YC Fintech Companies

Y Combinator has funded 709 fintech companies since its founding in 2005. These startups span from early-stage pre-launch to publicly traded companies, making YC one of the most prolific backers of fintech innovation globally.

580 of these companies are currently active. 70 have been acquired. 2 have gone public. VCBacked tracks verified founder contact information, team sizes, and company status for every YC fintech startup.

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